 What is the full form of EMI? |
| % EMI for purchase of some goods.... |
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 I am 26 years old and married, my husband and I have not very good credit, what to do? |
| Not good credit, no saftey net, two young kids, want to buy a house. What steps do I take, where do I ... |
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 What happens if you don't pay your creidt card debt? |
| I am sitting her sick and tired of paying this ******* and getting charged 30 percent intrest I have 20k that i owe to credit cards AND my payments are like 650 bucks a month and that fu"kin ... |
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 Can i get a credit card when i have no credit? |
| do you know any websites where i can apply for one?... |
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 Does anyone know where I can get a loan with bad credit?? |
| There are tons of websites, but I'm not sure which ones to trust? I need it for a studen loan actually, HELP!... |
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 How do I establish good credit with my credit card? |
| I just got my first credit card, and was wondering what the best way was of paying off my first bill? I've heard to pay double the minimum payment for 5 months, then after that start paying off ... |
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 What is the best way to clean ones credit? |
| My mom leagally cleaned her credit for 300 bucks and was then able to make large purchases such as a house and car with no down payment. all I want to do is finance a washer and dryer. my credit card ... |
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 Were can you get pre paid credit cards? |
And if you get one can you use it on the internet, and just like a reagular credit card?
Additional Details
Do they do a credit check on when you get a prepaid credit card?... |
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 Why was i refused personal loan from banks with best APR ? |
i am permanent resident for 2 years in uk, continuously fully employed (current employment 7 months)
I have at least £1k income after taxes and all costs of living left each month, i ... |
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 Isnt this the best country in the world!!! Only in AMERICA!!? |
| I just have to post this craziness. I just bought a new CAR!!! Yeah! My husband got laid off and we just filed bankruptcy. Only in America the land of unlimited opportunity and credit.... |
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 What is the best credit card company to go with to fix bad credit? |
| im trying to boost my credit score up to an 800 or as high as i can get it, and i know credit cards are the way...but whats a good company to go with, or who has the best offers for bad credit.... |
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 How can teens protect their credit before they have a credit card.? |
| im a teen, i dont have a credit card, and i dont plan on getting one, except to establish credit so i can buy a car and such....i have a checking account that i keep up with....but what are some ways ... |
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 How can i get a loan with bad credit? |
| I need 4000 by december. The problem is i owe my school and outstanding balance of 4600! My student loans have been deferred until January..so this loan would only be for a month max ...as my student ... |
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 Credit Card for 18 year old? |
| Hi, i am an 18 year old senior in high school. I would like to start building my credit by applying a secured credit card at the bank. I have saved up to $1200 right now from my under the table job. D... |
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 Does anyone knows if my credit score will be affected if I don't pay my cell phone bill ? ... ever. Thank you |
| My company is charging me an amount I know it's not accurate ( but It has happened before and I always ended up paying for it, but this time I'm not willing to pay for it since I was ... |
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 Having too many credit cards will hurt your credit score? |
My friend told me that having too many credt cards will hurt my credit score. Isn't true
I have about 35 credit cards and most of them are applied through invitation. I pay my due ... |
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 How does bank make profit on credit cards? |
| Lot of banks are issuing free credit cards. How do these banks make profit by giving free credit cards. If we purchase something in credit card, the bank has to pay the money to the vendors and we ... |
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All This and Brains Too! | Is it true that after 7 years, any debt owed will be cleared from your credit report? |
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Amy L
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No. But each state has it's own statute of limitations. For example, you have an outstanding debt, you don't pay it nor do you file for bankruptcy. You don't communicate with the credit card companies (never answering phone calls). But if you answer them or promise them a time for payment, the statue starts all over again. But if not, ten the credit card companies only have a certain number of years to try to collect once the debt goes into collection. They may take you to court depending on the amount. But no, the amount will not be cleared from your credit report. |
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beauty s
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no because I have some from 1999 and its still on my credit report and they say u have to pay it first |
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Bryon H
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Hi!
Gawd! The truth is no..let me explain. First..there are things that will not be updated..that will roll off much sooner. I've seen this.I asked them to be updated (with correct info) and they were deleted instead..forever. Gone. Ok...
My current problem is with Capital One. They decided that seven years was not enough..and they felt like breaking the law. I have no idea how this will play out..but I will update with progress in my profile as it happens.
Truth is..90% of the garbage is off from my great credit mess of 2000. Two more lines will disappear in August..and five brand new lines will replace them.
I talked with two lenders yesterday. I was delighted to learn that many realize Crap One does not play by the rules..and have made allowances for this.
As always..your milage may vary. Bankruptcies may stay on there as long as 10 years...and I'm not sure how student loans play into this..I've never had one.
>>>I failed to mention tax leins and other debts (like owed child support) are treated differently as well...and do not roll off after seven years. |
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MI6
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yes, go to www.adviceontime.com and read the article on credit. |
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justpapi
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well i looked at my credit report and something that i did back in the early 90s won't be resolved until 2012... so i think it all depends on the company. |
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dr_proctor1
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No, if it is owed it can remain there indefinatly. Any paid collections will be removed after 7 years. |
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chasefranklin@sbcglobal.net
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As long as the creditor is inactive in pursuit yes. However, they can opt to continue to re-up their demands for money and it can stay on for much longer if they choose. |
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David L
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No. If it is not paid, it will remain there indefinitely. A bankruptcy will go away after 10 years and generally, most paid debt will be removed after 7 or ten years. Anything that you still owe will be there until it is paid. |
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mamma of 4 : )
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bankruptcy stays on for 7 yrs. And there is some stuff that stays on for 10 yrs. |
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NOPE!
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NO...bad credit that has been resolved will disappear from your credit after 7 years, but if you owe money/ are in debt it will not disappear until 7 AFTER YOU RESOLVE IT! |
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susantpa
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No. |
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