 I am thinking of letting me car be reposessed. How much will it hurt my credit? |
| I cant afford my monthly payment and am behind $1600.00. My dealership says they can get me a car loan on a less expensive used car with a co-signer and then to have my current vehicle repossessed. T... |
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 Money?????? |
| What is the fastest way to earn some ... |
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 Has anyone had credit repair done for bad credit? Only true personal experiences please.? |
I need credit repair and advice but im skeptical of scams out there. Please let me know of any credit counseling in Houston.
... |
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 Where can find a website where I apply for a credit card for people w/bad credit? |
| Are there any other than tribute, salute,continial fin., orchard bank or first premier.... |
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 I am in debt and trying to get a loan for £7,500? |
I have got 5 credit cards all with high monthly payments I need one loan to pay off these debts and nobody will help.
I am a council tenant, self employed cash in hand with only commission ... |
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 BAD CREDIT after turning 18 i didnt make payments etc,now 20 i have paid everything in full is my credit good? |
| I got a credit card after turning 18 and i was doing good with the payments at first but being young and dumb i didnt pay after a while and had creditors started calling etc. now im 20 and i have ... |
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 If a lender has made an incorrect entry on my credit file can i insist they remove it? |
| I was charged incorrectly for a bill and i rang them to change it, they eventually did change it and i paid the correct amount in full but they made a mark on my credit file for the old incorrect ... |
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 Could I get a credit card? |
| I don't know much about credit cards other than the absolute basics. I'm 18, in full-time education and only work 1 day a week so I don't earn much. I'm very careful with my money.... |
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 Credit card worries.? |
| i left uk owing over 25,ooo! Two years ago. I want to come back home.I dont have money to pay cards,no savings,no job.But i no affraid to work.What is best plan of action? I dont want to be paying ... |
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 Do you pay a fee to activate your credit card? |
| I just wanted to know is it normal to have to pay a fee to activate a credit card? I was told if you have to pay its a scam. Thanks in adavance.... |
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| Credit Card courtesy check loophole? |
| I've got a credit card that sends me courtesy checks with 0% interest for a year. What's to stop me from writing a check out to myself and depositing it in my high interest savings account ... |
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| Creditors calling my house, my parents at work, and our cell phones at least 1 to 10 times a day..? |
| I am 25yo student, currently no job and living with my parents. I have accumulated a lot of debt and obviously have one creditor calling my cell, my parents home, their cell phones, and their jobs. T... |
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 Credit card debt...? |
| i have about 4-5 diff credit cards that are maxed out im about 7000 dollars in debt they keep callin me to pay it nd i keep tellin them ill make the minimum but i cant because i have to make the ... |
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 If you had a credit card limit of 25,000,000.00? |
| if you had a credit card limet of 25,000,000.00 what would buy or would u only use it when u really needed it?... |
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| I am trying to get back at credit card companies for sending their useless offers.? |
| I need more ideas. I already stuck trash in the business reply envelopes and stuck priority mail labels on them.... |
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| I want to open an account at the bank, but i not have the money to do so. Do you know any solution.? |
P.S i am from Egypt
Additional Details
i have a job i have a mony but bank account need a namber with 3 zero
Many of the answers are not really answers
It seems that it is ... |
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Laurie G | Is it bad to have my credit checked too much? |
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Just enquiring/ inquiring
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No, but it means that you are subconsciously concerned about your debt. There is also an element of insecurity. Spend wisely and try to save at least 10% of your income every month in a savings account. In that way you will be able to buy things cash. Try to break the cycle of debt. Good luck. |
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socorro0745
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It depends if its a "hard check" or a "soft check" Soft is when you check your credit yourself. That doesnt count against you at all. You should do it several times a year to avoid fraud. but if you have multiple "hard" hits (ie trying to open multiple credit cards) then it does lower your score slightly. |
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gotchazspades
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Yes, this lowers your score. Some transactions are clumped into 1 transaction by time frame such as looking for mortgages, I believe within that month all the mortgage companies that check your credit will be lumped as one credit check. Same thing if you are doing Auto Financing. If possible don't have your credit checked too much. |
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Wolfpacker
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Not by you, but by creditors it is. If you do not ask for credit but a company checks it, it does not affect score. |
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shahab a
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yes its bad, it will lower it by a little bit. |
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jan d
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Yes.. |
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NANCY K
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They used to say it was, but now the way everybody can check their own, etc. it doesn't seem like it would still count at all!
Fool.com: How Lenders Keep Score [Credit Center]
Credit Center:Check Your Credit - How Lenders Keep Score ... add 20 points to your score the day after you pay your credit card bill (even ...www.fool.com/ccc/check/check02.htm - |
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Love
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Yes, they say it takes points off your credit score. |
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Medical and Business Information
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It lowers your beacon score. So I would only check if I absolutely had to for a car/house loan. |
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Jimithy â„¢
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Yep. It will lower your score. |
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rache0116
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yes it lowers your score... |
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jay
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VERY GOOD IDEA DO NT HEART AT ALL YOU ON TOP OF YOUR CREDIT HISTORY AND YOU WILL BE AWARE FROM ANY FRAUD 2 TIME A YEAR IS GOOD IDEA |
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Cindy D
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Yes, it actually takes off on your credit score if you check your credit too much. Also if you get a credit card and use it once and then automatically cancel it, but you have to do this a couple of times before it affects you credit score. But it will eventually, they see it as unstable |
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