SPIFIMAN1
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This is whats called a straw purchase and is illegal.
Take the vehicle back to the dealer A.S.A.P. and simply tell them you changed your mind.
I hope you live in a State that has a cool down law that allows people to do this otherwise you may be stuck with the loan
If they will not back out the deal, call your lender and tell them that you bought the car for your boyfriend and not for yourself and that the salesman pressured you to do it.
Good luck. |
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gnomiechick
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NOOOOO!
Get out NOW, ASAP. I don't care how much he "loves" his car. One mistake from him and your credit will take a hit. Cancel it. If he doesn't make a payment, they're coming after YOU. Can you afford to pay up if he messes up? |
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v b
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Get the keys and take that car back NOW. |
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G.V.
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Get out ASAP. Trust your gut feeling. This has disaster written all over it. |
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Robert J
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NO...NO....NO. If you can still cancel out do so immediately. You will end up making the car payments otherwise. |
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Businessman
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Cancel NOW!!!!!!!!! If he misses payments they don't tell you & he can distroy your credit over night!!!!!! GET OUT NOW!!!! |
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Brian I
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Cancel! you were manipulated by the bf and car dealer. This has "wreck my credit" written all over it. |
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countgrimaldi
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CANCEL ASAP!!!!! DO NOT WAIT!!! |
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stan c
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Go back to the dealership and speak with the manager. Demand that the contract be canceled. If they refuse, then take him by the hand and go to every bank until he finds one that will put it under his name only. You may also want to retain an attorney. Sometimes a letter will help cancel the deal.
Best of Luck |
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SlimMick
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When your boyfriend inevitably defaults on the payments, I hope you feel okay about taking them over....If you don't, get the keys and take the car back. |
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DaMan
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Hell to the nawl!
I can assure you that the car loan will last longer than your relationship with him.
And what I find interesting is how you said, "the salesperson forced me to sign up for him". No, hon. You decided to entertain the salesperson's and your boyfriend's agenda. During any part of the negotiations process, you are free to get up from that table and walk out on both the salesperson and your boyfriend.
Based on the scenario you provided, they needed you -- not the other way around!
I doubt that the salesperson used violent threats or physical force to make you sign the contract. Thus, you decided to acquiesce "under pressure".
You should cancel the contract ASAP and tell your boyfriend to get a car on the merits of his own credit score -- that way, he'll appreciate the vehicle more.
He may decide to leave you over this matter -- but if he does, then you really didn't have a relationship in the first place.
Finally, don't ever put your credit score on the line for people you barely know. |
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Barry auh2o
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Used??? You are being f----d big time, and I don't mean the way you do in bed!
You could be left with a massive debt, so big than any kind of guy you would really want for a boyfriend would run away from you in an instant.
Cancel that contract as soon as they open for business in the morning. |
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mylilsims
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NO If you do you are sure to be Just like one of the MANY they show doing this same thing on Peoples court, judge Judy etc.
8 Months and only a boyfriend is a NO NO when it comes to ones credit being used. if you are not married and not been married for several years it is a no no
Go to that dealership and let them know you want your name off NOW and Hope they will let you if it gets to be a issue ask to speak to a manager or someone in charge let them know you felt pressured and you have decided this is Not something you feel comfortable having done and need to get it resolved NOW
Do it ASAP
Ask him to let you borrow the car get the keys and drive straight in to the dealership and get your name of fthat paperwork
Then tell boyfriend that you were not comfortable and well if he does not like it Toodles to him to for trying to use you |
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tigh stugots
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Well it has been said twice and I will say it again
STRAW PURCHASE
A Straw purchase is illegal so by not reporting this to the lender your are braking the law |
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mycredit wealth,com
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Now that you know you made a mistake Your biggest problem is going to be canceling the loan. Everyone disagrees with me when I say this but it works. Call the lend or and tell them your story not the dealer there is no 72 hr refund or buy back. tell them you can't afford the car with your income and you felt pressured by everyone and will not pay for the vehicle
This is called a straw purchase. You will get out of the loan. The dealer should not have done the loan. Straw purchase is legal
If you don't know who your lender is call the dealer ship if they ask you why tell them it's for the insurance company or something. Get there number and don't be scared you did nothing wrong unless you don't call. |
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lisa s
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you feeling like you are being used because you WERE used. You might have just found out he had bad credit but I am SURE HE KNEW HE DID....
and if he didn't already know, that is worse than if he did since if he didnt know, he doesnt even have the repsponsibility to REMEMBER the debts that he sticks others with.....
what happens if you break up? If he can do this to companies with lawyers on staff and laws to help them imagine what he will do with you....
and now you cant even break up wiht him else you wont know if he is making payments regularly (since the address will be changed to where he moves to)
No way in hell would i have done that
but no since in crying over spilled milk, TAKE YOUR NAME OFF OF THERE NOW
make up something if you need to but YOU will be responsible for this debt if he chooses not to pay it
havent you seen that comercial on tv where the guy is playing the gituar online and he is saying that if he went there he would be single in a house instead of livinig in his stepmoms basement.
that is REAL
this is not the guy you want to marry because he does NOT honor his commitments....
He cant afford a 30k car and you will want to set that car on fire before he drives someone else in it if you and he were to break up |
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src50
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CANCEL IT!!!! NOW!!!! |
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lola101
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you know my boyfriend signed a car for me and we were dating for less then that. we both didnt really understand the whole credit thing but looking back that was the riskiest thing anyone can do. luckily for him im very responsible and financially able to pay it back but that is not the case most of the time. usually they dont care too much about the car and it doesnt bother them when they cant make the payments because its not effecting them. and then youll have to make the payments to protect yourself. my cousin asked me to sign a loan for him and i was like h**l no. thanks goodness i didnt cuz he ended up getting it taken back. get out of it now. by the way, you should watch suze orman. shes really annoying but she gives the best credit advise. |
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blazing_fire
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No F**King WAY |
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