 Can my boss prosecute me for charges on credit card?? |
| I am an assistant in a company and I have a company credit card in my name. I just quit my job and my boss is saying me is going to prosecute me for charges on the credit card. The charges consist of ... |
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 Help w/ card? |
| is it possible to use my debit card as a credit card if i have a mastercard logo on it? I am looking to purchase a computer from dell online.... |
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 Should I get a gas card to improve my fico score? |
| Im looking to improve my fico score, I dont have any credit cards now. Just a few old debts Im paying off. Would a gas card be helpful enough on the FICO?... |
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 Can a mortgagee"buy" their own loan from a bankrupt lender for less than is owed ? |
| Our mortgage lender has filed for bankruptcy protection. We assume that our mortgage in the bankruptcy proceeding will be sold to another lender at a greatly reduced price. Example: We owe $200,000 ... |
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 Help!!!! my perfect credit is at risk? |
| I have a $2500 collecton acount that's schedule to hit Equifax bureau at the end of this month. i recently check my credit score and it's currently 729 with Equifax. I can't afford ... |
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 Do you think I would qualify for a $100,000 home loan with a 685 FICO score? |
Additional Details
My credit score is 700 I dont have bad credit! I have a couple things paid off that are in the thousands, like my wedding ring. I only have 2 credit cards with ... |
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 If I have a downpayment of 25000 and a credit score of 580 can I get a home loan? |
| Can I get a loan on a 100000 dollar house with a downpayment of 25%, a credit score of 580 and an annual income of 23000?... |
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 Can a credit card company have a debt collector take you to court? |
| I have a outstanding CC and I got a thing in the mail from Maryland and some law firm that says its an arbitration that says I have 30 days to respond or they will go to court without me. That they ... |
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 Should I consolidate my debt? |
| I own a small business. I am $75K in debt across 8 credit accounts. My credit score is 698 and my credit history has no faults (I do not have a history of late payments, etc.) This money though, is ... |
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 Have I done the right thing? |
| So I called GC services and the same guy I talked to and I had a more pleasant conversation. I agreed to pay $25 to promise that I would then pay $500. I got another loan, so I can pay it. He agreed ... |
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 Failed to get approval for credit card application!!WHY so difficult?? |
| I'm new in united states and have applied for credit card for 2 times few months ago and were rejected by banks. Is that because of no creditable record in united states so that i don't ... |
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 Can a collection agency garnish wages on a credit card debt less than $3000? |
| Since most consumers have an average credit card debt less than $3000 (for ONE credit card each), would a collection agency actually go through all this effort to garnish a debtor's paycheck ... |
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 My credit score is a 686 can i finance a car? |
| ok so heres the deal im 18 with virtually no credit..i have a macys card which i have had for over 3 months...i pay it in full every month and now im getting a capitol one in the mail sometime this ... |
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 How can an A/C PAYEE check be Encashed? |
Additional Details
I dont have an account or wish not to also...... |
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 How long does it take to receive a second credit card if you lost the first one? |
| I reported my card stolen yesterday (aug. 30th). They said they were going to send out another card. How long does it take to receive aa second card if you lost it. Im currently with Visa. And I live ... |
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 Im 19 and dont have credit yet and cant get aynone to cosign or dont have any money saved up and i need a loan |
for a vehicle ive tried banks and they dont wanna help. any advice?
Additional Details
for a vehicle, the truck i have now is falling apart and i have to drive an hour to get to my ... |
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kenneth h | Is it better to use a credit card or a debit card? |
what are the pros's and con's |
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Sophie B
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Pro for debit card.... takes money out of acct now..no interest
con for debit card... takes money out now.....must have money in acct.
Credit card allows you to buy things you need.. even though you don't have the money right now
con on credit card... unless you pay off bal each month, you pay interest on what you owe.... |
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kit
 |
A debit card is better then a credit card as long as the item is paid for and you have funds to pay for the item. A credit card is BAD because it has a lot of power and every time you use the card, they charge a lot of interest if the entire balance is not paid off. |
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Rachel
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If you make sure to pay your credit card in full each month; then I would use the credit card. They usually offer better fraud protection, and if you have a rewards credit card, then you will get points just for using it. In addition, you are less likely to get hit with overdraft charges, like you would if you accidently charged to much to your debit card. |
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Traffic Planner
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Alot of places charge an extra fee for using a debit card, plus there are supposed to be more security measures using a credit card (like checking ID). |
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Ho11y
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A debit card means your spending your money that is in your bank account
a credit card is your spending the banks money and you have to pay them back...if you get a credit card just make sure you pay your monthly bill and dont spend more than you can afford. |
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cutie_62003
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WEll with a debit card your credit isn't going to get ruined because you're spending your own money. Credit cards are good in emergencies when you don't have any money at the moment but you'll be getting some to pay it back. |
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S D
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You have more protection on your purchases with a credit card but if you do not pay it in full every month you will have the interest to pay for. |
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saved_astronaut
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Uwhen U use a bank card such as debit, my branch mgr told me it's safer 2 use it as a credit card & say credit @ checkout. using the card as credit means U won't hafta share yer pin. |
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capitalgentleman
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Debit: Payment is immediate, and you can only spend what you have in your bank account at the time. This helps reign in spending, but also means you cannot buy bigger items. It also means you lose any bank interest from the amount spent, where delaying payment means you could have earned interest.
Credit: Payment is delayed. This means you can buy things with money you don't really have, which can lead to serious credit problems. However, if you are wise with credit, you can buy things you could not buy with a debit card, and pay for them when the bill comes in, or over a few payments, although this means paying interest.
For travelling - debit cards are universal in Canada, but are very difficult to use in the USA. You have to have the right type, from the right bank (usually, an American one), etc. Thus, in the US, credit cards are easier to use, and are much more widely accepted. |
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