 I have applied for 2 different credit cards and they both turned me down. do you know why this is? |
Thank you for your recent application for Blue from American Express. After reviewing your request, regrettably, we are unable to open an account for you at this time for the following reason(s):
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 What happens when you get a positive balance in a credit card? |
| So i bought this item online. And that was sometime ago. now the balance for the credit card that i used is 0. What happens if i get a refound sent to that credit card?? ? ? ;-)... |
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 I got a call from a collection agency, should I call them back? |
| They left a robo message with their phone number. I'm pretty sure it's about an old student loan, what should I do??... |
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 The collection agency called my son and when he asked for an address to write them, they refused.? |
| My son wanted to mailed the collection agency a settlement offer and the company said they can't give out the address without a verbal agreement to pay the debt. They wanted an electronic ... |
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 Credit repair? United Credit Association? |
| Has anyone heard of United Credit Association? They are a credit repair agency. I want to know if those agencies are legal and if they really can repair your credit. My realtor recommended it to me ... |
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 Can I use SBI DEBIT CARD for online payment in india? |
| means can I buy anything like watch, t-shirt, jeans etc. online using sbi debit ... |
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 My boss ran my credit without my permission? |
| I just found out that my current boss ran my credit report without my permission after I specifically told him not to. They lied to me to get my SSN and then ran it. My credit score is not good to ... |
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 Free Credit Report Not Free-Stay away and check credit cards!!!? |
| Just found out my Discover card has been charged 25 a month for FOUR years because I used Free Credit Report.com. Seems I was automatically enrolled through CIC. I knew about a 10 dollar a month ... |
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 Credit card debt question options? |
| I have maxed one of my credit cards ($2000). I work full time so I can pay it back over time, but the thought of having that debt on my credit card scares me a little. The minimum payments are $25 ... |
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 Bad credit help!! experiences expertise please. process of a loan and is comfused!?!? |
| Hello fellow members, I am actually looking through this one company www.eastpointlending.com trying to get a personal loan and I have been working with one of the consultant. I have gone over the ... |
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| Credit Cards? |
| I owe two credit cards and they are about 1400 each there is one that charges more interest than the other one. So my question should I pay them equally or pay more money to the one that has the ... |
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 Will this fix my credit? |
| I am 19 years old and just recently checked my credit score. I have nothing on it except one colection agency balance. It is a balance I owe from 6/1/2004 for $125. My credit score is very low 568. W... |
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 I want to get a mortgage but been refused as i dont have credit? |
| i would like to get a mortgage but i have been refused due to bad credit - i have 1 default thats it! my problem is im trying to build a credit rating for myself as i dont have 1 im only 19! are ... |
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 Where on the back of my credit card do I sign? |
| I just got my new Visa credit card in the mail...and I'm wondering if I have to sign the back of it or anything since in part of my mail it says "sign the back of credit card to verify"... |
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 Credit card minimum purchases? |
| Two stores where I live have signs up that say they won't accept a credit card purchase if amount is under 3.00. Is this legal? This is Alabama.... |
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 Credit Collections - Who Do I Pay? Collector Or Creditor? |
| I was involved in a hit and run motorcycle accident, I was hit by another bike while riding mine. Now I have 2 collections medical bills that made it's way onto my credit report that I refused ... |
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 I have bad credit!? |
| i dont know my score but it isnt good, at all! what can i do to start repairing this? i am already paying off debits, i have 3 of 5 paid off, but that alone work, what else should i do? i was ... |
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 What's the best way to pull yourself out of a huge amount of credit card debt? |
| Let's just say your buried, and your not able to pay more than the minimum every month...is there a better way?... |
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jamie s | Is it legal for medical bills to go on your credit record? PLEASE HELP!!? |
Is it legal for medical bills to go on your credit report? someone said it wasnt because of privacy but i have some on mine from an accident i was in last year... if its not legal how do i get them to take it off?? |
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kind_hearted_cowgirl
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It is legal for unpaid medical bills to go on ur credit report. The credit bureau can display it in ur credit report but they can only classify it. The cannot give any info as to what kind of medical bill it is. I was a divorced mother of two who could not afford medical insurance and was making to much money to qualify for medical aide (medicaid). So medical bills really stacked up on me...and they are all on my credit report. They dont count as bad as lets say a bankruptcy or past due credit card but it does count. The only way it will come off is if u dispute it and the original creditor can not provide evidence that the account is actually accurate. They have 30 days to do this. If they fail to provide that information to the credit bureau then it will be taken off. Get in touch with the credit bureaus and see what they tell u, but more than likely they will tell u the same thing. Good luck!! |
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atmjay
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It is legal for medical delinquencies and medical carge-offs to be reported to the credit bureaus. However, some banks, especially smaller community bank, do not lend any weight on them when considering the extension of credit. It is really up to the loan committee of the bank or the individual loan officer. |
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goddesskatrina05
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They are legal but you can combat this a few ways. First, if you had insurance that should have paid then contact them. If you didn't have insurance or they would not cover you then you can always ask the medical provider for a payment plan. If that isn't possible then some offices offer financial assistance to those who qualify with their income and their debt. |
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shoelace
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I am sorry but it is legal. We ran into the same problem when we were buying our house in 1999. However, they are supposed to show that the bills are medical and they are NOT supposed to be used against you. If you really need help, contact the government agency that covers fair credit reporting. You should be able to find their number but doing a google search under federal government agencies. Another source would be a credit counselling agency in your area. They are normally a good source of information as well.
Good luck |
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jannie
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did you ever think about paying for your medical bills
you can't get them off your report without paying as with all other bills |
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kanajlo
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See an attorney. A friend of mine owes thousands in medical bills and her credit rating is just fine. |
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sway_ii
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I am sure it is just like any other bill, they can send it to collections if you dont pay and that will reflect on your credit. |
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Hose Nose
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Medical facility's do not report directly to credit company's but if you are turned over to a collection agency that will go on your credit report |
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crystal J
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Yes it is legal. But what you must do is call and either make arrangements or let the hospital know that you are INDIGENT. Most hospitals have programs to forgive you of your hospital bills if you prove you are unable to pay. Call and find out. If the bills are from the past 60 days...see if you can apply for Medicaid and have them pay for them.
Or you can wait for them all to post and file bankruptcy----not recommended. This is a last resort. Best advice call and see what is going on and act for itemized billing....a lot of hospitals misbill and this alone could reduce the debt if you question procedures and medicines given. |
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