 If he doesn't pay will it show up on his credit? |
| My boyfriend just got a phone bill in the mail from 9 years ago. He didn't even know anything about it, and when he did a credit check a few months ago for something else, that wasn't on it.... |
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 Can I do a bankcrupcy and add my hard money loan? |
| I have a hard money loan against my dads commerical property under my name and I cannot afford it anymore ...do you think I can do a bk on the hard money ? thats a lien against my dads commerical ... |
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 Credit cards?? |
| Do I have to have a bank account to get a secured credit card?... |
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 I want to file bankrupt is that a mistake????? |
| I was thinking that I should file bankrupt so that I could rebuild my credit in order to buy a home. Do you think that is a good move or not? I want to pay all this bad credit off but it is so hard ... |
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 What does your credit score have to be in order to qualify for a small business loan? I want to be prepared.? |
| I am looking to start a small baby/mother's boutique. The only thing keeping me from going and getting a loan is the fear that my credit score won't be high enough... it's sitting at 6... |
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 How can i start building credit? |
i'm a college student, i already have loans out. how can i start building my credit?
Additional Details
i dont have any bills yet. i have a checking account.... |
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 What help does your bank provide for people who are in debt? |
| I need this answer as soon as possible …please if you answer this question ..let me know quickly…thanks for your help.... |
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| Collections? |
| I have a CC debt that has been charged off and sent to a collection agency. I am waiting on validation of the debt from them after sending my validation letter. What do I do if they do not validate? H... |
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 What can I do about calls to my house (see more)? |
| Some chick gave out my number for everything she's been working on lately. Ie. she checked out earthlink and put my number in and I have been getting other telemarketing calls for her to my home ... |
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 Can I change the due date on a credit card bill? |
Two of my credit card bills are due on the 31st. I get paid on the 1st only. Can I request to have my due dates changed so that I don't have to worry if I will have the money to pay my bill?
<... |
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 I am worried about my credit? |
| I am 21 years old and I am in my last year of college (graduating May 2008) I had 3 credit cards that were all about 1.5 years passed due and in total about 2500 dollar debt. I paid one off in full ... |
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 Can a credit card company randomly raise your APR for no reason? |
I have a credit card and just looked at my statement- my APR doubled.
I called the company and they said they can't tell me why, due to 3rd party something or another, but will mail me ... |
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 I'm 20yrs old and I have a credit Score of 726? |
| is that good?? What can I do to raise it ? How long will it take me to reach 800?... |
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jaime | Is it bad to have four credit cards? |
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Phineas J. Whoopee
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To "have" no. To use each to its limit "yes". If you use each sparingly and don't carry a large balance on them they can actually be beneficial in improving your credit score. GOOD QUESTION |
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SPIFIMAN1
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There is nothing wrong with having 4 credit cards. I had 14 at one time.
How many credit cards you have makes no difference. What matters is how you manage them and how low you keep your balances.
As long as you pay on time and keep your balances below 30% of your credit limit you will be fine.
Actually to have the best credit profile, you need at least 3 revolving lines of credit (credit cards) and 2 installment lines of credit like cars, homes, boats, furnature or personal loans all with good long pay historys. |
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?
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I've always liked more than one credit card due to the varying interest rates and rebates and other perks of a particular card, but I discovered lately that an increased number of credit cards, regardless of the balance on your account - even if you have no balance at all on one or more cards - negatively affects your credit rating, so, if you don't use all four, or if you can drop one or two, you might be doing yourself a "credit-rating-favor" if you do so. God Bless you. |
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beauty s
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if u are making payments on time no.. but if its hard for u to keep up with your payments yes.. |
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rakolakowski@prodigy.net
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There are a few advantages to having several cards as long as you can pay the balances at the end of most months. First make sure that all of the cards give you some sort of reward dollars or points. All of them occasionally offer bonus points if you purchase items in a certain category. That is the time you use that card. You can earn free vacations, free gas, or even cash. Another advantage is when you have a month where you can't pay all the bills, many times credit card companies will offer lower interest rates for transferring a balance to their card. If your credit is good, some companies still offer even 0% interest for several months. It's usually 3.9% or 4.9% however. |
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iceman
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It depends. If you use them wisely it can be great for your credit score and history. If you have no control over your spending habits then having several cards is a bad thing because you will get into serious debt. |
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Mustbe
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Yes you need only one...
That's my personal opinion. |
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e_s_p
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nope..if u dont use them |
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amdollar
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Depends on your idea of "bad".... if you are trying to be debt free and not have any outstanding debt, the number of cards you need is Zero. The interest rate will catch up to all your cards and keeping them would be insane. Pay them off fast and cut them up. Keep 1 for emergencies only. |
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