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wild | Is it cheaper to buy a house or rent for a single persone? |
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Derek S
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idk |
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diva
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in the long run, I'd buy the house, renting you'll never own anything..... |
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♥ nisa ♥
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renting is cheaper but in the long run your paying for something that isn't yours and there are some cases where rent prices happen to be just as much as buying a house when it comes to monthly payments so if that's the case, you're better off choosing the house |
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The Emperor of Ecstasy
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buy...when you rent all your amassing is years of rent receipts....you'll own the house eventually.... |
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La La
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Depend on your income. To be honest buying is better only because when you decide to sell, you'll get your money plus more back. Renting...when you leave you don't get anything back. But thats just my opinion. good luck! |
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Pipers02
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It depends on what kind of long term plans you have. Are you planning on staying in that area? Have $ to keep up with repairs and upkeep? In my personal opinion, all you're doing with renting is giving someone X amount of dollars a month and not giving a crap what's wrong with your place. That and the fact that you will NEVER get the money back from renting. If you want to give someone 5, 6, 7 thousand dollars a year just so you can have a place to call "home", go right ahead. But my opinion is buy a house. You might be giving $ to a bank instead, but your credit will soar through the roof and you build equity (big plus!) And to think, the day if and when you decide to marry and have kids, you won't have to worry about buying a "starter" home, and go right into a place you can settle down for the long haul.. GOOD LUCK and hope you make the right choice. |
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Reenie
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Renting may be cheaper in the short term, but if you are looking at the big picture, owning is a much better investment. When you rent, you are basically paying someone else's mortgage when you could be paying your own. If you are trying to figure out whether you can afford to buy, this site is great for getting estimates on how much you would need, mortgage information, etc. http://loan.divinfo.com/ |
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curmudgeon
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A house will work out cheaper, but you have to plan on staying in it for a number of years. |
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soulguy85
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I don't really know which is cheaper and I rather think that's not the question to be asking. Do you want to rent or own? I've been single all my life and many well intentioned people have tried to sell me on owning my own home. But I don't want to own my own home and cut the grass every week in the summer and shovel snow in the winter. Nor do I want to do all the routine maintenance that comes with owning a home. Why? Maybe it's because I'm lazy. But, I think what it really comes down to is the fact that I just don't care to do all that stuff. Consequently, I rent: whether it's cheaper or not.
And by the way, there are other ways you can build equity and save for retirement besides being a home owner. I do think owning a home tends to be for couples with or without children. |
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STEVEN F
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Yes, one or the other is cheaper. Without more information, that is the best answer you will get. You can probably rent a small apartment for less than you can buy anything. On the other hand, you can pay off a house, you never pay off rent.
Aline K: If you believe renters aren't baying all the owners bills, you are mistaken. |
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golferwhoworks
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renting is cheaper but is it smarter? every one has an opinion but we all Know what that is like. Only you will know for sure in your situation what is the right thing for you. Always smarter to buy and for the single person (Never buy all the house you can afford) since you are the only wage earner what happens if you loose your income. BUY less and enjoy if you decide to buy. |
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SPIFIMAN1
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If you are planning on staying put for at least 4-5 years? Buy. If you are only going to be in the place short term? Rent. |
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?
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In the long run, buying is better, and you're hearing that from a long time renter who never wanted to own a home, but now does. When you buy, you're actually making an investment, and so the actual dollar amount you spend each month on payments may be more than some place you could rent, but, the money you're "spending" on a mortgage is actually money you're putting in the bank. Actually better, since you don't get much interest in savings accounts, but the return on your investment in a house is much better. And, in owning a home, YOU'RE the only one making excuses why something can't be repaired. You don't have to wonder if the landlord's excuse is just that, an excuse in order to earn more money off of you, or the reality that they don't have the money to spend to make the repair. When you own your own home, you KNOW whether you have the money to fix something, and you have greater access to loans to fix something up if you want, WHEN you want, and not when some landlord wants to fix it. Whether you're single makes no difference whatsoever. An investment is an investment, and it doesn't differentiate between married or single, so if you have the money to put down on a respectable house, do so. You'll be glad you did. And remember, I used to swear I'd NEVER own a house, but I'm sure proud of the one I'm sitting in now typing this answer to you. I wish you the best in your pursuits. God Bless you. |
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silvernightthorn
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in the long run to buy would be an investment as prices always go up however it does mean theres more bills to worry about. If you bought a place you could rent out a room |
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Catwoman
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Rent, its cheaper |
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Aline K
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I think it's cheaper to rent, because if you buy a house you have to pay some bills. |
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jackieeee
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rent. |
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