What do you think my credit limit will be? |
| I'm 18, and I FINALLY got approved for a creit card through Chase Bank. I'm trying to start building my credit, and I was just wondering what you guys think my credit limit might be? O... |
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Bankruptcy Question? |
| Hello everyone. Unfortunately, I had to file for Chapt. 7 BK recently and had a question regarding bank accounts. I know that I am not allowed to have money in my bank account before I file for BK ... |
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I am 19, and I do not have any credit? |
| I have no credit ...besides opening a checking and saving account. With this little amount of credit..can I get a cell phone turned on in my name??? If I can does that build credit?... |
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Has anyone have any ideas about starting up my own unsecured loan business? |
| i am looking to set up an unsecured loan business anyone have any ideas about going about ... |
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Can I get a auto loan with a 597 credit score? |
| My credit was really really bad a year ago (4-something), but within the last year I paid off alot of debt, paid my bills on time, etc. in other words I grew up. I know its still low. Now I'm in ... |
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Should I borrow more money for school? |
| I've done some crunching on my expenses and I've got to make some hard choices. I've just started a program for an MA in history. My BA is in the same thing. However, it looks like I ... |
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Does getting a ticket for marijuana possesion affect my credit rating? |
| I was just busted for possesion of marijuana. I was not arrested and only given a ticket. I am 24 and this is my first offense. Will this affect my credit rating and/or my ability to get loans? T... |
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My boyfriend is unable to pay student loans, his co-signer passed away. Who will they go after to get the mon |
| He can't repay it all but his grandmother was co-signer and she passed away. Does the debt then go to his grandmother heirs?... |
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What should I do, Credit problems.? |
Please only serious honest answers.
My husband recently joined the army and we need to get out of debt or atleast make good on what we owe others. Peace of mind and its the right thing to do. W... |
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Disputing items on credit report. i was born on 07/26/1989 and just turned 18 last summer. however i somehow? |
| have inquiries and negative items on my credit report. the inquiry is from 08/2006. which i would have been 17 however i didnt apply for the card it is saying i did. plus i wasnt 18! and then i have ... |
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I am new to credit... what card should I apply for? |
| I have had my Target card for about 3 months, and my credit is supposedly good... but for some reason a few weeks ago some credit cards turned me down. What credit card company will actually give me ... |
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I ran my credit report on freecreditreport.com...? |
| It asked for a credit card number and said it would run just $1 to validate my account. Those of you who have used this site before, do I have to cancel something now so I am not charged anything ... |
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Which way should I go bankruptcy or reposession? |
| Due to the economy I am no longer able to afford my mobile home note. We have made the decision to move in with my mother to consolidate living expenses in a traditional house that is already paid ... |
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L.A. Fitness will not stop debiting my account even though I cancelled my membership.? |
| I have tried to cancel the credit card, but they won't do it unless I have 30 days without charges, and that won't happen because L.A. Fitness continues to debit it. What can i do?... |
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If i have money from another country? |
| I have some money from jamaica and the dominican republic, can I get U.S dollars for this? if so where?... |
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shkya69 | Is it possible for a 15yo to get a loan. in any country? |
im 15 and i want to start getting somewhere as i dont go to school. i am responsible and will be able to pay back the loan. just wanted to know if its legal. |
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Spartan
 |
No. Plain and simple. You might be able to find a loan shark or relative but no bank or reputable organization will loan a 15 year old any amount of money. You could always look for a job. |
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manutd
 |
no, you will not be able to get a loan on your own as a 15yr old. The main reason is because anyone under the age of 18yrs old cannot enter into a legal contract.
You would only be able to get a private loan from a friend or relative if they were willing to get you started. |
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ibu guru
 |
No. You are a minor and cannot legally sign any contract, work without parental permission and a work permit from your state (in most states, you cannot even get a work permit for a very limited part-time job yet), open any bank account, etc.
Any banker will tell you to come back and apply for a loan after you have graduated from college and have a decent job. High school graduation does little to nothing for your credit rating, and not finishing HS is a major negative in your credit rating. |
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gtws
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Unless you are very lucky and have a way to independently (and legally) make your way in the world, your best bet is to go to school. If you have something that will help you make it and need financial help, then get someone you trust to help. Trust me, if you need to get a job, you will never find anything good without a diploma. There are too many people out there right now hurting for work. |
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mysterious
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hmm, well i do believe you have to be 18. but i could be mistaken. i'm sure you could get it in your parents name, or have them do something called "co-signing a loan"
Go to your nearest bank and talk about how it would be possible to get yourself a loan. |
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