 Can a cell phone plan build your credit? |
I recently got a 2 year contract in my name. I don't have any credit (I just turned 18 a few months ago) but they ran a credit check and I was somehow approved for a contract with T-Mobile.... |
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| I currently have a debit card and find it very convenient while making transactions at merchant dealers and online. But, most of my friends have a credit card and tell me to take one. I always think ... |
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| Can taking out a large personal loan of between 5-8000 dollars have any effect on your credit score?... |
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 Has anyone heard of or dealt with Eric Smith (eric_loan)001@yahoo.com? |
| I am thinking about applying for a loan from Eric Smith. He is asking for a non-collateral deposit of 2.1% of the principal loan amount and states that this is legal as stated in the Amended C... |
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| My husband John Smith II had his credit ruined by his father John Smith I. I am pregnant with a boy now and want to name him John Smith III but don't want the same thing to happen to my child. ... |
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 I need help in payday cash advance loan, plz? |
| I need some cash advance for emergency, somebody tells me a loan company that can lend me money like hundreds pounds??... |
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 BANK OF AMERICA check? |
my aunt in another state sent me a check in the mail for 1000 well....
i dont have a bank account and dont wanna start one quite yet, is there any other way to cash it?
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 Has anyone tried freecreditreport.com? |
| Just wondering if they are legit or if they will steal my personal info or sell it.... |
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 ARE there any real online lenders out there that give loans to people with poor credit? |
| Jeff Norerts? does anyone have anything on him? I got scammed once and i wont again but I need a loan immediately my life depends on it. If anyone can help me please do. If any of you scammers write ... |
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 Credit disputes question? |
I know this sound's bad, but can you dispute acounts on your credit if it's realy your bill, and if so what is the best way to do so?
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THIS IS TO THE ONE WHO&#... |
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| What credit card should I get? I just turned 18 & I'm in high school, but want to get some credit history... |
| I'm not sure what credit card I should get. I want to get some rewards like rebates on gas, but since I've never had a credit card before I would probably not get accepted (or not?). Does ... |
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 Credit cards? |
| anybody know any websites where i could apply for a credit card with a poor credit rating?... |
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 $1600 Credit Card Debt.... help please? |
Alright, so I've been bad with my credit since the beginning of my last relationship. Brainfart.
Anyways, so my credit is fairly bad and I really want to get myself out of debt but ... |
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 Getting paid? |
| If our company gets paid on the 15th and last of the month. When those days fall on a weekend we get paid that friday....so if new years eve is a holiday and falls on a monday do i get paid on the 28... |
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Aaron C | Is it better to get my house loan or car loan first ? |
okay im 17 but turn 18 in less than 30 days in the next couple of months i want to buy a house and a truck. the truck i want is $11,000 and my house is $40,000 i really want to get my truck but i dont want it to hurt my chances of buying my house. and my credit score right now is 674 will i be able to get my truck loan with zero down for $200-$250 a month ??? rright now i make $1200 a month. if there are any bank loan officers on here if one of them could contact me it would be greatly appreciated, |
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*G*
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1200 is not enough for a home loan...Not only would you have mortgage paymt, property tax, private insurance for the home, water, gas, light, garbage, then you want to add a truck pymt on their to with more insurance premiums, not to include any cc you may have, medical bills, prescriptons, groceries, etc you would never have enough |
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Rob H
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from a credit perspective (and being attractive to lenders), you'd want to procure the auto loan first. Believe it or not, auto loans are harder to receive than home loans. Reason being as homes sustain a level of equity that makes it easy to recapture should there be an issue with lack of payment. Cars value decreases and they are mobile.
Bottom line, your personal situations aside, i would go auto loan before home loan. |
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khill
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How do you have such a high credit score when you are too young to sign a credit agreement. As a loan officer myself, I can tell you that an 18 year old's chances of getting either a home or a vehicle loan on their own are slim to none. Also, only making $1200 per month, you will not qualify for the house. The total amount of your monthly payments divided by your income should be no more than 35% on average. With limited credit history, I wouldn't count on it. Give it some time. I would go for the truck first, and try for the house after a year or two of good payment history.
Good luck! |
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Stefan D K
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and you ask that question? House is most important. Car is NOT important. Never buy a car with a loan. The obsolescence for cars is brutal. If you need a car buy a small one!
And don't start in your life with loans. Except for house!!!! |
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chaleychan
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Whoa, I like the enthusiasm but....and that's a mighty big but. I think your income level and no down payment makes the possibility very low for either. Most times buy something on credit that will gain in value, the house. The truck will be worth less and cost more than the original $11,000 by the time it's paid off unless it's a classic of some type. Buy a cheaper truck with cash and save for a down payment for a home. You have the time to do it. |
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benbardot
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Roof over your head is more important than a truck.
If you want to sample the loan providers in your area visit http://www.cheap-credit-cards.org/loans/ and enter your zipcode for the type of loan you require. |
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Hello11
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First, Why buy a awesome truck? Cars are simply a waste of money unless you have the extra cash. That 200 dollars you are spending could be put into a roth ira. If you put $100 a month in a roth ira from 18 to 28, by the time your 65 youll have a millions dollars. Hmmmm a truck or a millions dollars and knowing im securing my future? Also, depending on where your located, you can use the extra money to fix up and add value to the house. Do cars value increase? NO. Do homes? If buying at the right time, YES. |
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boo v
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no problem now its very easy........... |
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crystclear
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Depending of your urgency requirement,, but yet a house is appreciating everyday unlike a vehicle.. where a vehicle value is depreciating daily, So go for the house..first.... Got the point |
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Miklo
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Get your house first. This will increase your chances of getting your income approved. All of your debts and your new home expenses(taxes, hazard ins, mortgage insurance) cannot exceed 50%. Im a loan officer in the state of New Jersey |
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Detective Emil
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Dude Are you serious. I'm sorry but this is nothing 1200$? are you for real. My Man go to college, finish it get your 100.000$ and buy the best house and the best truck. |
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