 I am in serious credit card debt. Should I claim bankrupcy? |
| My husband of 15 years walked out on me and my 3 kids 10 day before Christmas of 2006. He was our soul provider. I make only 18,000 a year. I had a 2000 a month mortgage and bills. He paid for a ... |
|
 Im having trouble opening a savings account can you help? |
| I need help with chex system.I cant open a savings acct becuse of info they have on me.I am unable to contact them and with this im having trouble just cashing my payroll check.im recently divorced ... |
|
 Dispute Bankruptcy? |
| I filed a bankruptcy 8 years ago. Chapter 7. I was told that if I write the bureaus a letter disputing this legitimate bankruptcy, That there is no way to legitimize the bankruptcy this far out and ... |
|
 Where can i buy a pre-paid credit card thats i can put more then 100 dollers.......? |
| because i only seen like from $25 $50 $100 but i want atleast a $200 one for a gift help please ... |
|
 Looking for a good credit card? |
hey i'm looking for a new credit card, low apr, balance transfers, airfare rewards, you guys got any good ones?
thanx
... |
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 How to begin fixing bad credit? |
Needless to say when I was younger I made some bad choices. The two largest things I did wrong was:
1. I deployed to Iraq and forgot to cut off my cell phone, and the bill went up to over ... |
|
 I feel like my life is ruined!!!? |
When I was younger my Mom put bills in my name and now at 19 I have bad credit!!
I just called to try and get gas turned on for my new house and they told me I had a $469 bill PLUS a ... |
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 About a loan please help? |
| i am in a little bit of debt i dont have great credit im only 20 and i need a personal loan of $2000 someone please help ... |
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 Is it true that if you pay off collection accounts on your credit report, that it will hurt your score? |
i got a few collection accounts on my credit report that i havent paid.
they are 2 - 3 years old. would it hurt my score if i paid them off? or should i just wait til the 7 years are up.... |
|
 What would be the best credit card to reestablish my credit? |
| I am constantly getting denied for the cards I apply for even though I paid all of my debt off and I got approved for one but they wanted and $250.00 payment before I could use it and I said "No ... |
|
 Can Sears deny me employment because of my credit after they hired me? |
| I recently got hired by Sears as a cashier....on the condition that I pass the drug test and the background check. I'm not worried about either of those things, I don't do drugs nor have a ... |
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 Can unpaid hospital bills ruin your credit? |
| I have no insurance and recently broke my leg, I am not working and the bills are piling up, the hospital bills are over$ 10.000, and I won't be able to pay that for awhile, and now they are ... |
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 I have been working on my credit score for the past few months trying to get the magic score of 630? |
| I paid everything that can be paid and I am so close to the goal but I don’t know what I can do next. I know time heals all wounds with credit scores but I hoping to get into a house this summer. <... |
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 What if false claim is made by collection agency against you to the credit bureau? |
| Hi. About 8 to 9 years back i used to live in an apartment complex. When i moved out of the apartment in 2001, i was told to make some payment about carpet damage to the management. The payment was ... |
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khanjhen | Is my debit card a credit card? |
Hello every one.
i opened and account with key bank.
In order to get a free ipod!
as part of the promotion i had to apply
for a key bank credit card!
a debit card aslo comes with the account
Today in the mail i recieved my debit card.
on the right side of the card it says debit...
but under that it also says Master Card!
If it matters it is a paypass card.
I also am 18. |
 |
 
Jessica Rabbit
 |
A debit card can be used as a credit card. I use mine that way all the time. Most businesses want you to use it as a debit card as they must pay for purchases made with a credit card. Try it for yourself.
PS...Lady Kay doesn't know what she is talking about. A debit card can be used both ways. |
|
divaqueen
 |
You can use it as a debit or credit card. The only difference is: when using as a debit, you have to enter your PIN number; when using as a credit card, you must sign the store's sales receipt.
For security purposes, most of the time, I choose to use my card as a credit card - that way, I am assured that I made the transaction should anything funky start happening with my account. |
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moneycrisis
 |
Because it is a Master Card debit card it can be used as a credit card only if there is money in your account. It will not advance you credit. you need to think of it more like a check card. |
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KEJELJ
|
It's a debit card - anything you purchase with it will come out of your checking account balance. |
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Lady Kay
|
Its a debit card, not a credit card. The only significance of Mastercard being on the card, is to let you know that you can use the debit card for purchases any where Mastercard is accepted, provided you have the funds to cover the purchase in the bank.
Jessica Rabbit ~ You may able to choose to process your debit card as a credit card, but that does not mean you have a line of credit. With a credit card you have a credit limit to purchase with, with a debit card your purchase can not exceed the funds that you have in the bank. |
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P N O PLAYER 88
|
let me check my christal ball a second--- |
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sasil85
|
A debit card has a debit/credit function. Basically here is the deal and hopefully some people who don't know what is going on who answered will get educated.
Debit side is the side you use to get cash it has a small limit per business day (generally 500). This transaction is put through your account immediately. If the funds are not there or you don't have an overdraft it will be denied.
Credit side is the same thing it is deducted from your account immediately and if the funds are not there it will be denied unless you have an overdraft. The credit side usually has a higher limit and does not affect the amount of cash you can get per business day (1500 to 2000). The big difference is that when you use credit vs. debit it will generally stay pending for 2 to 3 days before posting to your account. |
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angelia b
 |
when opening an account at the bank you can get a debit card which has access to your checking account funds. the debit card has the visa or MasterCard logo on it because you can take it anywhere to use that accept those cards. it is not a credit card because credit cards has interest rates and fees that go along with their cards. your bank do not. the bank offer a debit card as a convenience to u if u do not like writing checks every time u make a purchase at a store. also a debit card uses your actual funds u place in your account without all those high interest rates and extra fees and bills. credit card u have to pay interest including the amount u purchase and it take 4 ever to pay back. so if u not want bill stick with the debit card! credit cards is nothing to play with. |
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lnbjameson
|
KeyBank says, "Debit cards offer the convenience of an ATM card with the power to make purchases at millions of locations worldwide that accept debit MasterCard®.
Request a debit card when you apply online for a new checking account.
New debit cards will feature MasterCard® PayPass™ technology
Use your card instead of checks or cash at millions of locations worldwide that accept debit MasterCard
24-hour access at thousands of KeyBank ATMs across the nation — make deposits to your checking and/or savings accounts, withdraw funds, perform balance inquiries, transfer funds between accounts, and change your Personal Identification Number (PIN)
Free, unlimited use of KeyBanks' 1,450 ATMs nationwide to make deposits, withdrawals, transfer money between accounts, and more
$0 liability - you are not responsible for purchases made by unauthorized individuals if your card is reported lost or stolen
Purchases are conveniently debited directly from your checking account.
They do not state anywhere on their site that you can use it as a credit card, so it is safe to assume the answer to your question is NO - it is not a credit card. |
|
Destiny M
|
Hello .
Do you wish to borrow some amount of money for business and/or personal
reasons, and have been turned down by banks and private lenders for lack of credit or a low credit score? Apply with us today.
We offer cheap and affordable loans at low interest rates of 3% monthly.
All applicants must be above 18 years of age,
Simply send your application to the address below..(matphilsloans@yahoo.com ÂÂÂ)
LOAN FORM FILL AND GET BACK TO US
1. Full name.
2. Contact Address.
3. Age.
4. Telephone Number.
5. Marital Status.
6. Sex.
7. Amount Needed.
8. Zip Code.
9. Occupation.
10. Company.
11.State:
12.Country.
13.Durations.
I await to hear from you soon,
Regards,
Email....... matphilsloans@yahoo.com |
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