 No credit? |
| i am 19 and have never had a credit card...just tons of debit cards. what credit card can i actually get to start off with?? i would like to build some credit while i am away at college.... |
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 Credit Card cancellation? |
| Okay, I am thinking of cancel two of my credit cards, which i've already paid off. My question is, will it damage or cause my current score go lower? **I barely use that 2 credit cards**... |
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 If I paid my credit card off early, can I charge something on it's due date and be okay? |
Or will it be listed on the previous months (Jan.) balance? My due date is tomorrow but I have paid it off but want to buy something on sale tomorrow..it's the last day.
Thanks!... |
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 Why are these debts still on my credit report after 7 years? |
| I recently visited freecreditreport.com and got my credit score. When I was 18 years old, I got three credit cards in the mail. I had no job since I was going to college full time and used the $2200 ... |
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 Can I sue a friend for not paying a credit card that I opened for her in my name? |
| In '05 I opened a credit card for my ex-manager. I was told by her that she paid it off. It never crossed my mind about the credit card until a couple of months ago i received a letter from the ... |
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 How much will my credit card limits go up? |
| these banks are giving me little credit card offers, like $2,000. how much do you think these starting limits will increase once i start making payments for 6 months? i need a bigger credit line.... |
|
 Stupid Target return policy!? |
| I bought a vaccume at Target back in December and paid for it cash. I paid for it cash, but I dont have the receipt. I am aware of their stupid policy. No receipt no return, unless it was paid for by ... |
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 What is the best way for clients to pay me on ebay? |
| I know paypal is the best way but it is not supported by my country (malta). i can pay via paypal but I can't receive money. I need to receive amounts less than £2 so i can't afford to pay ... |
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 If you enter a fake credit card number on a site? |
| One required it but was not charging anything (dont ask why) so i put 0000000000000 and i think it accepted it but i got scared so closed the site. is anything bad going to happen?... |
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 Which Visa card is the best? |
| Platinum visa card ...citibank Visa...... |
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| Can you use a credit card for ebay? |
| do you have use a paypal on ebay or can you pay with credit ... |
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 I gave my bank account details to the jobcentre on monday? |
| do u think my money will be in my bank account today as i get paid today i really need to know coz i might have to pick it ... |
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 How to start my credit history? |
| I have tried applying for credit cards but they won't except me because I don't have any credit what so ever. I want to start my credit, how can I do this when no credit card company wants ... |
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 Building credit wih credit cards...? |
| How long do you need to leave the balance on the card in order to build credit? For instance if I use it today, can I pay it off tomorrow and still build credit or exactly how does that work?... |
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 What would you do if you had a friend that you had a joint credit card account with and they weren't paying. |
| Was trying to help someone build there credit but didn't know there credit was so bad. Tried switching card to them solely but with there credit so bad can't. Also having a hard time ... |
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| What happens if you dont pay the minimum payment amount (or nothing at all) on a credit card? |
| (dont worry, i'm not planning to do it, but I'm just curious as it doesnt say what will happen.......aside from bad credit)... |
|
 Why can u buy a house with bad credit but not refinance a house with good credit? |
| I have been trying to refinance my house for 2 or 3 months now. I have a credit score of 684. I have never had any late payments on my mortgage. Why can't I get my house refinanced?... |
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MsBurgundy | Is it common for credit card companies to charge a "foreign transaction fee finance charge"? |
I recently traveled out of the country, and used my credit card several times. On my two most recent statements, I see this foreign transaction fee finance charge. It seems ridiculous that they are charging me to use my credit card outside of the country, even if the currency does need to be converted. Is this a standard practice? Is this charge something that I can have removed? Had I known I'd be charged, I WOULD NOT have used my credit card at all. I do not recall having this fee charged to me on previous international trips. |
 |
 
tw158
 |
Capital One has some credit cards that don't charge foreign transaction fees. This is the only credit card company that I am aware of.
Check out this link for more info --- http://www.e-wisdom.com/blog/credit-cards/faq-which-credit-cards-charge-the-lowest-fee-on-international-purchases/ |
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Penguin
|
That's right, kid. It costs them money to convert US currency to another! Next time buy travelers checks! |
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Dr. Deth
|
converting currency COSTS money-the cc company isn't going to absorb that cost |
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fuzzykitty
|
The banks here charge if you use something other then their ATM's to get cash. Credit Card Companies are probably following suit, |
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``The Floridian``
 |
Yes, common practice...and if you use it anywhere in the US at an ATM that is not associated with your Credit Card bank, they also charge a fee. |
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craig
|
Its standard. On the plus side you usually get the best exchange rate this way.
I generally pull out as much as possible from an ATM and don't use the card for individual transactions. Drive the % you give them down a bit. |
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V(^_^')V
 |
certain credit card companies do. |
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typoifd
 |
Some cards (banks) charge a fee, others do not. You can complain to the company that you think it is unreasonable but in future, you need to check and ask them before you travel. If you can dig out old statements, you can challenge them to produce the notification of a new charge, otherwise you should not have to pay |
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~Josie~
|
Very common - I take care of Bank of America's here at work and they get them on there. It's about the same as you using your atm card at a bank other than yours and they charge a transaction fee. |
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Craig T
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"Had I known I'd be charged"
You did know, you just weren't AWARE because you didn't bother to read the terms & conditions that you had to acknowledge that you read when you applied for the card. Or read the inserts in your statement that the credit card company is required to send when they make any changes to the terms & conditions.
So what is "ridiculous" is to be mad about these fees and mad at the credit card company for doing exactly what they said they would do which you would have known if you bothered to read the terms you agreed to. |
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