How can you get your free credit score and report? |
| All the sites I have been to will give you the free credit report., but not score. Where can you get your free credit score and report?... |
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Raising the credit score- Which option is better? |
(Just using my credit card as an score booster.....)
When I owe $50 on the bill, is it better to:
a.) Pay it all at once?
b.) Pay ALMOST all of it? Like, leaving $15 on ... |
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How did these debt collectors find my address? |
| So I have recently moved because of the military and somehow 2 debt collectors found out my address. I monitor my credit report and no one has reviewed my credit report sense the move, so they ... |
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Is an 18 year old able to obtain a mortgage? |
| I know I will have to wait until I am 18 which is only a few months away, but how can I obtain a mortgage. I am very good with real estate and have a business plan lined up and a family friend who ... |
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My credit score has fallen almost 100 points in a 2 month period? |
| I was up at 620 in April 2010. I ran my scores for all 3 agencies yesterday and all 3 of them were down just about 100 points. I have not made any late payments or opened any new lines of credit. I ... |
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What can I do to fix this credit blemish? |
| So I applied for a 15% credit card. I'm 21, had a credit card for 3 years. One late payment ever. I had my parents co sign. My dad has perfect credit practically, I have a 720, or 725. (my mom ... |
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Should we pay off our bills? wanting to buy a home? |
| We are an income of 3000.00 it is from the VA my husband is a disabled vet. Anyway we want to purchase a home, but have credit cards... 5K, 2300, 2000. our suv is 13K, but not too concerned with that.... |
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Help with finance! If you have a $20,00o payment...? |
If you have a $20,000 payment you can make with the following alternatives, which one do you take? What are the amounts for each? Your opportunity cost is 11%.
1. $28,500 at the end of 3 years<... |
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repo auto and credit score? |
| i had repo in december and was wondering it took my credit score down. if i started making payments in small amount can it help my score or be best just not to pay .can you give me good legal advise ... |
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I just got a re loadable walmart debit card....? |
| I am buying something online and with shipping it's $22.91 but there is only 20 dollars on the card, can i still do it?... |
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i need a payday loan with bad credit? |
| Every payday loan company reject me.I just need to loan 700 to pay for my bills ,could you recommend me some I want easy approved loan with no fax...... |
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Is it generally easier to get a credit card from a credit union than a large corp....? |
...branded card (i.e. Chase, Discover)?
I've been a member of this credit union for almost 6 years, and my credit is somewhere around "fair" to "good" in terms of a FICO ... |
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Could this just be a bank mistake? |
| I checked our checking account at an ATM today and we had a lot more money then we should have had in it. It says we have a ledger balance of $3,596(whatever that is), and our available balance is $3,... |
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Does NetSpend work and is it a fraud or Real? |
| Im planning on going with netspend but i need to no if its real like any other prepaid visa ... |
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Credit card on iTunes? |
| I have a Visa Debit Card and I know it can be used as credit but I was told that it will come up as credit but still take my money as debit directly from my bank account. On itunes is this how it ... |
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Good, big bank to bank with? Moving to different state? |
| My husband and I are moving to a different state, and have to switch to a bigger bank. Our credit union will not be there. What bank would you suggest?... |
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Mozz | Is that true I can't get the money refunded if there is a discrepancy on the bank stmt over 60 days old? |
I have a discrepancy but they won't even listen to me, even though I still have the receipt. It's from last september (I only balance my account 1-2 times a year.) They told me it says this on the back of the bank statement and it does.
When I worked in banking we resolved discrepancies no matter how far back they went as long as they were still on film. That was 15 years ago though and a different bank that went out of business. Maybe that's why, we cared too much about the customer.
Is that true that after 60 days now they turn a deaf ear? Or does it matter who you call and how much noise you make? If so, who do I call? It's not a lot of money but I think that's a lousy rule. I'm a bit of a principle warrior. |
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Syd XV
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You really expect me to believe someone as OCD as you only balances your account 1-2 times per year? TROLL! |
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you don't know me GP
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I would keep bothering them. In my experience, if you bother enough people for long enough, they'll do something for you. |
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IDWaN
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Mark Johnson is a mother? That's interesting. I would've pegged him as a father.
If they have it written down on the bank statement, then it's obviously true. Sorry for your lots. Why would youonly balance it once or twice a year? That's instain. |
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Banker
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The rule you are referring to is a federal regulation. Once you are notified (you are considered notified when they send the statement) you have 60 days to resolve any discrepancies. This rule specifically applies to EFT electronic fund transfers. HOWEVER, any good bank should make all efforts to resolve all disputed charges regardless of how old they are or for how little money. If I understand you though it sounds like the bank did not make the error, but the business did. The business has no dispute regulations, they have no protection, go after them and make them make it right. If they can't or won't call the regional manager, or even the president of the bank until somone gets involved. |
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