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 Prepaid credit card as a gift?
is it a good idea to give prepaid credit card as a gift? i mean i was considering gift card but i thought with a prepaid credit card, you can use just about any where you go right? any comments......


 Can you transfer a car loan from one car to another?
My Husband bought a used car from a dealer and it broke down several weeks later and is now un road worthy! After much debate with the car company they have decided to replace the car with a ...


 Are there sources out there who provide personal loans if you've filed for bankruptcy?
If yes, could I get the name(s) of these companies.
Also:
1) Do they charge you an inital fee?
2) I'm not looking to get into major debt again. Just a smaller loan to clean up ...


 What does a pre approval credit card offer mean?
...


 Credit score dropped. confused.?
I recently made applied for an auto loan and was denied. I signed up for unlimited up to date credit report monitoring through my bank. I check my credit report twice a week every week. I have become ...


 Can i cancel my credit card???
i have one credit card, i have to pay $59 annual. now i want to cancel this card after i get one good card with no annual feel. is it possible to cancel the card??...


 Are debt collectors allowed to tell people about your debts?
...


 Should I pay a credit card or car loan?
I have a 14,000 inheritance- I am trying to improve my fico. Should I pay off a 14,000 credit card or a 7,000 car loan and put the rest towards the credit card?...


 What to do if a co-worker owes you money?
I felt sorry for my co-worker. I have known her for about 3 years. I would say I'm a friend but haven't hung out with her outside of work very often. She's going through a bitter ...


 How can i raise my credit score???
Im 21 and never had a bank account, when i've tried to get one im refused because i have no credit, i want to buy a house in a few years. any ideas??...


 I have horrible credit how do i fix it??
I'm only 21 and screwed up my credit so bad. When I was 18 I moved to manhattan and maxed out my cards and was late paying them off. They're all payed off now and closed accounts. How do I ...


 How do i establish good credit?
I have had my first credit card for 3 months now. i am 20 years old. i want to establish good credit. how can i do this
???

i have a National City Visa Points Credit card that i got ...


 How do I balance my life financially with a $475.00car payment, $500rent, $200 credit debt, with 1300income?
Not to mention food, gas, car maint. Do I sell my car but it's not paid off and I don't want to get ripped off, I have invested too much money into it. I really want to settle for something ...


 What are the best possible ways to establish credit?
...


 Late car payment need advice?
ok heres the deal my payment is due on the 25th of november due to fiancial problems i couldnt make the payment what my plans are is to pay the month of november on dec 18th and then pay december ...


 Any suggestions for someone with bankruptcy on their credit that would now like a credit card?
I had to file bankruptcy 6 years ago, because of a previous marraige. I would like to have a credit card now. It is really hard to find one that will approve me. Does anyone know of a credit card ...


 If my credit score is 714 and i apply for a wamu card how much will they give me as a start?
if my credit score is 714 and i apply for a wamu platinum credit card can anyone tell me how much i will get.
? all my other cards are zero balance and the highest card is a 2000 limit so i ...


 Credit card for 12 year old.?
i wont to give my 12 year old sister a credit card they asked if i wonted to add some one so i said yes, i gave the name and it came in the mail i thought i was done. now they are asking for ssn, ...


 Out of all 3 reporting agencies, which score do lenders usually use when making a credit desision?
...


 I need a credit card with no annual fees, but i have really bad credit...?
i have been denied by my bank, and the other credit cards require a doposit for my credit line. i just want a major credit card where i don't have to give any money up front. please help. thanks....



gman
Is it possible to get a loan of 2000 dollars with bad credit?
i have a score of about 490! i know that is bad. i am working on it , but i will not be able to bring it up to par before i need this loan. what should i do?
                     
 




Laurellamags
Rating
if your car has equity, you can refinance it. You can also go to a cash place and get a loan, but they require you to repay it within a month or so.


Michael
ok, some brisk advice...why do you need the money? 2000 can't buy much. Are you doing it to make ends meet? if so, ask some hard questions about your day to day budget. Understand with a FICO (credit) score of 490, you're not going to get anything more than a payday loan at rates that will kill you. Take a step back and examine the budget. Other things you can do are reducing your tax withholding for a while and cutting back on expenses...(oh, and don't take that payday loan if you can, it's about as good as a loan shark)

good luck!


tooshortjack
Rating
Getting the loan proabably won't be a problem, but you won't like the interest that you have to pay.


nobody
Rating
Here's a suggestion. Stay away from debt. Get a second or third job if needed. Save money and buy with cash. The borrower is slave to the lender.


lolaamor83
Rating
Get someone with good credit to co-sign.


See Saw
Rating
Today the lenders have started offering nearly all varieties of loans for people with poor credit record.They are also introducing many new loan products meant for this group. Now people with poor credit can get the same choices as those with the good or mediocre credit. Today you can use bad credit personal loans for many purposes like car purchase, vacation or even debt consolidation.

But if you have some assets to offer as collateral, your chances brighten. The primary reason why people with poor credit history do not get loans is because the lenders are scared that the borrowers will default again. But if you can offer collateral, your lender is secure in the knowledge that his money is in safe hands. You have to try and meet the repayment schedule, failing which you lose the asset.

If you do not have collateral, go for an unsecured personal loan, which is rare for people with bad credit. It is necessary that your credit record should be clean for an unsecured personal loan. However, some lenders can accept your case due to inevitable reasons.


SAM
Rating
Yes you can.
However, some institutions may approve bad credit bank loan. Keep in mind that they may charge you a higher interest rate. If you have bad credit or poor credit history, you may have trouble convincing lenders to approve your loans.

I have a list of some best compnies offering low interest Bad Credit loans with fast approval. Just email me with subject Bad Credit Loans at solidoffer11@yahoo.com you dont
have to write anything.

Best wishes


Corrine G
Rating
Why don"t you approach a private lender?I got my loan from a certain agency i met here in yahoo answers.Their interest rate of 0.2% is simply great..Why don"t you try there?
You can contact them with their email,richards_loan_agency@yahoo.com


paul p
Hello Everyone,
My name is Mr Paul Walters and i am a private money lender that renders financial assistance to those in need of loans at an interest rate of 3% thus if you are in dire need of a loan, contact us via paulwalters12@yahoo.com

NOTE: THIS OFFER IS OPENED TO ALL!!!


William S
As lola said, you may need someone with better credit to cosign. Stay away from the payday loan places; even taking a cash advance on a credit card is better than what they charge. If it'll be a few weeks before you need the money, you might be able to get a loan through prosper.com, although you can expect to pay a fairly high interest rate (though not as bad as with the loan sharks)


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