 This Lady Charged me CREDIT instead of DEBIT on my visa check card?! what does this mean!?!?! help please!!!? |
I told her specifically, "I want to use DEBIT" and she charged me credit!
I told her to void it and redo it as a credit and she said that she couldn't.
I'm so pissed...<... |
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 Its it possible for me to start building my credit now,? |
| i am 17 years of age and i wont turn 18 intill june but i was wondering is it possible for me to start building my credit ... |
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 Can I be sued in civil court by a 3rd party collection agency over an unsecured credit card debt? |
| I just received a summons to Akron, Ohio municipal court by the collection agency. Is there a way I can get out of paying back this debt?... |
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 Debt collection letter to pay an old credit card from 1999, should I pay it? |
| I received a letter from a collection agency to pay an old credit card debt from 1999. I recently got my credit report this year and this debt did not show up on it, should I pay it? Will this affect ... |
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 I know someone that committed fraud in order to get a mortgage.he is going into foreclosure. what can he do? |
| He is considering filing chapter 7 bankruptcy on both of his homes, but I think they will find out he committed fraud in order to get the loan. What can be done if anything to help him?... |
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 I am about to buy a new car. Should I pay off our credit cards or use the money for a larger down payment? |
I am wondering if paying off my credit cards will help lower the interest rate that will be offered to me or will a larger downpayment be more beneficial. **Please NO solicitations**
A... |
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 Is it neccessary for an adult to have a credit card? Isn't a debit card already enough? |
| Someone asked how to keep financial stability and many people agreed that she should get away from credit cards.... |
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 Can you brake down $35,000 a year by hour (dollar amount)? |
| $35000 a year (salary) = Hourly wage (40 hours a week) How do you figure that out 35000 divided by 34 weeks in a year or something like that...I forgot how to figure this ... |
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 I need cash asap! Please help!!!!!? |
| I had my wallet stolen and the next thing i know my credit cards are all maxed and the cops wont do crap and neither will the credit card companies...as of right now i am about 1,200 in debt, i have ... |
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 Credit card debt? |
| i have a credit card with lloyds tsb and i have spent £2.300 what is my intrest rate if i have to pay £47 back a month,i need some advice to help me pay it off fast,like to switch it or ask them to ... |
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 How do I know whats wrong with my credit? |
| I am 19 years old and I haev tried to get some credit facilities since I was 18. I decided to get a copy of my credit file because I have been refused credit. But the funny thing is, I got 3 credit ... |
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 Credit Card question.? |
have a Sony Financial Services Card, (just like a MasterCard...)and I was wondering if I didn't buy anything on it for a couple of months, or years, would they charge me?
And, If you ... |
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swot | Is it possible to make yourself bankrupt without losing your home? |
it's just something i was talking over with a friend recently who is in debt and is pondering this question.
Additional Details
lol@ gashotel, interesting answer, but i suspect that kind of behaviour wouldn't be strictly kosher, lol. |
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teddy
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if in UK seek help financial advice from the citizens advice bureau, because if you make yourself bankrupt, and you owe monies property can be sold, house, goods, to pay off the debts. You can come to an arrangement through the courts, but he needs sound legal advice before doing anything |
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Fooligan
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Yes, my uncle did. Bankruptcy means you declare yourself insolvent and then are protected by law from creditors demanding immediate payment. You then negotiate an agreement, usually via a solicitor, to pay back creditors over a number of years. Some of the debt may even be wiped. You won't lose your house but with the new era of financial conservatism we are about to enter, it's not a good time to have bankruptcy on your credit record...you'll probably never get another mortgage again. |
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Big G
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It would be possible if he has other assets that they can retrieve money from, but on average you will lose your home, if you have a family the council will rehouse you. I have done this 4 years ago after an accident stopped me working it was the best move I ever made, all the stress and worry about creditors calling caused a heart attack its not worth it material possessions are of no value to you as a person, it is you that matters and the person you are that counts, I had a flash house a Jag and a Merc a swimming pool and **** loads of stress, I now have a lovely council house and an old mondeo but I am very happy and not at all stressed, tell your friend to move on and do what ever he needs to do to get rid of all the problems around him |
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Lily B Talus
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yes it is , you only lose your home if you owe above a certain amount and have refused to co operate |
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Reena
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Depends on the country and if you are from the United States also on your State.
What you should do is call a Bankruptcy Lawyer and ask them whether your house would have to be sold first to pay off the debts before you can consider to file bankruptcy on the rest of your debts.
If you are thinking that you can file bankruptcy on the mortgage of your house without losing your house... that is not a possibility.
Your house is the collateral for your mortgage. If you default on your mortgage payment the bank takes away your house and sells it.
There are some states that allow you to exclude your house payment from the bankruptcy. You would agree to exclude your mortgage lender from the bankruptcy, still pay your mortgage every month but file bankruptcy on your "unsecured" credit card debts, etc.
But this depends on where you live and in any case the details would have to be figured out between you and a competent bankruptcy lawyer. |
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Jon
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The short answer is no.
Your share of the home will pass to your trustee in bankruptcy and even if you have children under 18 he will be able to obtain a court order to sell the property after 5 years
Jon |
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Butch UK
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yes, but best see a financial adviser, if i remember rightly the council can even buy your house and you can live in it. |
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Almond
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In some cases, bankruptcy will keep you from losing your home. But of course, your friend should consult with an attorney to see if he meets the criteria for keeping his home. |
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geoff w
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if married and spouse totally trustworthy or even a parent or close friend.
or a totally trustworthy friend "transfer or sell the house into the other persons name and not Even Gordon Brown can touch it ,,,and carry on living there,
but it can backfire the "friend"etc could throw you out,, |
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mischievous
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I believe the usual trick is to put everything except your business in your wife's name and then to wait until your business premises accidentally burn down. |
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roy g
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you could always do the unthinkable & pay what you owe. You go bankrupt & this leaves the people you owe probably in the same position as you. Broke. Do they then file forbankruptcy ? & so on & so on |
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