 Cash vs credit card? |
| do we save more shopping with cash or credit card? from what i notice.. sometimes when i shop with credit card.. they charge me with some transaction fees.. but on the other hand.. they also give me ... |
|
 I found a credit card and if I use it, how much trouble will i get in? |
| i found a credit card and if I use it, how much trouble will i get in? im at walmart and i find a credit card and take. i leave walmart and me and my friends decide to take 1000$ out. should i do it?<... |
|
 How much will co-signing a loan affect my credit score? |
| This is for our daughter, we have no problem co-signing as she is extremely responsible and cares as much about her credit as we do ours. We have an excellent score...799...but she is consolidating ... |
|
 Math problem-help me solve? |
| An employee worked 40 hours at his regular rate of $5.00 per hour. He also worked 5 hours of overtime at a rate equal to 1-1/2 times his regular rate. How much did he earn this week? ?... |
|
 Can a collections agency take money directly from my bank account without notification? |
| I defaulted on my credit card with my bank. They passed the debt onto a collections company. Just this week I received a sum of money left to me by a deceased relative. As soon as the money cleared ... |
|
 Is it worth taking the risk and not paying, or will I get sued? |
| I earlier had posted a question about my CPA charging me $450 to do my taxes. Price was not discussed beforehand because a third party was paying for it in the past, so it was not a concern of mine. ... |
|
 Very bad credit, any chance of getting an apartment? |
| Ok, we have bad credit. We have both been unemployed recently due to company shut downs,(yay Michigan) and have gotten behind on credit card payments. My husband just got a great job offer in C... |
|
 Unsecured bad credit personal loan? |
| How and where to contact an honest, reputable, private individual NOT a bank, as soon as possible, to secure a loan to repay with interest. Prompt response is appreciated. Thank you in advance for ... |
|
 I have a credit card I can't pay off. I don't care about my credit score. What can they do? |
I live in Texas and there is no wage garnishment laws here.
I know they will destroy my credit score but at this point I don't care.
Is there anything else they can do to ... |
|
 Has anyone tried the credit cards for people with bad creit, if so are there any good ones out there? |
| has anyone tried any of the credit cards for poor credit, do they work and what problems has anyone had with ... |
|
 How do I re built my credit? |
| i am 21 years old and have a credit score of 600, is there anything i can do to improve it?... |
|
 Credit Cards , Are they really out to get you ? What do you think ? |
They have become much more treacherous to Consumbers .
1.
By imposed intrest rates in excess of 30% on customers whoes only offense might be a late payment to another creditor .
2.<... |
|
 Credit Card question? |
My parents got me a credit card with my name on it but it was from their account. The Bill goes to my parents and I was wandering if the credit goes towards my credit history or my parents?
... |
|
 How to build credit? |
Ok here's the deal. I don't have any credit history, whether good or bad.
A mortgage broker told me that I should get a credit card and a couple of credit cards through retailers like ... |
|
 If i don't pay my credit card bill that is due friday, what will happen? |
| ok on my bank of america visa credit card i have a payment of $290 due this friday, however i won't be able to make the payment. i will probably pay like a hundred. until now i have always paid ... |
|
 I'm getting calls from a collection agency that I am avoiding. What should I do? |
| Its been a couple yrs in collection, and its only $700. Shoud I wait out the seven yrs. I heard if I speak with the collector they can restart the 7 yr period all over again so I'm afraid to ... |
|
|  |
thatguy2007 | Is it bad to charge items on a new credit card and then pay the bill the next day? |
I just got a card that is issued to people considered "high-risk". I do not need the card, but I am trying to help my credit score, etc. What is the best way to treat this situation? Should I charge an item worth a decent amoutn (ie, groceries, etc.) and pay it off the next day - or does the company view that as bad? thanks |
 |
 
Dashing Geek
|
The company will make less money on you, but it will be awesome for your credit. To top it off, they cannot do anything about it - pay on time and you win.
I am going through the credit review process now as I have to buy a house, and three mortgage lenders told me that one reason my credit is so good is because I always pay my cards on time and never carry a balance. Go for it - you are on the right path. |
|
Todd B
|
That actually doesn't help your credit score. Wait until you get the bill, then pay it off. That will help. |
|
bdancer222
|
Wait till you get the statement, then pay the account in full. Some credit cards do not want you to make multiple payments each month. Besides, paying the day after you make the charge, really does nothing for your credit score.
Credit card companies only report whether you pay on time or not. Just make sure you always pay on time -- and pay in full to stay out of debt and save the interest. |
|
Eddie
|
Pay off your balance every month, period. Its the only way to improve your score. Best to pay when the monthly bill is mailed to your residence, because it's convenient for the company. |
|
lasts4hours
|
The best way to build credit is to keep a ballance for 6 or so months that is less than 1/3 of the limit on the card. It is a good idea to always pay off American Express cards each month as most of them have to be paid in full each month. It is also a good idea to put aside the money to completely pay off all your credit card debt at any given time. You will sleep very well and get better credit offers too. If you do not need the card from a high risk lender then do not use it. And last but not least NEVER BUY CONSUMABLE GOODS ON CREDIT!!!! Ec Nobody |
|
hairspecialist28yrs
|
no, that how you build your credit score..good job, just do NOT EVER HAVE A BALANCE ON YOUR CREDIT CARD....it's actually okay to go to the next pay cycle, but if you want to send it in, by all means DO! That only assures YOU that you won't have a balance when it comes due at the end of the month and you for some reason can't pay it....
TinaB |
|
Doran P
|
Doing it the next day will NOT help your credit.
This simply tells your creditor that you had the funds already....it does not signify any real progress of risk credibility.
pay it off at the end of the month. |
|
mccray_51
|
The company will think it's bad because they lose the interest. To heck with them if you have the ability to payoff the balance every month ... do it. Many people do. |
|
Mrs. T
|
no its a good thing. use it and pay it off in full every month builds credit |
|
David M
|
Although your line of credit is considered in with your score, paying it is what makes your credit better. stay in the habit of paying it off quickly and not letting it build up. You'll be happier in the long run |
|
Alyssa J
|
that is the only way ive ever used my credit card (well, not next day, but the day it shows up as a balance on internet banking) and when i went to get a mortage my credit rating was great (or so says my broker) and i got a great deal. so i think its fine. im sure they dont like it themselves, but its great for you. |
|
Sarah M
 |
this is accuaully a really good way to get better credit and another way is to get your next car from a buy here pay here place that bumps your credit score up very much! |
|
Starrr ♥♥♥
|
Pay off any charges you make for the month in full when the statement comes. Be sure to pay it on time and you will be fine.
Using the card and making payments on time establishes your responsibility and reputation. |
|
disguisedd2004
|
Every time my dad makes a charge on his credit card he takes the receipt home, writes out a check for that amount and pins it to his bill board until the bill comes in the mail, that way he always makes sure that he has the money for that bill, and his credit card doesn't keep stacking up. He builds his credit up with the purchases but pays it off right away so he doesn't forget about it. |
|
Debt Slayer
|
Shred your credit cards and pay cash for everything. Then you'll never have to worry about debt or your credit score. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
16 | 11 minutes(s) ago
| | | |
15 | 18 minutes(s) ago
| | | |
15 | 52 minutes(s) ago
| | | |
15 | 3 hour(s) ago
| | | |
15 | 5 hour(s) ago
| | | |
15 | 10 hour(s) ago
| | | |
15 | 1 day(s) ago
| | | |
15 | 4 day(s) ago
| | | |
15 | 6 day(s) ago
| | | |
12 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
