 Does anyone know where I can get a loan with bad credit?? |
| There are tons of websites, but I'm not sure which ones to trust? I need it for a studen loan actually, HELP!... |
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 How do I establish good credit with my credit card? |
| I just got my first credit card, and was wondering what the best way was of paying off my first bill? I've heard to pay double the minimum payment for 5 months, then after that start paying off ... |
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 What is the best way to clean ones credit? |
| My mom leagally cleaned her credit for 300 bucks and was then able to make large purchases such as a house and car with no down payment. all I want to do is finance a washer and dryer. my credit card ... |
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 Were can you get pre paid credit cards? |
And if you get one can you use it on the internet, and just like a reagular credit card?
Additional Details
Do they do a credit check on when you get a prepaid credit card?... |
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 Why was i refused personal loan from banks with best APR ? |
i am permanent resident for 2 years in uk, continuously fully employed (current employment 7 months)
I have at least ÂŁ1k income after taxes and all costs of living left each month, i ... |
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 Isnt this the best country in the world!!! Only in AMERICA!!? |
| I just have to post this craziness. I just bought a new CAR!!! Yeah! My husband got laid off and we just filed bankruptcy. Only in America the land of unlimited opportunity and credit.... |
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 What is the best credit card company to go with to fix bad credit? |
| im trying to boost my credit score up to an 800 or as high as i can get it, and i know credit cards are the way...but whats a good company to go with, or who has the best offers for bad credit.... |
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 How can teens protect their credit before they have a credit card.? |
| im a teen, i dont have a credit card, and i dont plan on getting one, except to establish credit so i can buy a car and such....i have a checking account that i keep up with....but what are some ways ... |
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 How can i get a loan with bad credit? |
| I need 4000 by december. The problem is i owe my school and outstanding balance of 4600! My student loans have been deferred until January..so this loan would only be for a month max ...as my student ... |
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 Credit Card for 18 year old? |
| Hi, i am an 18 year old senior in high school. I would like to start building my credit by applying a secured credit card at the bank. I have saved up to $1200 right now from my under the table job. D... |
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 Does anyone knows if my credit score will be affected if I don't pay my cell phone bill ? ... ever. Thank you |
| My company is charging me an amount I know it's not accurate ( but It has happened before and I always ended up paying for it, but this time I'm not willing to pay for it since I was ... |
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 Having too many credit cards will hurt your credit score? |
My friend told me that having too many credt cards will hurt my credit score. Isn't true
I have about 35 credit cards and most of them are applied through invitation. I pay my due ... |
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 How does bank make profit on credit cards? |
| Lot of banks are issuing free credit cards. How do these banks make profit by giving free credit cards. If we purchase something in credit card, the bank has to pay the money to the vendors and we ... |
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 I have a bill for $379 and a credit collection agency is sending letters. What will they do If I cant pay it? |
| I am struggling just to make rent and I have two jobs, this is a bill from an auto insurance company, I don't know what they will do. Any ideas of what can happen to me?... |
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 Has anyone used a legit credit repair company? |
I have tried to dispute items on my credit report and haven’t had much luck.
I have late payments, bad debts, and I have no good credit. Please give me links so I can research the ... |
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 How long do negative occurences stay on your credit report? |
| I mismanaged my finances back in 2001 and 2002. Now I'm fine. But I applied to a job that did a check on my credit report and they said there were some "negative things" on it so I ... |
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 What is the best way to stop credit card collections from calling?? |
| Although I do have some late fees, my credit card company continues to call more than 5 or 6 times in a day. This is ridiculous. Is there any way that I can have them stop this practice that will ... |
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 When a collection agency calls and ask you to pay the entire amount owed on a debt. Can I make payments? |
| My husband is on dissability and I can only make small payments. The lady who called was very nasty and very mean. Made fun of our income. so I told her I would send twenty dollars a month. Not ... |
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Alyssa | Is it bad to pay your credit card before the bill is due? |
I often pay my credit card mulitple times during the month instead of making one big payment when the bill is due. If there is a balance due for the statement, I always pay it on time. I was just wondering if there's any negative aspect to paying my credit card multiple times during the billing cycle? Thank you. |
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Pengy
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Actually that is a very wise thing to do and will raise your credit score tremendously showing a great credit to debt ratio, and a good payment record. |
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zygote222
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Pengy's answer is correct. Your credit score will improve because the outstanding balance which the credit card company reports to the credit bureaus is generally the amount on your monthly statement. By keeping the amount showing on your statement extremely low, it gives you a great debt-to-credit-limit ratio, which is one of the main factors in your credit score.
On the other hand, there is no benefit to the part of the credit score that involves paying on time. That's strictly determined by whether you pay the minimum amount by the due date. You can prepay all but $1, but then, if you fail to pay the $1 balance, you will still get late payment fees and a negative item on your credit report. |
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wv
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There is no real bad thing for you paying your bill early. Infact it helps you in the long run by showing how you pay on time and that you are a good loan risk. It helps to get you lower intrest rates. Your doing good, keep going. |
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lonetraveler
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I let it come due and then pay it all at once. Sometimes over pay it and have a credit balance to apply on next months bill. |
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rtharp8
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it's good to do that,the credit company likes you to pay down the money. they will keep increasing your credit line more often when they see alot of payment activity. |
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yahweh550
 |
It shouldn't.
Check: www.debtsmart.com
If no results:
Enter
debt smart into the www.google.com
search engine |
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viki
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no, in fact it is good it keeps the intrest rate down |
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Alexandrea C
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No because it keeps you from having huuuuuuge debts. I know when I got married it was 1.4 million dollars and I payed it off as soon as I got the money so that I didnt spend it on clothes and baby stuff so It's good to pay the money so that once the bill comes you can say I already paid so I can go have a shopping spree at abercrobie and fitch Lol |
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Shorty
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I don't believe that there is anything wrong with that. At least I hope not because I do the same thing haha |
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lady_heather_35
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I personally see no problem with it. I do the same thing when I can. I like the idea that I am being responsible with my money and putting it on my bills the moment that I get it. It has cut down on needless spending. |
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STEVEN F
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I don't have a clue hoe this affects your FICO score and am not sure any of the other answers do either. That said, it is more financially sound than carrying debt. Living debt free is the best plan. As it happens, your FICO score disappears entirely if you follow that plan. |
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Tiko
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Well your credit score might not go as high as if you made 1 payment. Credit card companies prefer for someone to be at about 30% from limit on their credit cards. (it shows that the person is reliable and the company can make some money of the person) |
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