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 Can you not pay off your credit cards and get away with it?
I read where many credit card issuers are having to take write-downs of millions of dollars due to consumers defaulting on their credit cards. Can I just tell the bank "Sorry but I have no money....


 Where the hell have i left my cheque book?
left it somewhere when i was pissed at home the other ...


 I have heard that it is possible to buy points to boost your cridit rating is this true??
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 How old do you have to be to have a chase visa credit card?
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 How can we build credit if nobody will give us credit to begin with?
I asked a similiar question a few weeks ago and everyone said we can not get around gettting a credit card. (We were trying to go about this without getting one)
So we tried a few things. First ...


 I have bad credit and want a mortagage what should I do?
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 Has anyone out there had such bad debt ......?
...........problems that they had to go into hiding for some years, they were so scared of being imprisoned? Or similar problem to share would be welcome. I have a friend and they had to do this, ...


 My friend went to the bank and they gave her an extra 100$ what to do??
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 I got a credit card but, don't want to spend the amount will i still get credit?
Okay i have bad credit but, got approved for a credit card, I want to fix my credit so I was only going to spend 10 or 15 dollars a month and just pay it off. But someone told me you had to spend the ...


 Is $18,000.00 in debt a good enough reason to claim backrupt?
My Boyfriend is $18,000.00 in debt he has been told by a few people the best thing for him to do is claim bankrupt?...


 Ebay sellers?
is it so difficult to email someone and say, thanks for payment your item is being sent "this day" i swear i bought 5 things off ebay a few week ago and i received 2 and the rest ain't ...


 Has anybody got this email about getting a credit check?
You may be eligible to receive a benefit from a class-action settlement if you purchased and paid for a credit score or credit monitoring from ConsumerInfo.com or an Experian Entity between June 17, 1...


 How bad is a 24% apr rating on a credit card?
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 Have you ever used a Rent-to own store? Are they just rip-off's?
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 What is this nonsense I just heard about employers not wanting to hire you if you have a bad credit rating?
If anyone else has heard of this and can elaborate more on whether or not it's true, possible and if so, why this is done, please do. Thanks....


 Do multiple personality people have separate credit reports for themselves?
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 I left the US in 2002 without repaying a car loan. I am re-entering the US, am I likely to be identified?

Additional Details
My question was am I likely to be identified at the port of entry itself? Is my SSN tagged for loan default to be visible to the officer at the port of entry? What is ...


 What is a credit card?
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 Is anyone else in loads of debt??!?
I have got myself in quite a bit of debt and its only started to dawn on me?! Is there anyone else out there in the same situation? xx
Additional Details
Course its a question Maria you ...


 Why is it bad to get rid of your credit cards?
I wanted to cancel all my credit cards, just completely get rid of them but my family is telling me to never do that. Why? What does it ruin your credit or whatever?
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Mike3st
Is it okay for me to use my mothers debit card at a store? What if i'm asked for ID?
I'm using it with her permission, and my mom isn't with me right now. Do I show them my license?
Additional Details
I know the pin people.
                     
 




Donovan
I've never been carded at gas stations except when I bought cigs. A friend gave me his debit card once because he didn't want to get out of my car, lol, and nope they didn't card me and I was buying soda for us both. Just take your id and go. My mom once gave me her credit card to go shopping at Old Navy, they asked for id so I gave it to them, and I said they could call her, but they didn't do that, they just let me pay with it and go.


Allie c
No, because the card is signed to her and not you. It could be considered credit card fraud.


WildRockMan
Rating
NO NO NO! Cards are only allowed to be used by the card holder - anything else is against the card issuers terms and conditions and possibly illegal!


JustMe68_86
It depends on the store. Technically its illegal to use any card (debit or credit) unless the card is in your name. Your mother, can get an additional card, off her account, in your name if she wants. Most credit card companies & banks offer this as some kids do use parents cards (away at college, etc).

If the store asks for ID, they may refuse the sale since your name is not the same as mothers. However, some stores dont ask for ID. If your mother is giving you permission to use her card to buy something, maybe just visit the ATM first, w/d cash for your purchase (with pin number she gives you) and then make the purchase.


JD
if you know the pin you shouldn't have to show a license, but you might want to get money from an atm instead then you won't have to worry about interacting with a person at the register. of course in general you shouldn't use someone else's card unless they are around; i recommend getting cash from an atm first.


anon
Rating
as long as yu know the PIN then there shouldn't be a problem b/c they probably assume it is your card.... but if you are asked for i.d. they may cancel the sale. Identity theft and debit/credit card fraud is such a problem that companies do not want to be sued for allwoing transactions by someone who does not own the card.


gpatrick900
It is not illegal if you have permission. The 7-11 should also have an atm in the store you could use or even go to a bank that has one close to you. There will be an atm fee surcharge and a fee from your bank. Yes, most 7-11 does check ids.


Krissy T
Rating
If they ask for it. If you know the PIN number (four digit "secret code") then they may not ask for any ID. It also can depend on the store and its policies.


xbluebellax
I work in retail and I ask for ID for ALL forms of plastic...credit or debit. But as long as you know the PIN you're good to go 99% of the time...I just ask for ID because my idiotic machinge sometimes skips the debit question and puts it as a credit charge. So I just ask as a preventative so my back is covered if the machine goes nuts on me. Because if the signaures don't match, I can get burned.


smart boratt brother
Rating
Actually, it's getting a lot harder to use someone Else's credit card at a store, but online, all you need are the numbers.


Fey
No, they won't ask usually. And if they do, you can. They won't ask unless it's an unsually high cost.


DJ C
Rating
They only card you on Credit. Debit is cool if you know the PIN


Capricious
i have a debit card and never been asked for my liscense, and i've used my moms and never been asked, you just have to know the pin number


pinkskies87
Rating
Usually they don't ask you. Their main priority is getting your money..despite where it comes from.


Amy
Rating
If you know the pin number you're set.


Erica
Rating
if you know the pin it don't matter


Crux
No it is not okay because once they found out that thats not your debit card then the might arrest you. Besides you have to know your mom'd debit card pin number


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