 If your boyfriend filled for bankrupcy..how long does it take to get off your credit & how badley is it ruins? |
| My boyfriend filled for bankrupcy about a year ago right before i meet him...but now we are talking about marraige and iam scared becuause my credit is almost perfect and iam afried all those years ... |
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 What can one do to resolve paying 5 credit cards at a time? |
| My brother is paying 5 cards at a time and I think most is just interest.What can he do besides consalodating?... |
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 If you're unable to pay a payday loan (cash advance), what action does this result in? (see details)? |
(in Virginia)
Does it result in a civil case (law suit), or can criminal charges be brought against you for writing a bad check?
Additional Details
No one can garnish your wages ... |
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 Where can I get a good credit card (no large fees) if I have NO CREDIT? |
| I have a card with my name under my mothers account, (she pays the bill) so I was told that it doesnt count as anything. She has very good credit, and so will I, although how do i prove it? Its time ... |
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 Bad credit score? |
| Can someone who is single and never been married before have a bad credit score? So bad that they almost weren't offered a loan for a car at the car dealership? And then when they get married, ... |
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 Tell me some one who a know this...? |
| i'm membe treasure trooper.com. i want to earn mony refer this msg to my friend. so if you know the step plese tell me... thank you !!!!!!!!... |
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 Any such thing as loan sharks? |
| Really I mean is there actually any loan sharks out here ?? You know not in Nigeria or scam artists. Seriously I see people putting posts in asking for loans and quite frankly the responses for one ... |
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 Credit card help? |
| I just recieved my credit card in the mail. I have a $400 limit, and a $80 cash advance. I am still learning about credit cards. If I need to make a cash advance will I have to pay apr, interest ... |
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 Do u ever know what is the cheapest thing on earth? |
| Just Tell me......Course I can't find one.......... |
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 Is it possible to ask for a "credit decrease" on my credit card? |
| My credit card has a $500 limit, but I'd rather have it at around $300 so I'm not tempted to spend the whole $500. If I ask them to make my credit limit 300 instead of 500... can they do ... |
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 My credit score is in the poor range like 500 or so. I owe about 1700 in debt. Im about to pay 500 of it now? |
| the remaining 1200 i will pay monthly hopefully have paid off by october. ( i got 500 back from an old employer ) How soon will my credit score be impacted. Its been a year since my last late pay. I ... |
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 I want a prepaid debit card for online purchases only. Where do I find one? |
| I do not want any credit checks, I don't want to give out my SSN or real name, I have no problems with giving out my address for shipping purposes, but I've been burnt and I will not use my ... |
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 I have bad debts for my credit card.? |
| I was in prison for 2 yrs.My credit card was about 25k, after my release it jump up to more then 50k. Altogether 5 banks. Can I still get a bank to settle all my previous debts. Because to pay one ... |
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 Credit card full payment before due time - how it will affect credit score? |
| is my credit score negatively affected (even if capital one doesn't report my credit limit)? i always pay in full and before due time.... |
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DJ | Is it bad too have a lot of credit cards? |
Additional Details
I have two regular credit cards and two department store credit cards. I want to make sure that I dont get myself in trouble. I have never left a balance on any of my credit cards. Each month I pay them off.
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 |
 
CupCake
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Close the department store account immediately! Those will hurt your FICO score. Leave the others open but be sure to use and pay them off once in a while. This will help your credit score tremendously! |
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W p
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Too many credit cards can effect your credit score. I know that insurance companies base their insurance score on things like how many cards, loans etc that you have.
I am not sure about the department store cards but I would suggest just having one regular card. I notice that someone put rightcharge.org that's a good place to look for one card that's best for you. |
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shelly
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No, as long as you pay your bills on time. but the ideal number of credit card is 1 major credit card and 2 minor credit card account. |
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dwp_ins@verizon.net
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It depends on the current interest rate that you are paying. You maybe eligible to transfer all your credit cards into one card that offers a lower rate cutting your monthly payment by several dollars.
Currently there are credit card companies who will allow you to transfer the balances of several credit cards into one card.
Blue from American Express® - Low Balance Transfer APR -4.99% Fixed APR for the life of the balance.
Discover® Open RoadSM Card - 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
Discover® MotivaSM Card - 3.9% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers.
For more information on these cards go to
http://www.rightcharge
or
http://mysite.verizon.net/ressg6c7/rightcharge2/id104.html
This might really save you some money or better yet if you are able to apply the same amount that you are currently paying to the new card, it will allow you to get out of debt quicker.
Good Luck! |
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Grandpa
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nope as long as you keep them paid up each month i know of someone has 6 cards and no problems |
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stan c
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The way visa/master card are going, I read that unless the balance is paid in full monthly, they're upping the rate to about 21%. So if you don't go crazy and use the credit card very carefully. then all you need is the 1 major credit card. If you do a lot of shopping in 1 dept store, get their credit card also. I really believe the whole world is going crazy with credit cards. |
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unique person
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I congratulate you I did the same but know I am in over my head for having to many credit cards, try to keep only the ones you have and do not accept anymore. |
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efflandt
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How wisely you use your credit is more important than how much credit you have. Using too much of your available credit can knock down your score. You appear to be using yours wisely.
I have too many credit cards with enough credit to pay off my home. But I have an excellent credit rating because I only use a small percentage of that with 30+ year history.
2 cards is all you really need though. It gives you a spare in case something happens to one. One of my CC numbers was fraudulently used once, but I have no idea how they got the number (I still had the card). Fortunately the bank caught it quickly because they used the wrong name. But it took awhile to get a replacement card. |
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Gavin L
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Yes, the more you have the more you tend to over spend. So you might get in dept. Get out of the Credit Card trap. |
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powe t
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yes |
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britgirl
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The amount of available credit does have an effect on your score. If you have $3000. worth of available credit , your score will be better than if you have $9000. worth of available credit. |
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