I have about 12k credit card debt they i have not paid in about 5 months and aprx 35k school loans. I was out of work and unable to pay my bills so the intreast killed me(cards started at 8k), I ...
hey guys,,
i'm starting to shop online and use ebay and i'm a little bit paranoid about use my or my parent's credit cards. does anybody know of any prepaid credit cards that a 15...
I just got my first ever credit card and am expecting my first bill next month. My credit card company says that I'am expected to pay the minimum amount, I'm new to this so can someone ...
I was thinking about writing goodwill letters to CC companies that has impacted my credit score in a negative way. I was delinquent on these accounts and that's what has hurt my score. I'm ...
My parents filed for bankruptcy and are still able to get a credit card with $5,000 limit. When I apply, the most they will give me is $500! (if they approve me at all!) My credit score is between 665...
I wrote a personal check to and apartment complex. I had a stop payment put on it. Now they consider it a bad check. When I pay the check off and the fees is there anything else I have to do....
When I graduated high school I was in an abusive relationship. Five years my senior, he convinced me to get credit cards he maxed out, and then forced me to drop out of school. I got away with much ...
I ordered ham online from a rather famous store in late April. UPS delivered 2 of 3 packages claiming 1 was leaking so the package was returned to sender.
its best to stretch your overdraft as that is short termm borrowing.
You can always reduce your overdraft every month or so.
A loan will take longer to pay off and there may be hidden interest fees.
zo29
I would stretch my over draft.
clickclack81
whichever is the lowest interest rate
princessnicola23
streach ur overdraft but remember when u get paid the bank take the money straight off of u!
Penfold
Depends on how long you need the money for and how much interest you will pay. If it's only for a month or so, I'd say stretch your overdraft.
Mrs.Doyle
Start flogging your stuff on ebay.
Stretch your overdraft. Make an appt with CAB or your bank manager. Call into your branch rather than phoning those awful call centres.
smilyfs
Loans are a pain especially with rising interest rates.... Im not a professional accountant or banker and i do not know much about overdrafts. But i do know that if you take a 100k loan for 30 yrs you end up paying nearly 2 1/2 times the amount you borrow assuming that your repayment is 800/month. Banks are a legal form of the mafia!
SLH
Check the interest rates as unless you need very little money, an unagreed overdraft will be more expensive than a loan from a reputable source.
plax
If your overdraft can accommodate both your extra financial need and your normal monthly expenses then use your overdraft facility thats what it is there for. If you can't, the go with a loan. The option to pay it back early or to pay in lumpsums is not that heavy as usually you can clear your obligation by paying 2 months or less interest on the outstanding balance along with the principle, I know Lloyds TSB is up to 58 days interest.
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