 How am i supposed to pay for something i want online? |
when i haven`t got a credit card..all i have is a debit card.
Additional Details
Thanks everyone..its the first time i`ve ordered anything online or wanted to should i say.... |
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 How do I go about fixing my credit report? |
| Besides paying current bills on time, do you have any suggestions that will help me get my score up?... |
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 What is the Best, Fastest, Cheapest way to Fix my credit? |
There is a credit repair service upstairs and they write letters to the bureau but its like 1500 bucks for me and my husband?!! I need something cheaper!!
Additional Details
I pay my ... |
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 Collections? |
| i try to work out a deal with my credit card company they did not want to hear it they turn me in to collections and they call me up day and night and at work harrassing me, what can i do , they want ... |
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 Is here any credit card user here.I need Help? |
| My elder bro is a credit card user.He started his first credit card as seplimentry credit card.He uses all his money.to making bank statement,so he collected many credit cards,but all their amout ... |
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 Should i take the loan? |
if i can buy a car today for $5000 and its worth $10,000 in extra income next year should i take a loan from a loan shark at the interest rate of 90% if no one else will give me a loan?
Will i ... |
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 I received a bill for a debt I dont owe? |
| I received a bill from C.C.A. collections in Norwell Ma. today saying that I owe Sprint telephone for A former cell phone that I paid in Advance and cancelled it 2 days before the next bill would be ... |
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 Bad credit. want to earn credit with current credit card? |
i have bad credit. i finally got a credit card and can start earning my credit. i've been told two seperate stories regarding paying for my credit cards payments to earn those credits.
<... |
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 What does ">Charged Off as Bad Debt< " mean on your credit report? |
I am cleaning up my credit report. Should I start with these they are prettyold. Did the company just write thm off?
Additional Details
I saw a couple of comments so I need to say this. ... |
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| Credit cards for awful credit!? |
| I need all the information that I can get! My credit score is like a 580 and I will like to know how I can get a credit card for people with bad credit ? I tried Premier, Orchards, Rewards 660, and ... |
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 Will canceling some of my credit cards effect my credit score? |
| I currently have four credit cards and I only use one of them. I am considering canceling two of the cards I never use, but I want to make sure that this will not hurt my credit score.... |
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 Why is is that employers now use your credit score to determine if they want to hire you? |
| I ask this because for ten years I was in retail management. I had some credit card issues and now, with a low FICA score I cannot find a management job. How can ten years of experience be ... |
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 Car repo'd and charged off June of 2000, SOL is up for our state, collection agency called on it yesterday? |
| Had a car repo'd in early 2000 and have not paid any money since, it was charged off in June 2000. The statute of limitations is up (6 yrs, for state of Maine). I understand that 7 years after ... |
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 Why is it good to read? |
| the dictionary,the historical book, and non ... |
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PhillyGurl | Is it possible to get a bank loan or any loan with bad credit? |
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Denise M
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Yes, it is possible but you won't get a great interest rate. If you go to one ot the three major credit bureaus, you can join one of their credit watch services and they will notify you if your score changes and what kind of mortgage or loan rate you could expect. I do this with Equifax on line and I check it a few times a month. When your score is high (and it does constantly change) that would be the best time to apply for the loan. |
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SCCRealEstateUNCENSORED.com
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The simple answer is YES YOU CAN
but a more specific answer would depend on how low your score is. If you are able to get a loan, your interest rate will be high but you already new that!
Good luck |
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Nobody's home
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You'll be able to get someone to lend you money, but you'll likely pay a ridiculous interest rate. That's the punishment for bad credit. |
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ilya
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yes, but you pay a lot in interest rates |
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MissKathleen
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The bank may require that you pay bad items on your credit report before granting the loan. That's what they made me do for my house loan. If your credit is real bad, of course, that will be impossible. Orchard Bank issues credit cards to people with bad credit. You may want to try that route. Good Luck!.....)( |
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Frank Castle
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Yes. |
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gm1957
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Yes it is possible, but to say you would get one and then pay a high interest for your punishment for bad credit is not really true.
How can anyone tell you that you would get one without seeing your credit report. It is a case by case basis - not something in general. |
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sweetdawn710
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A credit card will be te easiest way for you, banks have gotten tuogher lately. You're interest rate will be higher than if your credit rating was good. |
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James H
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There is some good info here. |
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lsenn
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It depends on how bad the credit is. Some ppl with bad credit can get loans but the interest payments are higher. |
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victim_of_fun00
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Nowadays you can get a loan even with bad credit. However, these loans have very high interest rates. |
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Gregory B
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Yes. Depending on the bank and how bad your credit is... You may need a co-signer, or a very strong collateral position. The worst case is to pledge a CD (Certificate of Deposit) as collateral.
I know the comment is "if I had the money why would I need a loan?" The answer is to into entice the bank to give you a chance. They don't make enough on a loan to pay for the collection cost if it goes bad. You are proving to the bank that you have the discipline to make your payments as agreed.
Bank loans are the hardest to obtain because they have the most at risk. If a bank makes you a loan they have to borrow the money from their customers. (Use money from someones savings account.) So the most they can make is the difference between the interest you pay and the interest they pay to their depositors. But if you get a loan from a store, like Sears or Penny's, they will make money on the sale and the interest on the loan. So they have a lower risk. |
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