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 What are your views on credit cards?
Are they beneficial or just a waste of time and money?...


 Can I get a credit card? I'm 14, btw.?
My friend got one for her birthday. Its like a visa, but for the oyunger crowds.Anybody knwo what im talkign about?
Additional Details
i just wnat a card that im able to use wherever ...


 Which is the best type and name of credit card to get?
which is the best...discover, american express, visa, mastercard, and why is it the best? What is the best iterest rate? Serious answers only....


 I am under 16 and have a account with royal bank of scotland but i want a credit card for it?
...


 How can I get credit history if ive never had credit?
I keep getting refused credit because i have no credit history but how do you get it in the first place?
Additional Details
Im a full time manager working 45 hours per ...


 How much is a MILLION in INDIAN way?
...


 Does anyone know of a loan shark in liverpool who can lend me money by lunch today?
i'm sure there's someone who can help me? I'm still looking to borrow 2500 and my mum's coming over this afternoon. If anyone knows anyone who can help please get in touch. Thanks<...


 Is it illegal not to pay ur bills?
...


 How do I get out of debt fast?
I am not sure what options I have. Any suggestions? More then $60,000 in debt, house, car, loans, and several credit cards.
Credit card debit is my main concerne and stress abour $20,000. T...


 I've been offered a credit card charging 34.9%. Should I go for it?
I know the Bank of England rate is about 4.9% but this sounds such a good deal....


 Any creative ways to keep me from using my credit cards?
I cut mine up and I still use them to shop online...
I tell myself I'm going to stop using them once I pay them off in full, but I cant seem to stop?
Any ideas on how I can stop using ...


 Can I use my debit card to buy something on the internet?
I want to buy something on the net but i dont have a credit card. Can I use my debit card to buy it or is it too risky?...


 My husband's credit rating is plummeting. Should I get divorced to save mine?
First off, I'm sure people will go up in arms over my question. I can hear it now: "How DARE you violate the sanctity of marriage by considering divorce over something so petty?" If ...


 Im 18 and a student, getting my first credit card....tips?
im about to get my first credit card and would use it in calculated ways, such as buying say a $90 pair of shoes with a credit card while actually having the money on me, so then I will lock that $90 ...


 I need a loan and have bad credit?
I need to get an engine for my car asap or at least another car. My credit is far from being good. Is there anywhere I can go for a loan? I dont have any money saved but need it asap!! Please help!!...


 How many credit cards do you have?
i have 4 which are full; do you think i should get more and splash out? X...


 Ive applied for a loan.ive recieved a letter saying ill get the loan if i send them 30pound?
has anyone done this and recieved the loan?...


 I got a check in the mail... is it a scam?
i got a check in the mail today for like $2900 and i don't know if its a scam or not??? but my mom called the # on the paper telling about it and the lady said it was NOT a scam. i dont know ...


 Do you max out your credit cards?
...


 Who else is sick of your being judged by your credit score?
The Housing market is in a mess with all the foreclosures now, and since all of this has happened numerous mortgage companies have had to fill bankruptcy! Now, no one with less than a perfect credit ...



lorraine_downes@btin...
Is it possible to shop online without having to give all my bank details?
                     
 




melkins542
Rating
Some advice that I read about online shopping was to use only one credit card for all of your online purchases and make sure this card only has a $250 to $500 limit. You can pay it off each month if you plan on spending more. This low limit will keep theives from being able to charge too much and can be maintained fairly easy. Plus most credit card companies have a lot of theft security now.


DrK
Rating
"Paypal" https://www.paypal.com/ as some have mentioned also "Bill me Later" http://www.bill-me-later.com/ both offer a secure way to purchase online.


sandworm_arrakis
Rating
In my country there is what they call a "virtual" credit card that you can safely use to buy goods on-line - only! This kind of credit card is the safest to use on-line, once it requires a minimum amount of your private info when you use it, and it is available at almost all banks. I am pretty sure there is something like this in your country (?).


reflect47
no thats why paypal is so great all they ever see is your email address


Kunkhmer
Rating
It is possible, use PayPal. However, you have to give bank detail to PayPal.
Apart from that, there's no other way you can trade :)


Sweetask
Rating
sure. Use one low balance card and monitor what is charged.


Clueless1234
Rating
I do not think so.


Karasu
Rating
I love Paypal, and you will notice that Clickbank is also a method which accepts paypal.

It is also very easy to request money from your customer using paypal.


answers_anyone
Rating
PayPal is great. This means only one company either has your credit card details or your bank details. It is a massive company owned by eBay. So, it is safe. BUT NEVER NEVER NEVER click from an email that looks like it is from PayPal and asks to update your account. They will never do this and in fact this is the baddies trying to get you to give them your details.

it is always safer to type in the URL if you have to change anything on PayPal.


Bornredprincess
Yes, use a credit card instead.


mea1
Rating
1.Use PayPal.
2.Your bank may offer online bill pay services.


love_joy_peace
I'm not sure if this is just a Pensacola, FL thing, but here, there's a card called a Simon card that is pretty much like a Visa card...it can be used online & everywhere Visa is accepted...when u use it to shop online, you dont have to worry bout bank info cuz its pretty much a reloadable card...its so convenient because there are no bills at the end of the month AND i think u can put up to 500 dollars on it...hope this helped


Frank Castle
Haven't you heard of disposable debit cards?


GuyaneseGyal
yeah it is..but u will still have to give ur credit card number!


Tina
Rating
AOL has an online wallet which you can use were the info stays with them and not the seller. They get only what is needed to fulfill the transaction.


certifiedtarotmaster
Some companies will allow you to mail a check or money order for your purchase.

We solved this problem by getting a very low fee account that we put just enough money in for purchases. We use the ATM card which is also usable as a VISA for any and all purchases we make whether online or in a store. Of course, you can't charge anything, just pay for it. But it provides security.


BubbaGump
Rating
Yes. It is only necessary to provide a credit card number. This has nothing to do with your bank, necessarily. However, if you are asking because you are worried about fraud, most credit cards have fraud protection. Use sites that have guarantees and encryption. I haven't had a problem in like 8 years of doing this. I wouldn't send any financial information to an unknown vendor. If you are going to shop on ebay, you can use paypal.


Richard H
use a credit card, such as a MasterCard or Visa. You don't have to give out ANY bank details if you do that. Before you enter your credit card number you should make sure the address begins with https:// or ends with .sht - the S at the end of the HTTP or at the beginning of the HTML part indicates that it is a secure site.


kathdnt69
My answer to this is pay pal account.


ulwin
PayPal


mrs_susan_rabbitt
Rating
you should only have to give your card number and secuity code for most and if they don't have the security notification don't use them if your uncomfortable. You are the person that is the holder and you have rights and should feel comfortable with any transaction you have to make online


lynn
If you set up a PayPal account, the money can be taken from there.
This way PayPal will have your bank info, but not the places you make purchases from.


bad_dude
Use paypal, and heres a tip, if you are not going to spend more than $200 bucks with your paypal account, always make sure you limir your paypal account! you should never have more than 200$ in your paypal account unless you really need the spend the money.

;) be aware of scammers,hackers etc..


Knowledge Seeker
Rating
i dun think so


babig221982
I've used bill me later with overstock.com. They sent me the product before I even payed for it. Then I received a paper bill to either mail my payments or on-line


Dr. HOUSE
I use a debit card....I only put whats needed for the purchase on the card...get one from your bank...slick and easy


I love my man
you should never have to give your bank details. You should have to give your credit card number, that 3 digit number on the back and expiration date. be careful. make sure the site is secure and shop at well know stores.


JeffyB
Of course. Using an American Express Card is your best option, but credit cards work fine also. Why would you have to provide bank info? Amex holds the merchant at risk while the others hold the cardholder at risk, so Amex is more consumer friendly, and there is a $50 limit on anything purchased without your authorization.


TYSONBULLY
Rating
American Express Blue credit card, comes w/ a smart card reader to hook up to your pc. You swipe the card to make a purchase and it sends your account number encoded.


Studly
Rating
What type of "bank details" are they looking for?

I can't imagine anybody needing to know my account number or bank location. All they need is my credit card.

If it involves them deducting right from your bank account, that's simply crazy talk! Why would you want them to do that?

If they insist on such information, just tell them there are other stores on-line that will sell you the same stuff without that info...if they want your business they will back off.


Sapphyre
Rating
Best way is if you dont want to give banking information see if where ever you are shopping at will accept a money order. Of course it will take longer to recieve what you ordered, but you wont have to worry about someone getting into your personal banking information.


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