 Can a 17 year old get a loan? |
with a cosigner with good credit?
or can my parents get a loan for 4 thousand and can it be transfered to me when i am 18?
i have 2 thousand already i have been saving ... |
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 Do credit repair Co. really repair you credit by improving your credit score? |
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 Should I pay my credit cards in full or just the minimum?? |
| I've heard very different responses from many people and I don't know which one is true. My dad said to not constantly pay in full and others are telling me to pay in full every month. S... |
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 I have a problem paying 1 credit card, please read on & help, if you've been thru it or know what's best |
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 Does applying for too many credit cards hurt your credit score? |
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 How long does credit delinquency stay on record? |
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| The forms say they have file and have been granted judgement to garnish my pay checks. I met all of my deadlines to file my response to deny this credit card charges with the court and even asked for ... |
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 Under Career Tools, if you click on the Average Credit Score, the 3rd box recommends you use this product for? |
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 Where can i get a credit card without having credt? |
i already tried target and bank of america
Additional Details
i just got denied for the capital one visa ... |
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 Credit cards? |
| 3 years ago i got behind in payments on credit cards and got a ccj on one of them after a few months i was able to pay all my cards off in full. would i now after all this time with no debt be ... |
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 Should I be mean to my credit card company? |
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 I need a personal loan of 1700 in 3 days!! HELP? |
| I need a personal loan of 1700, if I don't have it in 3 days the company will take me to court. I have bad credit because of this company, so no banks want to lend to me. I am an honest person ... |
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bett | Is it correct that if you write "paid in full" on your check and the one to whom it is written cashes it, they |
can not collect anymore payment for whatever the check is paying for? |
 |
 
uknative
 |
My understanding is that if the check containing the words 'Paid in Full' is actually cashed, then the payee has accepted that payment and cannot make further claim. If the check was made-out for an amount less than the amount due, then the payee shouldn't cash it, but dispute the amount with the person making payment. This DOES NOT apply, however, to transactions conducted or performed (in full, or in part) by electronic means or electronic records. This means payments handled by automated systems, rather than human beings, which applies to most bill and credit card payments - so in these instances, the answer is 'No' - not true!. |
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MamaBear
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No, that's not true. Nice try. A check is a method for transferring money. If you want to place restrictions and conditions on the acceptance of that money, you need a separate document.
It would be like writing "Paid In Full" on a $100 bill! |
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Bill G
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Snopes.Com has heard of this urban legend and says no.
http://www.snopes.com/business/bank/paidfull.asp
Both sides must agree for such a plan to be legal.
bg |
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alatoruk
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as you would be trying to obtain goods by deception (you are hoping the person cashing the cheque thinks you are only paying for some of it) then even if you did get away with it, it would be fraud.
not paying your bills - civil case, county court, CCJ most likely outcome.
deliberately commiting fraud - criminal case, Crown court, prison time most likely outcome.
so it might be the case, but do you REALLY want to risk it? |
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Westwood
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Are you trying to say that if you buy goods for the value of £100 but write a cheque for say £25 for a deposit and write 'paid in full' on it then you do not have to pay the remaining £75? I doubt it very much as this sounds ridiculous, where did you even hear this |
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Constance B
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You are talking about doing this to a debt collector right? Like one who is trying to get you to pay XXX amount of dollars which you feel that they added interest or other fees on to...while there are stories out there of such things, I doubt as to whether it would hold in a court of law. The bank doesn't care about whether you wrote paid in full on the check, all they do is pay out the amount that the check was written for, and legally that is all the check was intended for in the first place, a way to transfer funds. The banks will not get involved with type if a matter. |
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Spock (rhp)
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in most states, this falls under the "statute of frauds" and is NOT effective.
use your search engine to find the law in your state. |
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src50
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No it is not true. Writing something on a check does not void another contract. This is a silly myth. |
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Studly
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As stated, this is not true.
The legal term for this is a "contract volition", which implies that both sides have come to an agreement to modify a contract (verbal or written). In this case, unless you can prove the other party agreed to this arrangement, it will never fly in court.
But....
Lets take this example. You owe an installment debt of $2000, payable monthly at $100 a month. You decide to start sending a check for $50, and they cash the check. If you do this for 3-4 months, you could argue that their continued acceptance of $50 constitutes a contract volition and they must now continue to accept that payment.
Note this isn't going to work on things like credit cards or most written loan contacts, as there is a clear wording that states you will end up owing late fees and interest. It COULD work dealing with a knucklehead collection agent, who is not bound by the original terms of your credit card agreement.
Either way, if you try this expect a court challenge, and you better do your research into your state law. Many states do not allow modification of contracts unless they are in writing. |
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BlueEyedBoy
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the person is only entitled to the amount written on the cheque :) |
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jesterizme
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You would think sooo... but if they have a contract with you things could change... |
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dadcat00759
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Yes a check is considered a legal document.
But it is possible to be overruled in a court of law. |
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kelly
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That is true |
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