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 First time credit card user- which one?
I've never had a credit card before and I am going to get one to begin building my credit (I'm way too old not to have one!)

What card do you have? What do you like about it? W...


 Usually what would happen after canceling a credit card and use it after cancelage?
Today. I happend to have purchase some item on a credit card i have canceled earlier. I had forgetten i canceled it and really at the moment im not sure whats going to happen. And its not my credit ...


 Best way to get out of debt, for a college student?
I'm finally down to one credit card with a balance of about $500. I know that may not seem like much, but I cant seem to pay this one down because of the high interest. I haven't received ...


 How can you sign up for a paypal account without having a credit card?
...


 If I claim bankruptcy will my school loans be included?
I have about 12k credit card debt they i have not paid in about 5 months and aprx 35k school loans. I was out of work and unable to pay my bills so the intreast killed me(cards started at 8k), I ...


 Respect sir..please tell me what mean ARUN?
...


 Prepaid credit cards for youths?
hey guys,,
i'm starting to shop online and use ebay and i'm a little bit paranoid about use my or my parent's credit cards. does anybody know of any prepaid credit cards that a 15...


 What Are The Different Ways Of Raising Deposit For A Mortgage?
...


 What does it mean when they ask you to pay the minimum balance due on your credit card?
I just got my first ever credit card and am expecting my first bill next month. My credit card company says that I'am expected to pay the minimum amount, I'm new to this so can someone ...


 Why does your address affect your credit scoring as its not ur falut past people have had bad credit there?
...


 I just received a inheritence check for $12,000.00. I have bad credit, Banks won't cash it, who will?
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 Is it illegal to be sent a credit card that you have not requested? I live in Massachusetts.?
I need actual sources if possible. T...


 Goodwill letters to old credit card companies in hopes of improving credit score?
I was thinking about writing goodwill letters to CC companies that has impacted my credit score in a negative way. I was delinquent on these accounts and that's what has hurt my score. I'm ...


 Why can't I get a higher limit?
My parents filed for bankruptcy and are still able to get a credit card with $5,000 limit. When I apply, the most they will give me is $500! (if they approve me at all!) My credit score is between 665...


 How can i apply for credit card with bad credit history?
...


 My girlfriend has bad credit - would this affect her chances of working in bank as bank teller?
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 How do I use an ATM?
...


 How do I clear up a bad check?
I wrote a personal check to and apartment complex. I had a stop payment put on it. Now they consider it a bad check. When I pay the check off and the fees is there anything else I have to do....


 I'm only twenty and in debt over my head?
When I graduated high school I was in an abusive relationship. Five years my senior, he convinced me to get credit cards he maxed out, and then forced me to drop out of school. I got away with much ...


 Should I file a dispute with my credit card company?
Here's the story:

I ordered ham online from a rather famous store in late April. UPS delivered 2 of 3 packages claiming 1 was leaking so the package was returned to sender.

...



Is signing up for college the easiest way to get credit cards?
If I sign up for classes will the credit card companies shower me with credit?
                     
 




gotalife
Rating
Or...buy a house...everytime I buy a house...the credit card people wanna give me more credit cards...I'm already in debt enough, thank you very much.


ukfan1976
Don't do it. Getting college credit cards was the biggest mistake of my life so far. I ran up bills i couldn't pay now my credit sucks. I feel credit card companies prey on 18 year old kids. They should not be allowed on college campuses. Dont get a credit card. If you can't afford it with cash then you don't need it.


Michael L
Rating
If they are offering something for free, use a fake name and address.


Woodstock
Rating
Definately! They will be at every corner ready to ruin your credit! My best friend is actually one of the enemies, and knows it! They will get paid anywhere from $.50 to $3.00 per application you fill out and up to $10 if you accept it. My advice is fill out the ap. and when you get the card TRASH IT!!!!!!!!! Chances are you got a T-shirt or free lunch for your filling it out. Take it and RUN!!! Don't fool yourself about being able to pay for the evil chunk of plastic.


Brandy
Rating
yes...but credit cards ruin your credit even if you pay them like your supposed to all small credit cards with a balance decrease your credit score.


Raymond K OFFICIAL
hell yes! ukfan is right also. credit cards are modern day vampires!


Dee'annah Sparkle-Sue
Rating
Sure, it's the easiest way to get credit cards, but not to get credit.

You get credit by buying things and paying back your bills. Unless you want bad credit of course.

The problem with credit is that people tend to think of it as "free money", it's not, it's a loan. So using credit cards is a bad idea unless you have the actually money to pay it back, or want debt.


ginabgood1
Rating
Showering you with credit = showering you with debt. Don't do it. You will highly regret this in the long run. I work in loans in a bank and I see people over their heads in debt all the time, and many times it's with credit cards.


mikelo123
Take a look at this information page http://www.youbigg.com/Credit-Cards.html it lists types of cards and information, it should also answer your question.


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