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 Do you max out your credit cards?
...


 Who else is sick of your being judged by your credit score?
The Housing market is in a mess with all the foreclosures now, and since all of this has happened numerous mortgage companies have had to fill bankruptcy! Now, no one with less than a perfect credit ...


 Has anyone heard of this, is it a scam?
got letter from spain saying ive won thousands of euros its called euromillones loteria international, apparently a draw from a computer ballot system. makes me wonder though cos they want yopur bank ...


 I need a loan to pay of my credit card debt ASAP?
I'm not quite sure how to go about it...I'm a student that is working part time and recently turned 19...some of my debt hasn't been paid on time cause i honestly have bad spending ...


 I need a 5000.00 loan yesterday my credit is not good and i do not have collateral ...?
i was contacted by a agency over seas that stated i needed to send them 380.00 to secure the loan of 10.,000 it seems fishy to me the company i beleive is based in london? is there nat legit people ...


 I missed my credit card payment by 1 day..what happens?
my credit card payment came in about 1 day after the due date..and it was the whole balance i paid off.will i be reported negatvley?...


 Can you use a Debit Card as credit?
I went to buy a book with my mastercard debit card and the cashier asked me: credit or debit? I replied debit but made me wonder if you can reply credit instead and if anything negative would occur ...


 My husband and I have 10K in the bank. Should we pay off our credits cards or put it towards a down payment?
We currently rent.
Together, we have approx $10K in debt.
We both have excellent credit.
Additional Details
Our interest rates are very low, 7%...


 When you have a debit card?
and you use it as a credit card to buy things online, does the company mail a bill to your house? Or, do they just bill it to the credit/debit card company and there is never actually a paper bill ...


 I have a 425 credit score and want a house!?
This isnt fair. Stupid white corporate america has ruined my credit score and now I cant get a loan! Do you think someone can help me get a house with nothing down and a 425 credit score? I am A...


 Does paying off a new 6 year 9% auto loan too early affect your credit rating?
I do not like having an extra payment and would like to pay it off as fast as I can. The salesman informed me not to pay it off before the first year or it could affect my credit rating. Is this ...


 Tips on how to use credit card!!! Help?
So I will be 18 tomorrow and I'm planning on opening an credit card account maybe with like Bank of America. I want to start building up my credit now! So what are some advice or tips about ...


 How to start building credit???
I am a college student and I want to build my credit so that I can apply for a car loan without my parents. I know that if I get a credit card and use that and make the monthly payments, this would ...


 I am 30 years old, and I found out I have cancer. I have less than 1 year to live.?
Right now, I have about 10k in credit card debt, 25k in student loan debt, and 8k on a vehicle loan. I have no assets except a few grand in a 401k. I am unmarried, and I'd like to know what ...


 If a person dies owing money, what happens?
If a person with no remaining family members dies without a will and having only five hundred dollars in the bank but owing thousands to credit card companies, what can the card company do about it? ...


 If a wife's deceased husband's credit card is in his name only, is the wife responsible for the debt?

Additional Details
There was no will and the state is Minnesota....


 How do you JUST SAY NO to credit cards? They are so addicting!?
...


 Can someone please lend me £1,000,000,000,000,000,00...
Just until tomorrow please.

Oh and can I have it in 50p's please....


 How can I tell my husband that I ran up my credit card?
Over the past 6 months I have racked up almost 80k on my American Express Card. I don’t know why but I just went spending crazy. I have bought everything from jewelry to sexy clothing that I can’...


 I have paid off my credit cards. I have a student loans, car loan, mortgage Which debt should I tackle next?
...



gabrielazavala24
Is it illegal not to pay ur bills?
                     
 




I love puppies
You're living in the government's land, you're breathing the government's air. Yes.


Matilda
just pay your damn bills and you won't have to worry!


Missy Mae
Rating
I don't think so but they will never go away if you don't pay them then you will be turned into collections then be served papers for court on the unpaid bills and so on and so forth...... Plus it really messes up your credit....


coastie mom
Rating
It's not criminal, but it is a civil matter. You can and will be sued.


Budlightgurl
What a bunch of terrible answers. It is a civil matter to not pay your bills. Which means you are taken to court for monetary reasons. NOT CRIMINAL ONES.


Being behind on bills IS NOT STEALING!



Unless of course this involves fraud... thats a criminal matter.


timberspine
Rating
wesley snipes, is that you...?
:D


ashes1550
It's not illegal but they can take you to court. But they cannot always collect on everyone. For instance, if a single mother owes several thousand on a credit card and they sue her because she doesn't pay, they cannot take any action to collect, even after they win the case. But for most people, once they sue you and win they can garnish your wages, set liens, ect.

Also, most debt is a civil matter (not criminal). If you are bouncing checks then you more than likely can go to jail.


Crazyjester9
Rating
Only if there is fraud involved. Otherwise it is a civil matter, not a criminal matter.


Kalani
no, but you will get in a lot of trouble.


Heather B
Uh, yes.


Its stealing. You are using services or buying things with money that is borrowed, and needs to be paid for or paid back


wishiwas
Rating
Well, technically no. But you could go to jail in the long run.
Your account will go to a collection agency. Then if the balance is high enough, they may take you to court and you might go to jail.
They may even start a class action suit against you.
We all pay our bills, what makes you any better than us?


D
Rating
Yes what type of question is that? You don't pay, they sue you and get the money plus you're left with a bad credit rating.


signman_03743
Rating
Why do you think it isn't?
If you committed to paying bills (having a cell phone, electricity in your apartment, payments on your car loan) then you are obligated BY LAW to pay those bills-or you can be charged in various ways for THEFT.
Might be theft by deception, theft of services, different methods in different states...but NOT paying bills IS illegal!


M. Miller
Not illegal per say, but it can ruin your credit score/history, cause your electricity/water/et cetera to shut off, and lead to severe legal ramifications, if neglected for too long.


Barry auh2o
Yes it is. You agreed to purchase merchandise or service, in return for money.
It means you have breached your contract, and your word is nothing more than a piece of crap.


Pastor-In-Training
Rating
Illegal? (Assuming you are not talking about paying your taxes) Considering that debtor's prison has long since been eradicated...no. If it was then there would be a possibility of jail time or immediate government intervention. (Current credit card and loan companies are the real criminals. The rates they charge were once reserved for the mafia's loan sharks) But the problem is they have a legal right to take everything away from you.
If it was illegal than bankruptcy would not be an option. If it was illegal the current trend of "walking away" and allowing foreclosure would be impossible and not an openly marketable business venture. So technically it is not illegal and it is not stealing (assuming that you didn't intend to not make good on debt, if your intentions were to default than you are on a slippery slope as to wheter or not fraud was commited) But what it is is stupid, and if you are trying to pull something over on someone else than it is immoral.


devipresszephoria
Rating
that's what credit is for. Otherwise you lose privelidges; like getting your electricity turned off and you probably won't be able to get it back if they see it as you doing it on purpose.


ALAYNA
Rating
YEP


Shadetree mechanic
No, but it's not wise. It will effect your ability to obtain credit (a much needed commodity in todays marketplace) for years to come but you will not go to jail. Don't get me wrong, you will be imprisoned but it wont be in a physical prison, it will be a financial prison, which will take at least 7 years minimum to be pardoned from, sometimes longer.

It is however illegal to not file your tax returns. The IRS will not put you in jail for not paying your taxes. But, they'll put you in jail in a heartbeat for not filing your returns.

ALWAYS ALWAYS ALWAYS file your returns, even if you cannot pay your tax right away. They will set up a payment plan with you, if needed.

Hope this helps.


iDunno
Rating
i dont think so
theyll just shut off w.e you had to pay
and in the end youll have to pay them or get stuff reposessed or something


rachel l
Rating
Well...not technically. But if you dont they'll come and take your stuff. So. Pay your bills or they steal stuff...Id rather pay the bills lmao


HeathySurprise
It is not criminal except for taxes. You won´t go to jail for not paying your electricity bill, but the company will stop providing you electricity :) But it is illegal. The court can rule against you and you can lose all your property and be bankrupt. If you plan to move living in a park, that´s fine.


~Simply me~
Rating
ugh


poeticman
Rating
well if you dont pay your bills you can get your paycheck ganished or if your just talking about eletic water gass you wont be locked up becouse you havent paid then no but a more seiouse thing it not paing propert bill such as a house or a car they will be refunded and you will have the bill over you head and the law alows them to sent to to a colection agancy and if you ever work your be forced to pay on it out of your pay check it is against the law to go out and get a bunch of bills and not plan on paying them just so u can file bankruptsy on them but if you have a bunck of bills you cant pay you can file bankrupsy i think it will work for like medical bills and credicards but you have to pay a lawer out some payment for filing it i think there ask about 2000 to do it mabe depending on the size of your debt dont dont expect the police to come arest you couse you didnt pay your cable bill


~~ *lilly* ~~ PRO-JONAS
no. But you will either get evicted if you skip your rent

no water if you skip your water bill

same thing with Internet, TV and electricity.


jedi
Rating
Yeah. If you don't then you'll get a big fine.


Christina C
yes you could end up in jail...if ur having a hard time paying bills geta job..good luck!!


*<3*
Rating
i dont think its illegal but eventually they will continue calling you about the payments and if you never do pay them eventually the government will have to step in somehow.


Cynthia
Um. Yes. It's a legal contract you've made to pay your bills.


ilikepie1231
its illegal once you aren't giving the ppl who need that money.
just think if you were the guy who works for edison. then ppl dont pay the electric bill, then you have no money.
JUST PAY YOUR BILLS!


"Alexander."
Of course it is illegal because you have to pay for a service that has been provided to you. If you really owe a lot by now. I'd recommend you to go to Canada or Mexico.

Good luck.


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