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 Question about credit and credit score?
My spouse and I have pretty bad credit right now. We owe almost 14k (all credit cards) and both have poor credit scores. However, we have come into some money and are planning on paying off all of ...


 Where do i report banking fraud id theft to someone is trying to open a transfer account with HSBC in my name?
someone is stealing my I,D to open fraudulent bank transfer accounts.If i respond to the bank number it will activate the fraudulent
account how can i stop it,i cant't get in touch with the ...


 How do i increase my credit score?
...


 How can a teenager get a credit card?

Additional Details
Can I shop online with a debit card?...


 Credit cards?
can u pay ur credit card bill with a money order?
Additional Details
what is the best card to get for just turning 18...


 What should my disabled mom do about her past due credit card debt?
My mom has a past due credit card blance of $3,100 from one credit card. She got it right after my Dad passed away and for the first year she kept up with the payments but after that, the credit ...


 I have a credit card (balance was 10,800) that was just turned over to collections....?
The collection agency is telling me that they/credit card company will liquadate my assets if I can't pay balance in full. I dont have that much money and can't pay it in full.
Does ...


 How can i find out if there are any credit cards under my name??
i was wondering how id be able to know if someone has a credit card under my name. my social security number was on top of my table in the lving room and i had a small gathering and so i would like ...


 Should I pay my credit cards minimum amount or should I fully pay it off?
Every month the minimum is about 15 dollers and I pay that off, making the full amount easier to pay in one shot. Should I just keep paying it off little by little or should I do it all in one shot? W...


 Do people go to jail for not paying there cash advances?
such as borrowing from payday loan companys....


 What is the incentive for merchants to let you pay by credit card?
for every transaction taht you pay the merchant with a credit card, the credit card company charges them a fee. why would merchants agree to letting you pay by credit card then, when they have to pay ...


 I Owe 5000 on a CC, with interest, Can I really Be Sued for 10,000?
I've been avoiding this and it's my fault. I checked out my credit report and aparently now I owe them 10,000 after they've added on interest! What do I do? I have no job, I own ...


 Why are my credit card interest rates going up?
it's going from 9.99% to 24.99% i've never missed a payment in the 3 years i've been with them and almost always paid more than the minimum payment. i've never missed any of my ...


 Whats Better for credit scores?
I paid off my balance today and iam wondering if carrying a balance or paying off your balance is better for your credit ...


 How to get a loan if your credit history is bad?
I want to buy a property or mobile home, sell my property first but need a loan, mortage how can i apply if My credit is bad and who to go to who is reputable UK ...


 Should I...?
Should I...pay off both my credit cards a little at a time, at the same time, or pay one off, then the other? Which is better for my credit?...


 Is Walmart open on New Years?
I've looked around and couldn't find any answers. I was hopeing one of you guys might know....


 What would you do if a credit card company sues you?
I have recieved a letter from the court that a credit card company sues me and had made a judgement about me. This is the first time that ever happened to me. I dont want to go thru all that messed ...


 Im feeling so helpless lately, borderline suicidal...?
Im not posting one of those whoa is me type questions but it seems like when it rains it pours - Ive never had just a couple of issues in life it either goes from good to very very bad or vice versa, ...


 Does anyone know of any website that you can get a free credit report?
no not creditreport.com they say its free but you have to put in your debit card information..and um no..im trying to look for a website that you can actually do it free the first time or something ...



tonya r
Is it safe to use a debit card online ?
                     
 




Ryan
Rating
I would say that using your credit card online is as safe as using it in a shop. As long as you trust the website then it should be safe. I only use Amazon, play.com and HMV and I have never had problems before. Sometimes if you are buying a dvd the senders accidentally send 2 so thats an added bonus. You can also find voucher codes for certain online shopping sites which give you money off. Also if you're not sure you can read reviews for the site on other review websites and these will tell you which sites to trust.


My Heart Belongs To Him
Rating
It's safer to use a credit card for any purchases. You have greater ability to dispute charges in case of fraud by using a credit card.

If you use a debit card monitor your checking account balance regularly. If someone steals your debit card they can empty your checking account. Some banks offer protection for debit cards. Talk to your bank and read the fine print in agreements.


Fredrick G
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If you are going to use it online make sure that somewhere on your browser there is a little padlock...that means it is secure.


♥Hannah♥
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im not sure. but my mom uses hers online for Christmas and things throughout the year she needs.


John B. Frank
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Yes and No. First, the know. Never enter your personal account number (PAN) into the browser space. There are too many risks involved...malware, keylogging, etc. It is safe to use a debit or credit card online if, and only if, you swipe your card information via a personal card swiper whereby your card's magnetic stripe info (which includes your PAN and your PIN) is processed "outside the browser space." For a more detailed analysis, visit the Online Debit Payments Blog" at: http://www.PINDebit.blogspot.com. Specifically, take a look at the post on December 31st, 2008 regarding the risks involved with ecommerce transactions done in a browser space.

Hope that helps answer your concerns.

John B.


Steve-O
Yes, i should think so. But, make sure it is for a safe trustworthy website.


jduck1979_16feb03
It's fine as long as you stick to using well known trusted online spots such as Amazon / Paypal / Walmart / Boots.com / overclockers.co.uk / newegg / mullarkeys.co.uk / cabelas.com, etc + also use proper security precautions on your computer such as a fully updated Mozilla Firefox browser, and have anti-virus / anti-spyware + a firewall installed (and run regular scans + updates).
http://www.jdaltpol.co.uk/pc-security/html/search_links.html

Also, before making a transaction, check your browser's address bar to make sure the URL starts with "https://" instead of ordinary "http://" + there should also be a padlock icon displaying at the bottom of your browser indicating all is secure & safe.
http://www.mozilla-europe.org/en/firefox/security/
http://www.mozilla-europe.org/en/firefox/features/#instant-id
If the site doesn't display the "https://" + the padlock, leave the site and shop online elsewhere on the basis that if they can't be bothered to provide adequate security on their website, you can't be bothered to shop there.

For additional protection, ZoneAlarm have launched a product called "Forcefield"
http://www.amazon.co.uk/dp/B000W7W42I?tag=pc-security-21&camp=2202&creative=7762&linkCode=op1&creativeASIN=B000W7W42I&adid=1FNK56ZAQQV8WNY4K7ZJ&


Scott S
Rating
Make sure the website is trusted and a secure website. If it is listed as an SSL website, or a secured retailer, than it is just as safe as using a debit card in a store.

Just be mindful of non trust-worthy websites.


the lock man
no debit cards offer no buyer protection- infact ts not safe to use em at the gas pump-


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