Will transfering credit card balances to a new CC with a lower APR be bad for my FICO score? |
Is this practice equivalent to "debt consolidation" when it comes to credit reports?
Thanks in advance.... |
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How long does it take to get a credit card and pin after the application is approved.? |
| i applied for a card and the pin has been sent,i am going on holiday in some days time,just wondering if i will get it before i travel.... |
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So I had an............? |
| overdraft with my bank and I never paid it and its been almost a year later and they sent me letters earlier in the year telling me it was going to collections and I cant find the letters now so how ... |
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I have a credit card debt collection agency trying to take my 1993 Toyota to cover a small debt of $1,500? |
| I have no job and my only source of income is Social Security disability. I have 4 kids, too. Because of a credit card debt of about $1,500, a collection agency here in NJ is threatening to take my ... |
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I been trying to get a car loan and they ran my credit too much? |
| i have about 50 inquires onmmy credit report and i heard u can get them removed,, how would i go about that, i also would like to raise my credit score i have about 4 cards how long would that take???... |
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Knowing that bad debts on your credit report don't come off for 7 years..? |
| I have heard that collection agencies can renew you're debt to credit bureus so that, essentially, what should come off after 7 years can never come off if the agency continues to renew it ... |
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I was pre- approved for tribute credit card? |
| is it possible i will recieved it. it was telling me in the letter how much i will get once i recieve the credit card. and once i get it i would have to send a $20 fee. my mom said its very possible ... |
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Can someone recommend a debt consolidation agency to help me with my credit? |
| I have a dept of no more than $3K --- should I go to a debt consolidator? If so, please recommend one...... |
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I have really bad credit and need a $7000 loan to pay my debts? |
| i am only on centerlinc payments about $840 a fortnight so ineed low repayments i only want australian loans ... |
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You know those blank checks you sometimes get with credit card promotions? |
| I did some grocery shopping for a lady I clean for and she reimbursed me with one of those checks. I told her it was a bad idea, but she doesn't have the money in her bank account to pay me back.... |
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Is postdating a check illegal? |
| I live in the state of Wisconsin. This is my first time postdating a check. I didn't have money in my checking account due to me having to withdraw it to pay a hospital bill. I knew I got paid ... |
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Will marrying someone with bad credit effect my credit? |
| My boyfriend and I are talking about marriage. I have a good credit score. Never late on payments, usually always pay off loans early. His credit is not so good. He was in a car wreck and basically ... |
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Is this a scam, cuz it sounds too strange!? |
| a company called "american shopping center" just called me telling me that i won a free camera and vacation, n that in order to get the package i would have to pay the shipping and ... |
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yosouf13 | Is it worth signing up for an Amazon rewards Visa card? |
I'm planning to buy a Zune, and it says I can save $30 off the purchase? There is also other benefits as well.. But, overall is the rewards card worth it, dooes anyone have it by any chance? What do you think about it?
thanks! Additional Details I frequently use amazon and half.com alot to buy books before school semesters in college start as well |
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Jay
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If you pay all of your bill every month and have good credit, then there are plenty of good rewards cards. Picking one is based on where you spend your money and where you'd like to apply your rewards. For someone that buys a lot of books, but doesn't have a house, this is a fine card.
However, don't get the card just because you want the $30. This can hurt your ability to get credit (to buy a car or get a mortgage). |
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Beth
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I have one, it's a pretty good card. You can accumulate points and they send you additional $25 reward certificates in the mail. |
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catz
 |
I have the Amazon Visa card, and thats why I got it, to save the 30 bucks. So in that respect it's worth it. Just don't be an idiot like me and run it up sky high......I can't remember if I redeemed any points or anything like that. I also got suckered into their Amazon Prime deal. I intended to use it for the free trial period but forgot to cancel so was stuck paying $75.00 for it! It gives you free 2 day shipping. If you buy alot through Amazon it might be worth it. |
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telly2k4
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Well I dont have one but I've heard about it and it is really beneficial. It gets you a discount off your purchases and I think it gives you points that you can use towards the purchase of something. |
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tetlitea
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I've got the Chase Amazon Visa. I use it no problem but I like to buy from Amazon so it works out for me. If you're not going to be buying more stuff from them in the future than it may not be worth your wild.
Like one of the other answers said, there are plenty of rewards programs out there, find one that best matches your spending habits. |
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alexa dion
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Chase Amazon.com Platinum Visa® Card
* 0% Intro APR for 6 Months
* No Annual Fee
* 1,500 Bonus Points after First Purchase
* 3 Reward Points for every dollar spent at Amazon.com
* 1 Reward Point for every dollar spent on purchases elsewhere
* For every 2,500 reward points, receive a $25 Amazon.com Reward Certificate
Apply online at: http://www.credit-card-gallery.com/Chase.html |
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grayhambone
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not if CHASE runs it....they are greedmongers and will charge you for breathing on the wrong date. |
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Blanche B
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Yes, it is worth it if you buy alot of books and stuff from amazon, like I do. I signed up for it, got 30 bucks off and have already applied one reward check towards a purchase of more books. Just pay the bill in full every month. |
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John
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Yes you can go for that or you can try some other cards. discover have some cards with 0% intro apr and 5 cash back on selected purchase and 1% cash back on every purchase. There are some other cards also.
To know more you can visit
http://www.creditcardbiz.blogspot.com |
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