 What is the #1 thing I can do to drastically improve poor credit? Affected by cancer medical problems? |
1.) i have no credit-low credit
2.) im young
3.) i have more negs on my report than positives
4.) i have chargeoffs from medical times, cancer, anyone for them to over see this?
5.... |
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 I am going bankrupt will I be able to keep my car? |
| I use my car to take my disabled mother to and from shopping and hospital ... |
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 Ive just opened a credit card account ,and ive spent some money? |
| i'm a bit confused about how it works ,what is the difference between the ACCOUN t balance and the available balance,my credit limit is 1500, and i clear it at the end of the month by db can ... |
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 Mom lost my Social Security card? |
I live in California and someone stole her purse and I'm guessing I need a new one since I know people can file for credit cards and what not under my name.
Now I'm underage and I don&#... |
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 Can a creditor call my employer to collect a debt? |
| I recently had a creditor, (General revenue corporation) Call my work to find me, Is this legal?, it really burns me that they would bother me at work to collect a debt. Can I do anything to stop ... |
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 How many people are in serious debt? |
| Just wondered, with all the adverts on the telly for loans, it really seems like a very serious problem!... |
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 Why worry about your credit score? |
The only legitimate thing to borrow money for is a house. Otherwise, you shouldn't buy things if you can't afford them.
Additional Details
You don't need a credit card. U... |
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 How do u get bad credit? |
| i have gottten negative on my debit card... does that mean that ima have bad credit?... |
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 Need to build my credit score?? |
| I want to get a credit card to build my credit, but no one will give me one because i have little or no credit history, and i dont have the money to put down as a deposit. What credit card company ... |
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 Why am I so poor and have no money? |
| I'm 21 year old guy from canada, I failed college 3 times and is now in $25000 student loan debt without a degree. lived off credit cards for a year while I had no job, and got in $14000 credit ... |
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 I got a letter for an outstanding balance of £2.900, Credit card from years ago.? |
| It was nearly 10years ago i ran up £1000 on a barclaycard and never repayed it and soon moved house. Is there anything i can do to lower the balance?... |
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 I HAVE PURCHASED A CAR THAT I DID NOT KNOW WAS ON FINANCE, NOW I HAVE A FINANCE COMPANY TRACKING ME DOWN? |
| it has gone threw several pepole but i have never signed anything now a finance company want £24.000 i only paid £7.000 threw a private ... |
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 I have awful credit and cannot afford to pay everything off. What should I focus on to better my credit? |
| I have quite a bit of old debt. A large amount is medical, but as a young adult I really messed up my credit. I have repo's, owe apartment complexes, utility companies, cell phone, and a lot of ... |
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 Am drowning in the river of debts? |
i really need help i cant seem to stop drowning
in debts and at the end of the month
i pay off debts that what i remain with
cant take throughout the next whole month so i have to
... |
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 I have received notification of a debt which i did not know existed from 11 years ago i am being threatened? |
| with legal action where do i stand. I had a violent partner who ran up alot of debt i do not know if he used my credit card. The debt is from 1996 like i said i knew nothing about this until i ... |
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 Help... my parents took away my credit card!!!!!!!!!!!!!!!!!!!!!... |
| i am 14, my parents said that i was spending to much and if i wanted it back i had to pay 50% percent of last months bill it was 3,695.23$ and that was the lowest bill ever why did they take it away ... |
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| Is this a con? |
| my husband applied 4 a loan and the broker said he had been approved for a loan and all he had 2 do was said in there fee of 39.99 pound s and then they would pass his details onto a suitable lender. ... |
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kasperjones85 | Is it forgery if i use someones credit card but still pay the bill? |
i used my roomamates credit card, signed his name, but i had no intent to defr4aud him as i payed the bill in the whole amount. the roomamate still wants to press charges. |
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whotoblame
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It's credit card fraud, and your friend has every right to press charges against you. Why did you use his credit card in the first place? Your friend probably feels very violated by your actions, and you should be ashamed of yourself. Good luck in court. |
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Reta♥
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Yes, it is fraud if your roommate didn't give you permission to use his card....even if you paid or intend to pay the bill. |
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Alana T
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Yes it is still forgery and it is also a felony. I think your roommate should press charges even if you paid the bill you used his credit for your gain. |
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MamaBear
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Yep, you're screwed. Interesting, though, that your roommate wants to press charges even though you paid the bill. Sounds like this might not be the first time you've stepped on their toes. I suspect the police will probably try to talk them out of pressing charges, since they have been paid in full -- it's a PITA for them to deal with. |
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curtisports2
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Did you use it without his permission? If you did, you committed several crimes. You stole the card, you committed fraud by pretending to be someone you are not, and you committed forgery by signing someone else's name. You stole someone's credit and in effect, stole their identity, although temporarily. It doesn't matter that you paid the bill. All you did, in effect, is pay restitution for the money you stole (used without permission), something a court would have ordered you to do anyway.
I'd press charges, too. |
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Maco
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If you were given permission, and you didn't have to sign anything, then it shouldn't be a problem. But if you forged his signature you could get in trouble. |
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Judy1
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If you signed his name, yes it's forgery. what were you thinking? |
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Thin Kaboudit
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It is "forgery" (for the fake signature), and also a seperate potential charge of "fraud" (for passing yourself off as someone else). Even though you "paid the whole amount", you can also be charged with petty theft (or with larceny, depending on the amount). If you steal a car, putting back doesn't make you innocent of having taken it in the first place! |
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notyou311
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It is identity theft. You are in serious trouble. |
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♥ M!sS BL@cK P@RaD3r ♥
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yes.its Forgery...its a crime. |
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heybulldog
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Its criminal fraud to sign someones name thats not yours period. Even if he gives you permission. |
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remixx
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Hahah ahhah ahaahhahah !!
Wow! I wouldn't press charges I"d kick your ***.
Pretty funny and one of the dumbest I've heard. |
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Nick
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Regardless of your intentions, you've committed a crime. Your roommate has the right to press charges. |
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Nicholas F
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Yes, it's fraud, theft, using it or any body's property without their knowledge or consent. I hope whatever you brought was truly worth it, cause I imagine for the rest of your life you won't forget that item. Best of luck. |
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USA USA
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Someone wants to get in troubleeeee!
How to avoid it, don't do it! |
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Duane
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Would you want to press charges if the situation were reversed? Yes, it is forgery and he could press charges if he wanted to. It probably wouldn't go far in court because there are other serious crimes going on out there and you did pay the bill, but you just ruined your friendship and living situation! Was it worth it? |
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WilmaF
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If you did that without your roommate's permission, it's forgery. |
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ra ra yeah!!
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even if the owner of ther card is your mother she can file against you 10 years down the road and put your *** in jail.. even if you pay the bill
how you pay will result in a different score for the person whos name is on the card for their credit.. just having the credit card open will give the otherperson a different score...
for your safety don't use it... why would you need a credit card in someone elses name.. take 10 min to fill out an app. for a "sub-prime or high risk" card for people with shady credit and get your answer in 30 sec online.. then it is all yours!! |
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