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 My credit score is a 686 can i finance a car?
ok so heres the deal im 18 with virtually no credit..i have a macys card which i have had for over 3 months...i pay it in full every month and now im getting a capitol one in the mail sometime this ...


 How can an A/C PAYEE check be Encashed?

Additional Details
I dont have an account or wish not to also......


 How long does it take to receive a second credit card if you lost the first one?
I reported my card stolen yesterday (aug. 30th). They said they were going to send out another card. How long does it take to receive aa second card if you lost it. Im currently with Visa. And I live ...


 Can I check my credit score at a bank?
...


 How can I raise my credit score ?, fast it is a 563 and I need a 580?
Serious, real people answers ...


 Im 19 and dont have credit yet and cant get aynone to cosign or dont have any money saved up and i need a loan
for a vehicle ive tried banks and they dont wanna help. any advice?
Additional Details
for a vehicle, the truck i have now is falling apart and i have to drive an hour to get to my ...


 Copy credit card (front and back)?
when I try to buy online he asked for fax a copy of my credit card (front and back) is this legal??? and he say If you cannot do this, then I will have to cancel your order.
T...


 IS it possible to buy a house?
TO BUY A HOUSE WITH BAD CREDIT? I WANT TO BUY A HOUSE IM SOOO TIRED OF RENT ING BUT I HAVE BAD CREDIT. IS THERE ANY COMPANY THAT WILL HELP ME?
dont get me wrong im not a bad person i have a job ...


 Does disputing an unauthorized charge in your credit card affect your credit score?
I heard from someone that disputing a credit card charge affect one's credit score score. Is this true?
Can you provide a website where I can get more information about this?...


 ****I just received my first credit card....now what? Two ?'s.****?
How long do i wait until enough credit is established so i can lease a new or used car???? I havent used my card....i will this weekend.

Any tips? Links? Your experiences very helpful too....


 Credit Card Trouble?
Hi, about 6 months ago I applied for my first credit card and got approved. I made payments on time and never went over the limit. After about 3 months they increased my credit limit. But all of a ...


 Will we lose our home?
I have just found out my partner owes thousands in business loans,defaults and debts. They are all threatening action.
He is a sole trader and we have a joint mortgage on the house. We have ...


 Why Would a Cashier's Check Bounce?
I used $50.00 from my account to purchase a cashier's check and sent it to somone for a costume I purchased. I actually had $50.00 taken from my account and sent the check. A couple months later,...


 Please help. credit card debt: should i borrow or pay it off little by little.?
I often pay off my credit card bill every month. I've been struggling for the past 2 months b/c my income is low rt now since i don't work that many hours (student). I take care of my mom ...


 Debt collector giving me problems?
I had a credit card that i was making monthly payments on for a few years. I hit a rough patch and fell behind on the payments but continued to pay something. I exceeded my credit limit for a few ...


 Do you need a checking account in order to get a credit card?

Additional Details
thanks to all those people who gave me good advice i did go open a checking account and i'm getting 2 credit cards coming in 4-7 days thankyou very ...


 I owe the bank about $9,000 for a repo. Do I need to worry about the bank garnishing my wages?
My car was repossessed and sold in Aug 2007. The bank has been calling me nonstop since then. Just recently they have left a voicemail that I need to settle the debt or they will pursue other ...


 Home loan??
my house is worth about $550k.. My credit score is 559 right now, due to my excessive credit card and student loan debt.. nothing has ever been late, it's just that i have excessive amounts of ...


 Collection Agency wantin gbank information?
I have a past due account with Capital One for $1600. I have been trying to work with them to get it paid and offered a settlemetn however they will not accept a settlement offer unless I give them ...


 Can i be garnished for a 6 year old debt?
ford motor co, did get a judgement and now teir attorney wants a ...



s_k_wilson1990
Is it legal for creditors to report to all 3 credit bureaus?
                     
 




Jambi
Rating
Yes it is. And, if you would be more responsible, and only buy what you can afford, or at least pay your debts, you wouldn't have to worry about it.


Long Live Jambi


icemaster316_2001
Rating
yes, based on experience from viewing my own credit report, credit bureaus obtain them when credit is applied for. The creditors you apply to, that data gets reported to one of the 3 bureaus first than a few weeks or months later the other 2 get reported and all 3 show up.

When you apply for credit its based on all three scores and the middle score is the one they take. So if you have 650 578 600 then they would take 578. But its not illegal they are just going by rules and regulations.


gtofinancial.tomvoli
Yes ...it is up to them how many bureaus they report to. They pay more to report to all 3.

Here is some additional info. Hope this helps.


nikkiu24
Yes, it is. That's within their rights. It's up to you to make sure the information reported is accurate.


ckm1956
Rating
Yes it is.


Mariposa
Yes it is. In fact, Sallie Mae financial services which issues student loans got into trouble for only reporting to one agency since they were actually hurting people's scores (the ones who pay one time) instead helping those people's credit score.


Renee W
Yes, this is how you get reports from all three bureaus, it is within their right to do this. But it is nothing bad against you, it's just starting your credit history.


goodguy_46947
Rating
Yes..........They always do even if it wasn't legal!


Frank Castle
Yes.


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