 How do i get ride of my bad credit rating? |
| I had a phone bill under my name but it was my sisters phone and she forgot about the bill and now i have a bad credit rating and need to get it off my name asap!!... |
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 When you buy items over the phone and pay with your credit/debit card....? |
| ....the person/company that takes your card details,do they keep the details of your card on their files/computers or are they obliged to delete/destroy your details after the items have been bought?... |
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 How long should I wait to offer settlement to my creditcards in order to get the best deal, after Charged off. |
| Owe around 80K, average of 10-15 K on each, Is it likley they all will sue? It has been over one year since I made last payment. I can try to borrow from family. What kind of a deal can I get for ... |
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 How can you fix your credit yourself without paying someone else to fix it for you? |
| looking for a way to fix my credit without paying a credit repair company to to do ... |
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 Is my mother allowed to look up my credit history with out me knowing? |
my mother 2days ago requested a free credit check... she lied online and she pretened to be me online so she could see my credit. is this allowed since she lied without my permission???
... |
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 Is there anyway to erase credit inquires that you have on your credit report? |
| When you apply for a loan or credit card, the creditor appears on your credit report. Is there anway to erase those inquires?... |
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 I need a $15,000 loan Can anyone help? |
| I am divorced and was left with a debt that I need to payoff because the monthly payment is high as is the interest. My ex also took my 3 daughters and my bed and other furniture when he left. My ... |
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 Auto Loan w/ bad credit? |
| I am in need of a new car, as my current vehicle is gasping for life. I need to work out some financing, but have a problem: in my first year in college, I couldn't afford all my expenses due to ... |
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| Refinance,let the car go back or trade it in? |
| I bought a 2006 honda civic ex a year ago my payments are over 500 a month (i had bad credit) I have paid on time for over a year. my problem is I can no longer afford the payments. I love my car but ... |
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 Are you sure creditors can not do anything to you ?, ref. to answer by Wilfred? |
| Surely they can take court action, use collection agencies or threaten to send bailiffs to seize your assets, etc.... |
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 I have a good credit score, why can I not get a mobile contract? |
| I have just checked my credit score through experian and it is 857 out of 1000. Yet I cannot get a mobile contract through any network service provider. Why could this be? I am not on the electoral ... |
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 Credit counseling and/or debt management companies? |
| Does anybody have experience with dealing with them? How do they work and can debt that has been charged off be negotiated? Thanks!... |
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 ATM Withdrawal with my Capital One Credit Card? |
| I recently recieved, and activated, my Capital One Platinum Visa credit card. One quick question I had, for anybody who knows, if I were to go to my bank's local drive-thru ATM, would I be able ... |
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 Where can I get my credit report for free? |
| I see these places on TV that advertise to get your credit report for free but every one I have been to once I have filled out all of the info suddenly they are asking for a credit card # to pay for ... |
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 Why people are just dying to have an excellent credit score?what is there benefit from all that? |
what can an excellent credit score do for me?
i know i sounds picky...but i need to know....thank you so much for your time guys..... |
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Project EX | Is it better to pay in full each month or 50% of the bill each month? |
Hey everybody here is my question: I have just been approved for a small business credit card, and i need to spend about $4,000 in office expenses as part of our startup costs. Is it best to pay this in full in the first month?
Or should i pay say $2,000 the first month, $1,000 the 2nd, $500 the 3rd etc etc, so it builds my credit? |
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goodguy_46947
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Make several payments to build your credit history and remember to NEVER be late with a payment.
:-)~ |
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Incognito
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To establish credit you should pay your designated monthly payment, no more or no less. Of course, it is more beneficial to pay off the balance sooner (less interest), but the creditors don't like it and it doesn't help when trying to establish credit.. |
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GEE-GEE
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Build your credit. Pay about $1000 each month. But keep using it. Even if you have cash keep about $1000 limit on it if you can. |
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yahoo
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It depends on what your aim is, if you want to build your credit up then yes make monthly payments.
On the other hand if your trying to avoid that high interest then yes pay it off in full the first month. |
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DaMan
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IN PART!!!!
You want the number of months reviewed to be as large as possible to help with the FICO score. |
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JustAsking
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Definitely leave a balance on the card for at least 2 years. Pay the majority of it down then continue to use to keep it current. $10 a month will keep it current. |
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Garacaius
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Build your credit a bit. |
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k_reile
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if you want to build your credit...then you need to show a payment history for at least 12-24 mos. You can pay off that amount anytime you want but I would at least spend $25 each month to show that you are paying something on time each month. Getting a credit card and paying it off right away will not build anything. |
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Metalbeek
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In my experience with personal credit cards, its best to keep one fourth, to half of your credit limit used. Make the minimum payment, or maybe a little more each month. |
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