 Why do I keep getting denied a credit card? |
| I have applied for cards @ Visa, department stores, Bank of America, my own friggin bank Washington Mutual, and have got nothing, zilch, nada! So can someone tell me what's the deal? I'm a 1... |
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 Debt Consolidation Loans For Bad Credit? |
| Are there any debt consolidation loans or personal loans for non-home owners with bad credit? I'm currently on a debt management payment plan but I'd really like to take out one loan to pay ... |
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 HELP! Bad Credit!? |
| I have bad credit from earlier in life, and I am not at a point where I can start paying it off. I would like to get a loan, to pay everything off, and have one payment per month. However, my credit ... |
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 How old do you have to be to use a credit card? |
your own credit card btw
and not little cards you can get money out with
Additional Details
and nothing ... |
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 Fake bank account? |
| I reported a lady(an overstayer) who used fake documents to open a current account with a high street bank.Upon investigation,if it is found that the bank granted a loan to her,ie,she owes the bank,... |
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 My sister in-law wants my husband to co-sign for her.? |
She is getting a loan he doesent know how much..
the thing that concerns me the most is that I don't think she is gonna pay it.She already told my husband that if she doesn't pay she�... |
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 Shoud I keep $0 balance credit cards open or close them? |
| I just transferred 2 credit card balances to a better credit card - lower interest rate and cashback rewards.. Now, I have these 2 $0 balance Visa and MC credit cards, as well as a Bloomingdales and P... |
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 Do credit card companies do credit checks for additional cardholders?? |
| Hi there i have a very bad credit history and i was wondering if it was possible to be put on my mums credit card as an additional cardholder. Supposedly all my mum does is fills out my details on ... |
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 How do I clear up supposed bad credit? |
| Each time I try to apply for a credit card, I always get the same response saying something about debts that I owe or something like that. I am wanting to know how to be able to clear those things ... |
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 How do you identify fake money? |
Additional Details
What I mean by fake is counterfeit money.... |
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 My friend was issued a HSBC credit card but never used it, and is being charged 15 $ per month, is this right? |
| My friend, who knows limited English was sent a credit card issued by HSBC bank in the mail. He signed the application, and was sent the card. He never used the card, but started getting bill ... |
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 Is this company legit or a scam? |
| I have pretty bad credit from when i was married im trying to build my credit.I have a score of 546 i know kinda crappy but this takes time.I applied for a loan through safenet financial the guy ... |
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 I am considering bank rupzy sorry i can not spell it..spell check is not working? |
| i make about 1800 hundred and month..rent is 614.. light around 130..cable 114 that includes phone and internet.. bills around 450..ins 90..my bf is on my checking account because we live together..... |
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 Paypal question? |
| How safe is it to use paypal? Somebody told me that people can make refunds without you knowing, is that true? I want to start using it for ebay and stuff, just needed to know.... |
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 Is it a scam? I got a check in the mail should I cash it? |
| HAS ANY ONE EVER HEARD OF THE DOMINION GROUP INC. I got a letter in the mail with a check that says that "This grant is a prize you won. It is not a loan and does not require repayment. They ... |
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 Question about a loan and Bankruptcy? |
| I filed for Chapter 13 three years ago with a 36 month payback plan, I have almost finished the plan and had a question. I didn't include my house, I have never been late on my mortgage. Once I ... |
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 What Is the Best Credit card to help fix bad Credit? |
| What is teh best credit card to get to help fix credit? My Credit score is not good...Like a 550...I Need to get a credit card but no one will approve me! Help!... |
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 How does a foreclosure work? is it really that bad of a thing to do? i want out really bad!? |
| i want out of my house. i hate the man i live with. he is abusive and just not a very nice person. he can't refinance the home because of his credit....i don't want the house. we cant sell ... |
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sumon1confused | Is it true if you file for bankrutcy once in your life for credit card debt that u stil can get another card? |
Like if ur in debt for £6,000 for six years & not replied to the collectors, angencies etc & you file for bankruptcy that you still can take another card & start afresh because its your first time, is this true? even if it is true or not so then what are the advantages of of filing for bankruptcy only once in your life? |
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SPIFIMAN1
 |
Once your bankruptcy is discharged you will be flooded with offers for credit cards and car loans.
Just be careful, read the fine print and wait for the best offer.
I used Orchard bank and First Premier after my BK and in 2-years I raised my score over 150-points, got approved for a new car with no money down and 3.9% interest and bought a home with no money down and 100% financeing at a 6.5% fixed rate.
Use them well, never exceed 30% of your limit in any given month and pay in full before the due date. |
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sugarpie2
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yes, I got a credit card with a $300 limit 6 months after bankruptcy |
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SteveN
 |
Personal bankruptcy is meant to protect the honest debtor and allow them to make a fresh start after unexpectedly running into financial difficulties. It should not be a way for someone to run up a large debt and then avoid or ditch their responsibilities.
A bankruptcy will show on your credit information for seven (7) years depending on what country you are in. Since you mentioned £6,000 I assume it is in the UK.
What happens is that they take any of your possessions that are not considered essential to living (may take the house, TV, and car but not clothing) and they essentially auction all that off to raise funds to pay your debt.
I hear that it is a very degrading experience in the UK, whereas in USA and Canada, you are treated a little more respectably.
If I were you, I would see if you can work out some sort of payment plan with your debtors and work with your bank manager to see if you can't (finally) work out some sort of deal.
Bankruptcy should always be considered as your last resort. |
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Dr. Deth
 |
In United states, you can get credit cards again after a couple of years, but the interest rate will be very high and if you're late a day or two - 2-3 times your rate will go up to 30% or so. 6 yrs later and I still can't get a new credit card with an int rate below 20% - I no longer keep a balance on any credit card anyway, but if I needed one for an emergency - it would be nice not to have to pay 30% interest |
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stormydays
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Its up to the individual lender who they give credit to....there is nothing stopping you from applying for credit once you have been discharged from the bankruptcy....which could be anytime between 6 to 12 months
If you have made absolutely no contact whatsoever to the creditor in 6 years then the debt is statutory barred...that means the debt still stands but unenforceble through the courts |
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M2S
|
I'm not sure, because you're speaking in a different monetary denomination, so am not sure if you are in America. But in America, you can get another card, eventually, after you file for bankruptcy. But you will have high interest rates and may have to pay a fee in order to start your account. You may have to wait about a year before getting another credit card. Just be careful with it this time!! Because they'll screw you with interest rates and fees if you're not. |
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Ginger R
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Yes, you absolutely can get credit cards. I filed for bankruptcy, and I was getting credit card offers before I even went to court. "Rebuild your credit!" "Everyone makes mistakes, we forgive you!"
I worked with a guy who filed 3 times in about 10 years, and still had a wallet full of credit cards. |
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Ask M
|
well here in the US a Bankruptcy stays on your Credit Report
for 7-10 years. About three years you can try and apply
for credit but at the highest interest rate the law will allow
we also have this site
www.creditinfocenter.com
buddhibbs.com |
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spook542
 |
You can bet credit including cards but only after your bankruptcy has cleared, either by paying off your debts or by "serving your time" (there is an official name but I don't know what it's called). The time used to be 7 years but I'm prety sure it has been increased due to the number of people declaring themselves voluntary bankrupt to excape debts. |
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dwillibob
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You'd not get anything on credit for 7 years after filing. |
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