 What should I do if a collection agency won't accept my payments? |
| Okay, so my husband has a debt with a collection agency. We want to pay off the debt and when I called I told them we could pay $100 a month. They said that they would not accept this because it ... |
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 I have $11,000 dollars in credit card debt spread over 4 different credit cards.? |
| I have moved to Hong Kong where I will be for at least 5 years. My company pays for my apartment and I will never need a car so credit isn't important to me. I was planning on waiting for my end ... |
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 Is it even worth it to continue paying your credit cards on time if you're in my situation? HELP! |
| Ok, so I have posted several questions in regards to my credit card debt and am still very unsure of what direction to take...I have about $30,000 in CC debt with two companies..Citi & Chase...... |
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 I'm a college student and i want to get a credit card to establish credit. Which one do you suggest i get? |
| Should i get one for college students or just a regular one, if they give it to me. i heard capital one will give them to pratically anyone! and like what apr is toooo HIGH?... |
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 Credit Reports and Scores?? |
| Does anyone know what website is the best to get your FREE credit score and report other than free credit report.com because they are a big scam. I need to check my credit in a bad way, but not have ... |
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 Filed Ch 7 Bankruptcy- How long till I can buy a house a a decent interest rate? |
| My Ch 7 Bankruptcy was discharged in late November 07. how long till my credit is decent enough to purchase a house at a decent interest rate? assuming all bills are paid on time from here on out...??... |
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 What are some good ways to turn around bad credit? I can't afford to pay the bills that I owe right now!? |
| But I was hoping to find some ways of building my credit even though it is already bad. I am hoping to eventually pay the debt that I owe, but what can I do to be helping my credit in the meantime....... |
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| I want to buy a house my credit score is almost 700, income is only 25000 year and I have a 400 car payment? |
| Is there anyway I can get a home loan? I only want to borrow around 50000-60000. Other than my car payment I do have some student loan debt. My plans are to refinance my car or downgrade before ... |
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 Is it legal for a credit card company to charge you fees before you've even activated your card? |
| I opened a credit card account and somehow missed the small print, where they said there was a $39.00 activation fee and a $60 annual fee. I realized my mistake when they sent me my card, so I didn&#... |
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 Is there anything types of payment cards like a credit card for 14 year olds.? |
| is there anything that i can get in the uk. i am nearly 15. i want to use it to buy things off the net. please give detail and web links if you can.... |
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 Is is legal to sell a bad debt to a collection company and they report the same debt on your credit report? |
| I had a credit card I defaulted on and they sold it to a collection company and the collection company put it on my credit report as well as the credit card. company.... |
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 Has anyone had a dealing with Richards loan agency? |
This man is an evil con man he took money from my husband and I .
And promised to give us a loan he said it was calateral for the bank .
he took us threw the whole loan process signed an ... |
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 I need to cash a payroll check in Vermont but can't. I wont open a bank account cause I am in debt. What to do |
| I tried places like Walmart (that cashed it before for several months) but they now use another system that wont take my check. I called the company that they use and was told that it is nothing ... |
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parrotcookie | Is there a company that will give anyone car finance no matter what history with no credit checks? |
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Count Pont du Chardon
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Well there are a number here in the UK, but they will cost you a fortune due to the high APR for no questions asked. To be honest, running and buying a car, is a huge financial burden.
You may be able to buy a car, but can you run it?
Petrol, Car tax, Insurance, repairs, MOT etc etc.
try to work out how much a month, it would cost you to just leave it on the driveway? You maybe shocked. |
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Lee B
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Yes this company may give you a car finance no matter what your credit history is.
http://www.longdogfinance.co.uk/car-loans.html |
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Vince M
 |
Some car dealers will carry their own financing, without the buyer having to go through a bank.
However, there are some conditions. The dealer will expect some way of assuring he will not lose money in selling you the car, so, he would, at least, expect a pretty high down payment. He may expect as much as 50% or even more in cash, up front. Your down payment may even be high enough to cover what HE paid for the vehicle.
He will also want some assurances that you will make the payments and pay off the loan soon. He will expect you to have a job with a steady enough income that you can make the monthly, or even the WEEKLY payments. He would expect that you are stable enough that you would not, likely move out of town and take the car with you, so, he might only finance a purchaser with a steady address.
And, of course, to help him get payback for takeing the risk of lending to someone with no, or bad credit history, he will only offer the loan with a very high interest rate.
By the way, he WILL do a credit check. It will be up to him if he decides to do the financing. No matter what some of those dealers advertise, they are not about to finance a car to someone who has a habit of defaulting on loans. |
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Bill S
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read this article on auto financing it think it will help you out http://www.adviceontime.com/weak%20credit%20auto%20loan/Weak%20Credit%20Auto%20Loan.htm |
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MISS ******
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There are plenty of them!!
They do credit checks, but then they start rubbing their hands as they know that the interest is gonna be through the roof.
Your gonna be paying more as you will be more of a risk of non-payment.
Good luck and be careful :D |
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maJiCMan
 |
Just for a moment take a look at it from the other side... Assume you have the money....
Would you give me $22,000 cash to buy a new car?
No? How about $12,000 to buy a used car?
My point is, that you don't know me. You don't know if I will make the payments or even if I CAN.
Maybe your mother would do it but no other person or business would do it, with out some assurance that they would be repaid.
j |
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chris000772001
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there are a few companies that say no matter what your circumstances etc but the thing is you will get charged extortionate amounts of interest because they know you cant get credit at competitive rates. |
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src50
 |
Not in this world. |
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Dan
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Yeah there are a few actually, but the thing is the APR they will give you along with rediculous terms and conditions is where they catch you. That's why if you cannot afford a car or cannot get good credit don't bother. Very dodgy credit firms around let me tell you. |
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