 Best credit card to transfer balances too? |
| I have quite a few store credit cards with high APR's and would like to know the absolute best credit card to transfer my balances to.... |
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 I have a debt in collections is there a way that I can pay the origanal bill & not have any dealing w/ agency? |
When paying off debts is it possible to pay off the person who the debt is w/ instead of paying the collection agency>?
I have a hospital debt and they gave it to a collection agency. I... |
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 Sister using us as a co-signer? |
| My sister in law is 19 and going to college. Her Mom is trying to get my husband and I to co-sign a loan for her because the parents and all 3 siblings have bad credit. I asked why they can't ... |
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 I paid off a Credit card 7 years ago, closing it, now a debt collecotor is calling me on it? What can I do? |
| This has showed up on my credit report for years as paid in full, now the account has fallen off my credit report due to time passing. I ask them to provide me proof of the bill, or a contact number ... |
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 I have recently gone through a divorce and want my name off of joint accounts...? |
| My ex uses an account that affects my credit, my name is still on this account. Any ideas on how I can get my name off this account?? Thanks!... |
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 How can I use my credit card's benefits without the credit card companies making any profit? |
| I just was approved for both an AMEX blue credit card and a Chase Freedom credit card. Can anyone give me strategies that work while dealing with the credit card companies. I always payoff my debt at ... |
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 Is amazon a safe site? please answer!? |
Ok soo...My dad doesnt trust his credit card number with
any internet sites at all! I believe amazon is a good site because my friends order stuff from it ALL the time. I'm not a big ... |
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 Does opening a bank account and continually putting money into it without taking it out establish credit? |
| I opened an account and I want to know: if I keep putting money into it and rarely take any out, does this establish credit? If not, how can I? A person said something about purchasing something at a ... |
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 When they say if you make an extra mortgage payment you reduce your balance does that incl taxes & insurance? |
| e.g., if your mortgate is 747. then you add property taxes, and homeowners insurance making the payment 1242. do you pay the 1242 or the 747?... |
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 Debt help? what to do?? bills, rent etc? |
| I have somehow got my self into about £15000 worth of debt with creditors, on top of that i have now fallen behind with my bills and owe two months on my rent... Where do i stand and what can i do?... |
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 Can I get a loan with bad credit? NO PAYDAY LOANS! I need a gauranteed loan. $10,000.? |
| I can't get a loan from anyone because I have bad credit..made a few bad choices in the past, and still getting penalized. I need a second chance. Please no S... |
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 HELP! what is the max time a creditor has to collect on a debt.? |
| I had a creditor contact me via mail regarding a passed due balance from 1990. to be honest I don't know if I ever even had an account with them.....They are threatening to attach my credit if I... |
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complicatedtallblond... | Is now a smart time to pay off credit card debt or save? |
I'm just curious. I should be coming into a little money sometime soon and I didn't know if it would be more wise to pay off debt or to save, seeings as the economy is being flushed down the toilet right now. What is my best option and why? I'm making large (yet still minimum) payments on my credit cards and when I get the money I would like to just pay them off and it will still leave me with a little bit of extra cash that I would most likely save. Good idea or no? |
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bruiserkc2
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Knock out your debt and get your cards paid off. I've been paying off what's left of our debt this past year, including my student loans and our vehicles which are now paid for. As Dave Ramsey says, "If you save now and live like no one else...later you can live like no one else." |
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Spunnkarma
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You will be money ahead to pay off credit cards because of the interest rates they charge. Putting your money in a savings account will not earn that much interest. By paying them off it's like paying yourself interest. |
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Chase B
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Pay them off, if you are paying any finance charges at all then you are throwing away money. Pay off your debt, increase your credit score, and then save for the future. |
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B
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Yes, I would pay them off if you are still going to have a little money left over, because you never know what may happen in the future. |
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stan c
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If you can pay 10% per month on your credit cards, it should be paid off in about 11 months. As you suggested, put the rest in a savings account. If you're working, pay something away every pay, no matter how small it might be. Every other month add $1 to it. |
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njyogibear
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You need to have an emergency fund in case you get laid off or have some other sort of problem. If you don't have anything set aside, make sure u have a few months' living expenses at the very least. But having done that, assuming your debts are at a high interest rate, try to bring down the debt. |
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bdancer222
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The interest you are paying on those credit cards is a lot more than any return you might get investing that money. Paying off the credit cards is always the way to go. |
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Sarab
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PAY OFF YOUR CREDIT CARDS. You are paying high interest on them! Why pay interest on something that you do not need. Saving money wil get you ~3% interest -- I am sure your credit card interest rates are higher than 3% :) |
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Lalaba D
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Definitely pay them off. The sooner the better.
Also, if you would like to learn about money & how to spend it well you should watch the Suze Orman show on NBC. It's really good, you can even call her in & ask questions. xD |
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Chaowei F
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Pay it off smartly, I suggest you get some free professional consultation from http://g3iphone.net/debt |
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Ms. Complicated
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well if you are just getting youre taxes i would say that you need to pay off all of your debts and dont play around with your tax money. i always have a few debts a year but when i get taxes i do what i need first then play around with the money.. you should try it too! |
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Fair & Savvy
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It is always best to get rid of the debt, and try to save a little bit, Suzee Orman always gives this advise. |
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