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| This is weird. I've been divorced for years and my ex didn't have my address. Now I am remarried. He has recently been made aware of my new address (but not new last name) from court ... |
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| I currently have 2 credit cards. I've had my visa for over a year and my mastercard for less than a year. My visa has a $1000 limit and my mastercard has a $500 limit. I'm planning on ... |
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| I am getting a credit card but I want to remove something from credit report. Is it legal to remove items from your credit report?... |
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| Im going to be applying for a loan soon and the loan officer said i should have a minimum FICO score of 660. Well i pulled all three of my credit scores and they are all different! My experian score ... |
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 Bankruptcy? |
| My mom and my fiance need the cheapest way to file bankruptcy. They both qualify (done consults with lawyer who quoted them at almost $2,000 to file). I can use all the help I can. Info on how to ... |
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| i was given a pesonal check and instead of putting my name on it they put cash and signed the check. she told me that i can go to any chase bank and cash it. but i dont think thats possible. is it?... |
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| Need help with debt...please anyone!? |
| ok about a week ago i was in debt 15,000..to tell you the truth, i was pretty comfortable with that..but something happened and now ill owe 25,000..just thinking about it makes me want to throw up ... |
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| to explain a little better.... 5 years ago my father died and it hurt my finances because I had to relocate 3,000 miles to help my family. Currently, I have a great job with good income and I just ... |
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| After I apply for a credit card and get approved, when can I use it? |
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Additional Details
I can't and won't get into too much personal detail but mainly it's been past debt that's gotten me into trouble with credit score. Also I wan'... |
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Breezy | Is it true that your family is responsible for your debt when you die?.? |
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Laurie H
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Your estate will pay off your debts. So in a round about way, yes! Your family will pay it. It will be subtracted from someone's inheritance. |
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BJ
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Well, I'm not an estate lawyer (or any kind of lawyer!) but I believe your family is NOT responsible for your debt, but your estate is. So, anything you own at the time you die will be liquidated to pay off any debts before anyone inherits anything. Depending on your situation, you might want to check into Trusts. |
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Gretchen
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No, they are not responsible unless they have cosigned on the debt. For example, if I were to die today, my dad would be responsible for my school loans b/c he cosigned. However, if they are not cosigned, you estate is responsible for paying your debt. If your estate is liquid enough to cover your debt then good, but if not then those you owe just eat the loss. |
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Ringer
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BJ's answer sounds the best, however three years after my father died the IRS tried to collect from me for him. I told them where he was planted and good luck. |
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emiily
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it depends if it is under both names i think ... but i suppose it is better to b safe than sorry |
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bcdestroya
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You are only responsible for the debt you put your name on. Your family may have to liquidate your left over assets to pay off your debt but they do not owe anything. |
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NONAME
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No. Not unless they jointly signed for a debt.
The estate will sell the assets to pay creditors. Anything left over is inheritance. Anything unpaid just dies with the person. |
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timmytoes
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As I understand it, it depends...if you are a minor or dependant, yes to your legal guardian.
If on a joint or co-signed liability, those will fall to your partner in the debt. It will be collectable in full & simply 'their 1/2'
Otherwise, debts will be taken from your estate.
Collection attorneys can have your estate liquidated to pay them...ie.sell your car, home, etc. |
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bijan a
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If you have nothing, then there are not responislbe.
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