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| I need a mortgage and they claim they can remove most all bad debt from my credit history. I just wanted to get some feedback from those who have used this type of service. Thanks!... |
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| But when I checked my bank account there is now a credit card account as well with 2 months of late payments and the annual fee tacked on to it. I don't want this credit card at all, but now I�... |
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 What are the average living expenses for a young couple living in their first house? |
| I mean things like certains taxes, gas bills etc. I know there is no fixed answer, but if any of you could help by letting me know some of the expensies or if you in a similar situation how much say ... |
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| I am looking at paypal or citizensbank credit card. I'm 20 and this will be my first credit card so please suggest a good ... |
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| I am a college student trying to build my credit history. While shopping for credit cards, I notice that banks offer student credit cards for college students. Should I go with the student cards or ... |
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 Debit card using "credit" option? |
I know that when buying stuff at the counter i can use the credit option, then the merchant will place a hold on my fund.
then few days later they will officially deduct the amount.
... |
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 My credit report is 782. Is this good? |
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My dad lives in a different state and is going to pay for my prom dress, so he gave me all his credit card information.
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| I have got a statement from a debt that is at least 9 years old , I had to quit work because of a disability and now I draw disability ,I have been told I should seek a attorney to see what to do ,... |
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| whats the best way to raise my credit score? and also how does it work? does it matter if i paid off my vehicle and paid off my credit cards??? need some answers!!... |
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 I have $11,000 dollars in credit card debt spread over 4 different credit cards.? |
| I have moved to Hong Kong where I will be for at least 5 years. My company pays for my apartment and I will never need a car so credit isn't important to me. I was planning on waiting for my end ... |
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 Is it even worth it to continue paying your credit cards on time if you're in my situation? HELP! |
| Ok, so I have posted several questions in regards to my credit card debt and am still very unsure of what direction to take...I have about $30,000 in CC debt with two companies..Citi & Chase...... |
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shamieya | Is it illegal or some type of fraud to use business credit cards for personal use? |
I'm not talking about maxing them out, but using them instead of personal credit cards, say, if the business closed. The business cards don't show on the personal credit report.
Additional Details
A business that you personally owned as a sole prop; not a corporation or another company you work for. |
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rusty_266
 |
I wouldn't worry about it. As long as you make the payments it really doesn't matter what you use the cards for. Fraud is extremely difficult to prove to begin with, so imagine a credit card company trying to prove what you purchase is not related to your business. Its not going to happen. With a small business, to some degree, everything is business. Buy what you want, make your payments = no problems whatsoever. |
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jandis5457
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If this is a card from your business I don't see what it would matter, I would check with the cc provider just in case. However, if this account is owned by your employer I could see that it could be grounds for termination. |
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bdancer222
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If the account is from your business or a business account in your name, you can use it for whatever purpose as long as you pay it and don't claim personal expenses as business expenses.
Many credit card companies actually offer business credit card accounts to individuals who do not have businesses. Business accounts will not show on your personal credit report. They also do not have to comply with FCRA and FDCPA as they are NOT consumer debt. |
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independancy
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Yes, if you get caught then you will prob have to repay, at least. |
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coachpisco@verizon.net
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Please tell me this question is a joke. Of course it's illegal to use a business credit card for personal use, IN ANY SITUATION! |
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bearr41
 |
Yes, it is illegal to use a business account for personal expenses. |
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me-inside
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Most companies will fire you on the spot, others will give you a warning if they like you and the amount is small (<$20), others will have you pay it back (if you fail to, press charges) and then fire you after you pay back. |
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saved_astronaut
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i wouldn't even go there. if i were u, i'd wanna KEEP my job by NOT risking it!!! 2 many ppl out there don't even HAVE jobs who'd really like 2 work. the economy's hurting right now which causes many jobs 2 B cut. u should B very fortun8 u even HAVE a job, b/c many out there don't |
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PattyAnn
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Businesses get special discounts. If you aren't the business, you are not entitled to those discounts. Legally you are misusing a business card using it for personal, and that would be against the law. |
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