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 If I brought something on my credit card, if I take it back can I get a cash refund?
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 Closing a credit card?
I have a few credit cards, 7 actually most of them i owe nothing on. they are the store ones, target, victoria secret, american eagle, old navy, kohls, jcpennys, and express. will it hurt my credit ...


 I want to get credit, how do i get a card?
I want to get a credit card to get credit. Of course every time i use it, im going to send the payment in THAT day so i don't do the opposite and ruin my credit. But im only 24, I don't own ...


 Serious!! pls advice?
can i be sue in court if i owe people money but i didn't sign any IOU. will i hav a crimminal record or will this affect my credit report??...


 Could i get this on ebay with a check?
http://cgi.ebay.com/NEW-
i dont have my own checks with my name on it but i ...


 How to go from bad credit to good credit?
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 How do i prepare myself to get my first credit card?
i just turned 18 and have no credit and have never applied for a credit card because I was told if i applied for alot of credit cards and got denied it would lower my credit score. So what should i ...


 I have a £2K overdraft with Lloyds TSB which they want back by Nov 26th, 2007?
Hi, I have had an overdraft with Lloyds TSB for a few years now, totaling £2000. They now want to take it back on the 26th November, 2007. However, financially I am not able to pay it back right now ...


 Does your credit score drop when you close a credit card account?
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 Does any one know how i can get a loan i need to buy this trailer for my kids i need 5,000?
a fresh start for my family and I in a new town just what we need but we can't seem to come up with the money right now we can make a payment we just finished paying off his van 4 years of 450 a ...


 I got charged $130 for a couple roast beef sandwiches at Arby's, best way to get my money back?
I swear I'm really not that fat that my Arby's bill is 3 digits. I did go there (my card isnt stolen) but the charged amount is wrong.I called my credit card company and I have to mail in a ...


 Does any one know how i can get a better credit rating?
got ccj's and cant get credit any ...


 Do u own a credit card?
because at 28, i dont at all.
i still use cash. is that bad?...


 Getting a Credit Card under Sons social....?
I was wondering if anyone knows if you can get a credit card or any other type of credit under a person child's name and social if the child and one of the parents have the same exact name? Does ...


 How do the credit repair companies fix your credit?
Iv'e heard they send letters but how can I learn aboutit to do this for myself and my friends and family?
only serious answers....


 I am tired of interest charges being like a loan shark charges in the USA. Who agrees?
Finance charges are so horrible in the USA. They will never go down.
Additional Details
For those who claim I am a dumb blond. I only owe for my home. 3 acres 4 bedrooms, 2 bath, Over 25...


 Using cash or credit card for gas/groceries?
for gas and groceries-do u charge or use cash?...


 My mother lost her husband? is she responsible for his credit card bills?
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 How to get a loan teenager?
im 16. have already graduated. have full time sales job and part time weekend job. i have enough money to afford a nice truck payment. how do i get a loan, when my parents have bad credit and cannot ...


 How should I go about raising my credit rating?
About 8 months ago, I applied for a credit card. I use it religiously about 3-5 times a month (usually about $20/month) so that I can raise my credit rating. I currently have Capital One so the APR ...



♥♥♥ Am♥♥♥
Is it possible for me to get a $20,000 auto loan without a down payment? my credit score is 811?
I will say I make 2500 a month.
                     
 




Someone
With a score like that, they'll practically give away the money to you.


daven71
Rating
811 is an incredible score. You could go the no down payment option but then again why would you want to? Your interest will be slightly higher regardless of your credit score. Auto brokerage is not like buying a home (someone mentioned 20% in an earlier answer)... rates do not fluctuate based on credit score. However, you can always refinance to improve the mfg's bank offering. Your excellent credit just will allow the dealer to makes the purchase faster and bypass a down payment... however, to keep your score 811 or better put money down. Total amount owed effects your score too don't forget...of course at 811... you certainly can give up a few points and feel no effect...LOL


Pravda
Rating
We just bought a new $30,000. vehicle.... Zero down, No payments for 3 months, No money down... and 1.9% interest rate...$399 a month... and a 740 credit score. You have to know what you want and stand your ground.


Reenie
Rating
Yes, absolutely. Here is a good site to look up loan information also. http://loan.divinfo.com/


diva
with an 811, you could own the dealership


Pass It On...
Definitely yes, but be prepared for a pretty steep monthly payment.


luciousgreeneyedlady
Rating
excellent credit score but you might not make enough money to get the loan approved unless you have someone to co-sign for you.


Charley
Rating
Your credit score it outstanding, so you should have no problem. Trust me, I have HORRID credit and I just got a new car.....they will do anything under the sun to sell you a car.


matts413
Rating
I think that most banks will take that loan, especially with such a high credit score. You shouldn't have a problem.


holeeycow
Rating
Maybe. Maybe not. If you are making that much money, why aren't you saving 20% of it?


dragonfire
Rating
sure
go to a credit union
you get the best rate ( better than any bank )
of course American car dealers are more anxious to sell and can offer zero down financing for tier 1 credit like yours
but he payments will be high due to the short loan period


Peggy K
Rating
You'll have to go and talk to some banking people and see what offers you can get. I suggest that credit unions will usually give you the best interest rates, but sometimes a reputable dealership will do pretty good, too.


ll_smartypants
Rating
Yes most defanitely


cerbie86
Rating
Yes they will

What your credit score does to you, however lowers your interest.

BUT if I were you I'd shop around for the best rates - what I usually do is to go to a credit union and ask them for a print out of the rate that they are willing to give it to you.

Bring the printout to the car dealership and show it to them - they will usually offer you lowER interest rate than the one that you have (it's better to earn little cash for em than nothing at all)


Roger B
definately! You have great credit, you shouldn't have any trouble getting financed. If you are in doubt, wait a month or two, save a couple grand and then go buy a car.


Maggy G
Rating
Try the below company


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