 URGENT PLEASE READ Natwest Scam!!!!? |
| there is a scam just been sent to my email, it looks like its from Natwest it asks you to login using your detals including your card details and pin. I am a computer engineer and urge anyone that ... |
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 Hello. Anyone good with credit card debt? Help!? |
| I have $31,000 in credit card debt. I have five cards, but the two with the highest balances are 11k @ 29% and 17k @ 25 and 3k @29 %. I have $8000 to pay twoards my cards, but I don't know ... |
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 I need a credit card? |
| I am looking to get a credit card. Never had one. I would like to have only1. Does anybody know where I can sign up to get a card without a lot of hassle?... |
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 Why did they take my stimulus check? |
| they took my stimulus check for a student loan that my wife owed from a previous marriage. she does not work and the income comes solely from me. how in the heck can they do that? i got a letter ... |
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 Is it illegal to use someone else's credit card? |
| I got my roomates credit card as he owes me money so i started using some money and now he is gone, I dont know where he is now, maybe not even in the country, and if for some reason collections ... |
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 21 ys old and im in $6,434.00 in debt, please help me and give me some good advice WHATCAN I DO FIX THIS MESS? |
| i know i know i was young stupid, naive, hardheaded, and just plaine dumb. i learn my lesson now and all i want to do is prepare for my future. why do i fell like im the only one in the world who got ... |
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 Why are Credit Card holders always given better treatment like gifts, points, offers etc, ? |
| I observe that now-a-days Credit card holders are given preferential treatment at Malls, Hotels, Shopping arcades, Tourisms offices, Banks, etc, etc, like special offers, gifts, moneyback offers, ... |
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 How do I cancel a check that was cashed? |
| I bought something online and paid with a check. The check was cashed but I received a completely different item and they won't accept a return. I was scammed, so how do I cancel this check? It&#... |
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 My son is 18, and he was approved for a credit card faking his age without my knowledge. What do I do? |
| Before I knew it, he's already over-spent it and I don't know how to pay it, since we're not rich. Is there also a fault on the cc company's part. Because they've approved ... |
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 Help BAD BAD CREDIT? |
| I need some help.... I have mad a few mistakes with my credit and I have seen alot of things on my credit that scare me... I am scared to hire one of those credit repair firms and I am am scared of ... |
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 Good or Bad for My Credit? |
| I have two credit cards since 1997 I went ahead and consildated the credit I had on them to another card with a lower interest rate and with 1 year no interest on rolled over credit. The question is,... |
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rysmlz | Is it true that bad credit scores can keep you from gettting a job? |
There's a credit score commercial and they said that bad credit scores keeps you from getting a job. What in the world? That's like discrimination of some sort. How do you improve your credit score if you don't have the mean to improve your credit score? |
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SPIFIMAN1
 |
It's not the score so much as what makes up the score.
What potential employers are looking for are things like public records, collections, judgments, bankruptcy's, tax liens, child support, evictions, law suits and of course they also look at your pay history to see it you pay your bills on time.
All of this tells them if your a responsible person or not.
And to answer your question yes your credit can keep you from being hired at some jobs especially those that require people to handle money or requires a security clearance.
It also makes a difference in what people pay for their vehicle insurance, the worse the score the higher the premium. |
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missD
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yes, the jobs you are applying for may ask to check your credit. |
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Ally
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Some. I'm in banking and most banks will pull a credit report before hire. I guess they look at it as, if you have bad credit you're more apt to steel. Silly I know |
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givingvoice2003
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Yes. It can be used to determine your decision making capability, your level of responsibility and if you might be a security risk (if you handle money or finance)...The only way to improve your score is to pay off bad debts...it will take some time, unfortunately. |
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bustamovin
 |
Actually, in some jobs, yes. Most of the time banks check your credit. The assumption is that if you mismanage your money, owe many people, or have filed bankruptcy, then you are not responsible enough to be around large sums of money. Discrimination? Not really. It is the same thing If you were irresponsible in your work habits at another job and they found out and did not hire you. |
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blueridgeliving
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Some jobs, yes. |
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Doug R
 |
yes, especially in accounting or jobs that require a corporate credit card. |
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Nikki H
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yes, it is true, but it depends on the job. It just shows how well you make decisions. How to improve your credit score is a tricky question. First of all, what is your current credit score? Or do you not have any credit at all? Or have you missed payments or let bills go deliquent? |
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marjohnwalk
 |
Yes. Some companies do it, others don't. If your good at what you do, they won't care. You can't improve your score right now, but you can get your credit report and make some calls. Don't bother with anything over 7 years old. Don't let a TV commercial scare you into giving them money. |
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momsey
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Definitely! If you apply for anything relating to money (working in a bank, investment bank, etc.), they will absolutely check your credit score and if it's not good, you might not be hired. They would be concerned about someone with financial troubles possibly stealing. |
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infinite crisis 247
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some jobs (especially governmental or clearance jobs) will not hire you with horrible credit. the feeling is that you will be more easily coerced into selling secrets or confidential and or classified information. it's not discimination because it's stated in the application process. |
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HEATHER
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Yes it is true. And while it seems like discrimination, having bad credit is NOT a protected class, so it isn't. |
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Doctor Deth
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I've heard that, but have never heard of any actual employer checking credit references |
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Cugador
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Yeah, a bad credit score shows a lack of responsibility and dependability. Also, if you're in a job that requires you to handle money, having a lot of dept may lead you to steal. |
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rennickelizabe
 |
in certain call centres yes |
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sexciee cheecksz
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Depends how bad your credit score is.
If it's bad as a criminal, there are some risk factors and less job oppertunities for you not just in jobs but many other life oppertunities.
Some jobs are strict but it really depends were you working. |
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Gee, Really?
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Yes, but you have to give the employer permission to check it. It rarely happens though, and that's more of a scare tactic than anything to get you to use Free Credit Report's services. |
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yadidi321
 |
YES, it honestly can. But that's for a real upscale type of job. |
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bigj
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that is just another nutty Commercial not true at all. |
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sam
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no |
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Amory
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You said it! Discrimination. It wouldn't happen. |
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