 Why do credit collectors have to be rude? |
When I answer the phone and they are rude, I just write it off and refuse to pay. It seems if I could have paid on time I would have - however once they are rude, I am basically done.
I ... |
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 Whats the fastest and guarenteed way to get a loan? with bad credit....? |
| i went to court the other day and they said i had to pay some tickets off within 2 months. the total i have to pay is about 4000.00 dollars. is there somewhere i can go and get a laon? i tried my ... |
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 Does too many credit checks affect your credit scoring? |
| I've had a few credit checks done recently when shopping for loans and stuff - can that affect your overall credit scoring - cos other than that my history is near on perfect so i don't ... |
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| Why do people struggle financially after christmas...is it because they got everything on credit for xmas? |
I'm confused here..all my friends are saying they are so hard up financially now christmas is over.
They got everything on credit for christmas is that why?
I started buying in F... |
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 UK please: what is a good credit card to apply for? |
Additional Details
Lol thanks - I'm aware of the current financial situation but I got one recently - no troubles- and need (not 'want') another for my own personally ... |
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 Need a small loan 1,000 $? but under 18 ? |
| I need a loan of about 1,000$ dollars to buy a new camera im underage with no credit cards but my parents own some so could i get a loan through them i could only pay about 50$ a month where could i ... |
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 How hard is it to get a auto loan ? |
| The lease is up on my vehicle, and I need to get into a new auto loan (or lease). The car I am looking at has a sticker of 22,000.00 My credit score is about 630-640 and the person who is co-signing ... |
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 Will using my debit as a credit card build my credit? |
| I have a debit card with a small bank and I was wondering if using my debit as a credit will increase my credit? I am trying to apply for a credit card, but got denied by chase because of no credit. T... |
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 Can I lie about my age to get a Credit card? |
| Is it safe to lie on a cerdit card appliction so I can get a credit card. Because the only reason why I need one is for business/emergency purpose only. But I too young to even apply for one.... |
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 Someone used my identity to open a credit card. What do I do? |
| I've been playing phone tag and nobody will give me answers. I tried looking it up on line and things are contridicting themselves. I need someone with personal experience to help me. I'm ... |
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 Does it help or hurt my credit score if I get a home equity loan? |
| I do not have a great credit score, but only one Visa card and two others. I know the formulas are secret but does anyone know if this one factor has a predictable effect?... |
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 I just got my credit card ... ? |
| So if i want to buy something (google ads) if i just buy some it will add to my balance and then how do i pay for it and is the limit to pay your balance the end of the month or something because its ... |
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 What is the best credit card for an 18 year old? |
| I am only getting a credit card so that I can make small purchases and pay them off right away to build my credit. Please do not lecture me on how to use a credit card, I am already fully aware. I ... |
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 I got ROBBED!!!? |
| I returned something back onto my debit card, but it did not post today, I have been spending money today, and I am in the negative, when realistically, there is plenty in there, it just needs to ... |
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 Is it legal to give credit to someone on social security benefits? |
| i have been given credit while on bebefits and the interest is very high, do i legally have to pay it all back? the collection agency have stopped collecting payments and now sending me ... |
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 Can you build great credit, without credit cards? If so, how? |
| I am about to have my first job ever, start paying taxes, grown up things you know. I don't want credit cards, I don't want to spend money that I haven't earned, and end up in debt, ... |
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Guy | Is it bad to sign up for credit cards just to get rewards points? |
I sign up for 5-10 credit cards a year solely based on the fact that they'll give me $50-$100 in rewards points for using it once. I pay my balance in full every month. Is it hurting my credit to have all these open accounts? I only use one card at a time and that's whichever card gives me the best rewards. |
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blonde5623
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Well yea if u want to be in debt. But as long as ur spend within ur means than ur fine. That's good that ur paying ur cards off when their due. No it's not hurting ur credit. Ur actually building ur credit up and when u pay them off in full at the end of the month ur getting a good score on ur credit. But in another way than ur fine when u apply for those cards cause ur not spending like a mad man and getting urself into debt so ur fine. |
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bcooper1975
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I think credit cards suck the life out of you. They are the devil. |
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heybulldog
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If you play with snakes you are gonna get bit.
some credit cards charge a fee if you dont use them. And the ones that dont could start. You see, credit cards make all the rules and can change the rules anytime they want. Just read the fine print. |
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ron
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What the main point why you asked this question. You want to advertise that you this much of credit cards? |
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GTW
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it might lower your score for having to many active accounts but if it works for you why not, www.fastcreditcardapprovals.com has all kinds of reward credit cards. |
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prettynpink1323
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thats a good question cuz me and my mom do it all the time. I don't think it could be harmful |
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clover4
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Actually, I heard from a financial advisor who came to speak in class that no matter what, don't sign up for any of those cards... They are really bad for your credit score!!! She said, try to have as few credit cards as possible, and only real credit cards from banks and not rewards cards form stores etc. |
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MissWong
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Every time you sign up for a credit card it goes on your credit report. Excessive sign ups bring your score down and can leave you vulnerable. Check your credit reports. Open accounts mean you have access to lots of money on credit and it doesn't look good. You may want to close some of them. After you get your rewards close the account. |
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elle
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If you do get a lot of credit cards, it can hurt your credit if you have some charges on a lot of them. Like you said though, that u pay off the one card each month. The best thing for you to do is reduce the credit limits on the other unused cards. High credit limits will worry lenders when you try to get loans, bc u "could" one day decide to utilize ALL the credit you have (25 cards with 1,000 limits = a whole lotta money). Call up ur cc and reduce the limits to really low amounts and it won't change your credit very much. Why not reward yourself for using a credit card. Just remember to pay it off and the end of the month or you'll fall into the credit trap (your interest is what is paying for the rewards)! |
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DeeJay
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I don't know what it does to your credit but your chances for identity theft are now 10 times greater.
I definitely would cancel all but one. |
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Big Bobby Clobber
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Having a lot of credit cards, even if you do not use them, is a red flag to lenders, such as auto finance, mortgage, and so on. Owning more than two or three cards costs you points on your credit score per card.
It shows that you have the potential for going on a spending frenzy. |
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