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 What can Credit Card companies legally do, if you stop making payments?
What if you are a Canadian in Florida and these are American Cards? Would going back to Canada be absolutely necessary?

Sorry about the 3 questions. Serious or seriously funny answers ...


 What are the best ways to clean up your credit in one year?
...


 How do i make my credit score? i just turned 18 and every one keeps tellin me i should get a credit card?
but HOW??...


 What should i do about Capital One?
Ok i have had this card with them for 3 years and have never complained about the 19.80% interest but now that i have built my credit up to a score of around 750 at 22 years old i do not want a card ...


 How do you make 200 dollors FAST??!!?
Please I really need to make $200 FAST!!!!!PLEASE HELP!!!!!...


 Im scared!! my debt might be passed onto a baliff, will i get any sort of correspondence off them first????
...


 Car finance settlement figure?
Can anyone help me with trying to figure out how much my settlement figure on my car finance would be.

I took out the finance last august 06. The car total was 3895 and i pay 124.62 a ...


 People that had my phone number prior to me aren't paying their bills?
Apparently the people who had my current phone number are deadbeats and are not paying their bills. I usually get at least a phone call a day including the weekends. I have talked to these people ...


 Debit card question?
How long does it take for the shops to take the money out of your account from when you purchased something on your debit card? As this is my first and I do not wish to end up going over what i have ...


 How can i buy a property without having to put down a deposit?
I cant afford a deposit for a property so is there anyway around this?...


 I am looking for a loan for $5,000 to pay urgent bills. I have aweful credit, and can't find a loan! Help me?
I have run into some monetary hardships, and need to borrow $5,000 fast! I am in the process of applying for a grant, but it could take 10-12 weeks. That is just not soon enough for me! I have ...


 I have a debt over 5 years old and the creditors have only just asked for payment. am i in my rights to refuse
...


 Do credit checks affect your credit score?
...


 My grandmother is being sued after 10 years after she co-signed for her grandson's credit card.?
Is it legal for a law firm after 10 years to sue you (cival suit) amount over $10,000 for and old credit card debt that you just co-signed? Please help my grandmother is at her witts end.. Thank ...


 What is a creditcard?
...


 Why are people obsessed with credit?
The way i see it is if you can't afford it in the 1st place you don't get it.
And people wonder why they are in debt.
I don't get it.
Please explain.
Additional D...


 Can I get a loan with a bad credit rating?
I'd like to take out a loan to pay for a holiday to Australia next year with some friends. I need about £2000.

Unfortunately I have a really bad credit rating, after living off ...


 Getting a car loan with bad credit?
When I was 18 I got a couple credit cards and payed them good for a year, then my job went shaky and i was out and no way to pay them back. Im now 21 with a credit score of around 510. Since then I ...


 Where can I get a personal loan to consolidate my debt?
...


 Should a person declare bankruptcy or just wait seven years for their credit to heal itself?
...



okronbon
Is it a bad idea to put all the credit card junk mail into their return envelope and send it back??

Additional Details
Just to be a pain in the ***...and cost them money...
                     
 




miniuscerrinius
Just go to the Post Office and have all your mail forwarded directly to the trash can


Paula M
Rating
Andy Rooney from 60 minutes suggested just that a couple of years ago. He even adds extra to the envelopes like pizza flyers, carpet cleaning, etc. to each envelope.

I do it too - and I OPTED out last year


Rebeca O
Why don't you just call (888) 567-8688

It's where you opt-out on receiving anymore pre-qualified credit card offers.


MOM KNOWS EVERYTHING
Just don't put the part with your name and address back in the envelope.


llwhateverll
Rating
I usually put all that stuff, pluss all te other stuff I get with my other creditcard statements, plus cut up magizines and flyers etc.

I just make sure that nothing with my name and address is on it.

I once sent an envelope needing $4.85 in postage to HSCB in Nevada.

I also mail off all of thoes Business Reply post cards I get in magizines too. I am sick of getting a new readers Digets or other magizine and having 100 post cards flutter to the floor.

I don't fill them out, just drop them in the mail with nothing on them and then the company has to pay the pstage


jboatright57
Rating
That won't accomplish anything, except maybe release your anger. In which case, go ahead. Otherwise, shred it, and remember that the more mail they send, the more they are spending with the USPS. And, the more they spend, the better chance we have of not having postage increases very often. So, I welcome junk mail and catalogs, just to keep the USPS afloat.


mammma
Rating
I never thought of that. hahaha... Sure, why not. Maybe add a note in bold letters telling them NOT to send you anymore junk and to take your name off their mailing list.

I always shred everything that comes to my address with any personal information on it.


Wilton P
What difference does it make? Some minimum-wage laborer opens it, sees what it is, throws it away.


Va Party Girl
Just don't send back any of your info...such as address, name, etc. Send them the coupon for pizza LOL
It keeps the mail in business and the junk company has to pay for it!! Love it!!


hippiegirl672003
Rating
I'm sorry but that is f***'n hilarious.I wish everyone would do that.Maybe it would cut down on some of the wastefulness of theses STALKERS.I call them stalkers b/c no matter where I go there THEY are.


pottersclay70
Rating
LOL sounds like something my dad would do. He is a self professed grouch though.


Halo
That's a waste of time. Recyle them.


darth_timon
If you get junk mail for pizza companies and other such places, stick the pizza adverts into the envelopes for the credit card companies and vice versa. That way you kill two birds with one stone.


educated guess
You must be my ex because he is the only person I've ever seen do this. My advice, get a life!


thetoothfairyiscreepy
Rating
that would be absolutely ignorant of you to do such a thing. then you run the risk of a total stranger opening it up again, and applying for credit in your name!


POWER
Yeah that's is really good. You can show them who's the Junk mail boss now and send in all their trash back.


Max B
Rating
If you are really that bored send the the rest of your junk mail as well. no sense in being discriminatory right????


johnnyjava
I think it sounds like a great idea. You got my vote.Now I know what I'm doing with all these.


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