 Advice on consolidationg credit cards? |
| I'm seriously thinking about consolidating my credit cards. This would be my first time and there are so many options as far as which bank to go to. Does anyone have any advice?... |
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 How can I get a good used car with poor cerdit.? |
| I was not tought how to maintain good credit. So I have made mistakes with poor judgement. Now in my time of need I don't know what to do. Help, I'm a single mother of two who really ... |
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 Dose inquiries effect your credit score? |
And How can you find a web site for free credit score without adding a credit card or have to pay?
Additional Details
Does not dose, Sorry for spelling.....LOL... |
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 I think I'm being ripped off? |
| Hey does anyone know if it's legal for a collections agency to double the amount of a past due balance? I just found out that a relative didn't pay a cell phone bill I got for them in my ... |
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 Would you like being a cashless society? |
Your money is now a credit accessed electronically everywhere you want or need to spend. Would you like it better? We are heading that direction.
Additional Details
wow, I was just ... |
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 Can a 14 years old boy can already get a credit card??? |
| can a 14 years old boy can already get a credit card like VISA, MASTERCARD and others...... |
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 What is the difference between secure and unsecured credit? |
| I hear about it all the time but really don't know the difference between the two. Could you also give some examples of both? Thanks for the help!... |
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 Advice on establishing credit? |
| I'll be 19 years old come May. I am a freshman in college and I have about $11,000 in the bank in stocks and other areas. It's making me some nice interest. My current job brings me about $7... |
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| Am I secretly the type of borrower creditors love? |
| I consume a lot and up to my armpits in debt. I always make my payments with the occasional late fee added on. I pay over 2000 in interest each month but I still get treated like a bytch by my ... |
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 Why can't I get a credit card? |
| I am 19 years old and a college student. I want to get a credit card to establish credit and to help later down the road in life (like a car or house). I don't have a job, but can pay for ... |
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| I'm thinking about filing for bankruptcy I maybe have about a little over $6000 in personal credit card debt |
| plus an auto loan I did for someone in 2002, my debt is more than my income. Does anyone know if it would make sense for me to file for such a small amount. I have already talk to a lawyer's ... |
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 I co-signed a car loan and now the friend went missing. I've made 3 of the car payments.? |
| I've got to get ahold of this car to sell or something. Once I find my "friend", how can I get the car away? Will the police help? Wondering what to do? I can't keep making these ... |
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 Can i sue a company that reported a $64,000 mortgage on my credit for 10 yrs that's not mine? |
| i have called the company but they have no record of me.its was reported from 1994-2003 now no one knows who made the ... |
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 Capital One refused me? |
| I was wondering. I applied for their CC a while ago and the letter stated the there is no info available or info missing from each of the credit agencies. Fair enough, I didn't have any credit. W... |
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 Do drug dealers accept credit cards? |
| Not everyone wants to use cash when they go buy there weekly stash of coke. Do drug dealers accept credit cards?... |
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 If i have £12,000 debt to credit cards. a £20,000 mortgage. And live in Scotland. Is going bankrubt an option? |
i don't want to lose my house. but don't want to spend next 3-4 years clearing C.card debt.(i'd like to reduce my mortgage instead.) thanks for any advice.
Additional Details<... |
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 Washington Mutual Credit card? |
| hello, I got a mail with a credit card offer from Washington Mutual Bank, got online and got approved for a Visa Platinum with a $500.00 credit line. From what I've read it's a good card ... |
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T B | Is it legal that a car financing co. calls on Sunday? |
I made arrangements to split my payment between 2 weeks and within my 10 day grace period. They called 2 days later on Sunday, Christmas Eve, at 7:30. I have already post dated a check for the following Friday. I know they will continue even though the payment arrangements are set. |
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gjm
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I'm not sure about Sunday, but they can't call at work nor after 8 pm. There are laws they must work under.. they are defined under 'FEDERAL TRADE COMMISSION'. I think it's USC(15) section 805 but I'm not sure... you can find it on the net. |
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One Sexy Jeep Girl
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Yes they can call you on sundays there is NO law against calling on a certain day of the week. The law only states that they cant call you before or after a certain time of day or night. |
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Mr Bean
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Yes, but if they called at 7:30 AM, that is against the law. No business calls are to be made before 8 AM or after 9 PM. Go ahead and report them. |
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redunicorn
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Yes it is illegal. |
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IWIU
 |
better not to deal with those kinds of people. |
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?
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I googled 'bill collector' and looked at the first 2 sites - I couldn't find anything about Sunday - only about the time of day, just not the day.
So, maybe if you try the forum of the URL I'm providing you, maybe they'll be able to give you an intelligent answer.
http://www.fair-debt-collection.com/index.html
Good luck to you. |
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b_plenge
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Sunday, holidays etc don't matter. However there are limitations on the time of day the can call. They cannot call you at say 2am, that would be harassment. |
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?
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yes |
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Man from Mars
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Ask to speak to a manager and explain to them that it is not necessary for them to call you again on the matter. Ask for the manager's name. That way they know you mean business.
After that, I would call them six or seven hours later to see if they made the note. If they did not ask to speak to another manager and tell them who it was you spoke to and that this person has not complied with your last communication.
I hope this helps. |
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BILL
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Yes. |
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Catmmo
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Yes there is a law on this. If you are in the US, check at your state government site - ie., Michigan.gov
I ran into this same issue, and you can claim harassment against the company that is calling - I forget the actual name of the act that is protecting us against this crap, but there is one - especially if they are calling at weird hours or if you have told them that you may only be reached at certain times. |
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