 Bankruptcy question? |
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 Is it good to have a balance on your credit card? |
I'm new to credit cards.
I was always under the assumption that paying the full amount that you put on your credit card that month, at the end of every month (right before the due ... |
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 I checked with 2 credit scores sites. my equifax fico score is different. one is 518 and the other is 621 ,? |
| how do i know which site / and score is correct. i think this some bulls*** , unless someone tell me otherwise. please help me let me know, also what can i do to get credit score up. i have one line ... |
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 What credit card can I get if I have bad credit ? |
| I have bad credit and need a credit card. I need one that I can use to withdraw funds from the atm or use to make a money order. This is to pay my rent thats why I need either the cash or the ability ... |
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 Is this a scam? |
| someone claims to be a gov't official and wants to give me a $5,000 grant that i have to never pay back because i'm qualified. All the info he wants is my bank name and bank account #. He ... |
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 What is the best credit card for college students? |
| Can anyone tell me what the best college student credit card is? What's usually the credit card limit for students? I'm planning to get it just in case I need it when I go to South Korea ... |
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 Would you live in a van for 3 months to become debt free? |
How about in a small car?
Author and millionaire Robert Kiyosaki (sp) wrote that he was living out of his car for awhile.
Additional Details
Maybe 6 months is more realistic.... |
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 How can I remove charge off's from my credit report? |
| Can someone please advice some good advice on this matter.... |
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I have a paid $10,000 federal tax lien on my credit. The IRS placed the lien on there last year and just a few months ago, I was finally able to pay them off. On my credit it shows as released.
<... |
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 I don't know how to fix his credit!?!? |
| my fiance has a credit score of about 550.we would like 2 buy a house soon,but i'm sure its pretty obvious that wont happen if we dont fix the credit problem.i have a few ??.i know this is going ... |
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| Im 17 and have a pre paid master card im buying something that you ned too be 18 for if i just check off the verify that your 18 box on the site will they be able too find out im 17???... |
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| I want a credit card for just emergencies and I have a good steady job. If capital one is not good what is a good credit card to start with?... |
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| I am currently writing my story on my blog. On Christmas Eve 2008, I was unemployed with $647,000 of debt. I have since read Dave Ramsey's My Total Money Makeover and I am intensely focused on ... |
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| I let a person use my name to purchase an automobile and his negative equity on his prior automobile cause the loan to be 45k. The car is worth 25k and the loan is still 40k. The person split and now ... |
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 Credit Card interest rate went through the roof, why? |
| Can someone help me? I got my 2 credit card bills the other day one is HSBC Bank and the other is CITICards, both showed an interest rate 19.99%. I paid both balances off in full and am considering ... |
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 Pay one off or put a little towards all? |
| With my tax refund Im going to pay credit card bills, however, which is smarter? Put the refund all on one card or put a little on each card?... |
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 If I had some money paid into my bank by accident do I have to pay it back? |
| I mean I really don,t have to say one way or another if its even in there If somebody asks do I?... |
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 Whats the best credit card for a 18 year old? |
| I need a credit card, that has no annual fee. Ive been looking into the PayPal Mastercard, but it says it has a minimum finance charge. Even though this probably wont effect me as my parents will be ... |
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vpcboy16 | Is it bad to keep transfering your credit card balance, just to keep that 0.00% APR? |
Additional Details
You know......when there are promotions they state something like "0.00% APR for 1 year." After that promotional period has ended, does it look bad to transfer your credit card balance to another credit card company where they might also offer a promotion like this?
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Gone fishin'
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It is in your best interest to pay off the credit cards. |
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melspur82
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A professor of mine always said: It depends. If you're trying to pay down that money, the 0.00& APR can be helpful. If you possibly want to buy a house or car soon, it can be very harmful to your credit score. Too many inquiries can dramatically hurt your score. |
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ML
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unless you have the other account closed it will show way 2 many open lines of credit. most of the cards i have gotten offer a 1 year 0% apr. if at all possible buckle down and pay it off within the year |
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iamME
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Yes.....remember this that your payment is applied to your transferred balance first, not the amount you may have charged with you new card that gave you a 6month grace with no interest. Least that the way I understood it from a TV news special about card scams... |
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Scott C
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Yes, because you're not addressing the problem. You are stopping the bleeding but not determining what's causing the bleeding.
So, get on a written budget, track your spending, use cash instead of credit, sell stuff and work extra jobs. You can be debt free!
Scott.... |
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crimethinker1984
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Unless there's a balance transfer fee, and you have to run the balance, it's a great idea. |
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jekin
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You will wake up one day and not be able to do it any more Then you will be stuck with 18-21% interest and no credit.
The credit card companies know you are doing this.They want your business, but there is so far they will go. |
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gabriel s
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Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers! |
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steve s
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yes it is. You are adding more inquiries to your credit report therefore bringing down your credit scores. Also, try to pay off those high balance cards on a bi-weekly basis. This will take the edge off of the interest rates and it prevents the build up of interest that is accrued on a 28 day cycle. You want to keep your balance below 35% of your credit limit. This also helps with raising your credit scores. |
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