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 I was being stupid and signed up for the publishers clearing house sweepstakes and somehow i bought magazines.
but the thing is that i did not buy them intentionaly, i just got an email saying that thank you for your order and you will get these within 10 days. but the thing is that they charged me 20 dollars....


 They're going to sue me. What can I do?
Citibank is going to sue me for my credit card debt. I'm a 22-year-old full time student without much money, working basically minimum wage. This is like a nightmare I can't wake up from. I&...


 I need to raise $10,000 dollars for a festival withen one month, any ideas? My credit is shot and no family?
...


 Does anyone know how to get a credit card if you have really bad credit?
...


 Would you marry someone with Bad Credit?
some say yes, some say no.
Additional Details
Some people totally obsess with their FICO score. If you've made mistakes in your past but learned from them. Does it really matter ...


 I need money fast tonight and have non,is there anyway of attaining this?
...


 What should I do about my situation with being a co signer?
I had a girl friend for two years. We were engaged. she lived with me for about 6 months. We broke up about 5 months ago. When we lived together, our budget was tight. so I refinanced her car loan so ...


 Cancel credit card or keep it open to improve credit score?
I am about to finish paying of my high interest credit card. I have had the account open for 10 years. I know the longer you have had it open, the better, but if I am not using it anymore,should I ...


 Is there a way that someone can get a loan without credit card or a job?
...


 Is it true that everytime you request a credit report, few points are deducted from your score?
...


 When a collection is removed from your credit report will there be some improvement in the score?
...


 What is the best credit card for a college freshman?
I would prefer one with a rewards points program. But whats good know nothing about credit cards apr interest all that plz help!...


 Debt ?????
IM looking for a good company that can help me out with my debts. I have over £10000 worth of debt to different things like credit cards and unsecured loans. Does anyone know of a company that could ...


 Wat proof of id do you need when applying for a credit card? do you need any? and can you recomend any?
...


 I need a prepaid card, what are my options?
Ok I was googling online. The Evolution Card at evolutioncard.com sounds really good. Even though I'm 25 and all, I like the idea of a prepaid card for online shopping and regular use....


 Has anyone got their Economic Stimulus Payment paper check yet?
...


 Will having an overdraft on a current bank account affect a Credit Score?
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 What are two justifiable reasons for using credit?
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 Need a bad credit loan any ideas?
i have one default on my file and need a loan to clear that and buy a car. any ...


 It was said that i won$820,000.00?
and now they are telling me that the money is in a bank account at first national bank south africa they even sent me a account number and ask if i wanted to come out there and take care this mattter ...



Faith B
Is it possible to negotiate an lower interest rate for an auto loan or should I refinance my auto loan?
Has anyone done this before? What is the process?
                     
 




Nicole B
Rating
If you have an excellent history with your current lender, you can ask them if they would refi to a lower rate. Let them know that you have an offer for (what ever rate you are trying to obtain) but that you would like to remain with them. If they say know, start shopping for a better rate with another lender.

I've found some good information here too...

http://auto.deal4-you.com

Hope that helps.


betotron don
might work now
see your banker first


src50
Rating
How much did you put down when you purchased it? You will not be able to refinance an auto loan if the current value of the car is less than your current loan balance.


OC1999
Rating
When you get an auto loan the only way to change your interest rate is to Refinance. But you will have to find another company as your current lender will not refinance a loan you already have with them.


kass
Once you've locked in with one institution and have been paying on it, then you're probably going to have to go somewhere else. I've never heard of negotiating after the loan is written with one company.


Derrick C
Rating

It can really save you some money to just get a car loan quote online to check out what todays rates are. You might be pleasantly happy. Also if your credit is not the best, a lot of them are more able to help you.

What I most often tell friends is that an online quote at http://auto.lowratetoday.com is a no brainer.


Danyelle J
Faith B, Get an online auto loan quote. http://www.simpleautoquotes.com/Auto-Loans.html The automated form will let you know if you can be approved. It's free and you can get an answer in minutes.


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