 I have some old debt on my credit should I ...........?? |
| just let the 7 year period run out on them since they're so old or what? I don't use any of my credit anyway as I pay cash for everything and my husband's credit is excellent. So we ... |
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 Fired from credit union, bad credit? |
| Okay i accidentlaly gave away 3000 dollars and got fired from a credit union - it was a complete accident but im trying to get a job at flagstar and not only did that happen but i have poor credit. W... |
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 How will this work? |
| My husband and I are considering bankruptcy. We have about 50,000 in debt and he recently lost his job through no fault of his own. We want to keep our vehicles that have financing out there as ... |
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 Bad credit home loan? |
| My husband and I have bad credit well I should say I have bad credit he really has no credit, we thought we had a loan even had the house appraised and a closing date a day before the closing the ... |
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 Debit card payments? |
| is there a time limit of which a company can take money from your account when you have paid by debit card - i.e you pay for something but they dont take the payment out until 5 months later!... |
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 Is it a good idea to get an unecured loan to pay off credit cards? |
| So I've got some credit card debt - not a lot, but enough that I want to pay it off ASAP. Is it better to get a lower-interest unsecured loan to pay off my higher interest cards? What does doing ... |
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 Collection Agency Phone Disconnected? |
| I have a medical collections account from 2002. Today I tried to call the collection agency to set up a pay for deletion agreement. The phone number is disconnected. I tried to google the company but ... |
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 Question about overdraft fees on checking account? Please help answer? |
| I was told that I didn't have enough money in my checking account by my bank, but before I knew this, I used my card to purchase things. I looked at my statment, and I spent 4 dollars on ... |
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 Does Anyone know about pass due bills, what I mean is I heard after 7 years they are cleared, is it true? |
| I'am asking for a friend, she's a big fan of Susie Ormen I think that's her name she's a Financal adviser, well I just want to know is it true.... |
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 Is this a violation of the Fair Debt Collection Practices Act? |
| I made arrangements with a debt collector to pay off a balance in 3 monthly installments. The arrangement was sent to me in writing by fax. All payments were to be taken out of my checking account ... |
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 How do i get a credit card? |
| how do i get a credit card like mastercard visa and ... |
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 Crdit report? |
| Where can I get a copy of my credit report on line that is really FREE?????... |
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 Visa gift card??? |
| i bought one, used it, and dont know how to discard it? there is no more money on it jus want 2 kno how to get rid of it.... |
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 Can anyone help me or tell me where i can get a bad credit loan with out first paying money up front? |
| I borrowed money to get a loan for a friend who needed medical care,i became ill myself got behind on my payments,not hard to catch up.... |
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 Is this a high interest rate on credit? |
16.24% variable APR, on an Amazon card.
Is this really high?
We have no credit cards but we are shopping around right now.
Thanks
Additional Details
Can you suggest a ... |
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 Bad checks? |
| my mom has some bad checks out how do i pick them ... |
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 Getting out of debt? |
| I have a serious ongoing problem. I am a single mom that owes probably $4000 in unpaid bills. now one of my credit card companies turned me over for collection, and they want either a reduced ... |
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Norma L | Is there a credit card that I can get even though i have NO Credit? |
I want to build up my credit. |
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Chandra_nt
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I too had no credit and then I received a capital one offer in the mail for a credit card and went online and filled out an application and I was approved. So you can get a credit card even though you have no previous credit, because I did. |
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kiranraj.bangalore
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Beware of credit cards...even though you get one!
Pay off the baalance along with the interest as soon as you use the card!
Else credit card companies rip you off with charges!
So beware! And use the credit card wisely! pay off whole balance along with interest as soon as thge card is used!
Cheers! |
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Dave
 |
yes but the limit will be very small. like 200 dollars or so. usually capital one will give you a card. |
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Jimmy Lee
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yes, you can go n-line to capitol one then follow the insructions, be beware, you can get yourself into a lot of debt with a credi card, so pay it off as soon as you get it. |
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laylaw
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I don't no about a credit card but I do no that you can get a credit debit card and you can only spend what you put into it. I saw an advertisement on tv where u can no go into your local walmart and buy those things. try something like www.debitcards.com |
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Blondie
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Umm lets see, i was in the same situation and i needed something so i could eventually get a new car and a house, but i had no credit. My boyfriend advised Best Buy, so that is one option. I got one at Maurice's, it is a clothing store, not sure if they have one where you live, but a few other good options are 1.)if you have a bank or your parents' bank, you can get a general credit card with a small limit and they usually always approve it. 2.) you can take out a small loan at your bank or any bank and pay it on time every month and that is a big one to build credit. 3.) If you have a car or cell phone or insurance for you and it is in your parents name, then get them to put you as a primary on the account and them as the co-signer, i think that is how it works, if not just get them to put your name somewhere on the account and it will slowly work towards your approval, not so much credit, but it will help you get approved for a card! Good Luck, it can be very frustrating, but it will get easier. Oh and main thing, do NOT apply for a bunch of cards, because every time you apply, even if you get denied it takes points off your credit. Ok well good luck! |
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JAG Soldier
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Try starting with department stores and with a low limit.. say less than $100. Try JC Penny, American Eagle, Best Buy ect.
This will help you two fold. One it doesnt let you aquire a huge debt by overspending. And two, it goes on your credit report.
Remember each month goes on your credit report, so if you dont make a payment even one month, they will see.
Be careful and good luck!! |
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jojo27315
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A secured credit card is the best way to go. You put up a security deposit of $500 to the bank. The bank issues you a credit card with a $500 limit. Once you've made regular payments and built up your credit, the bank will release your deposit.
The bank doesn't really trust you since you have no credit. They ask for this secured deposit to protect them from a loss in case you don't pay. Once you establish your credit, the bank sees you as less of a risk and releases your security deposit.
Another option could be finding one of those banks that specialize in no credit or bad credit lending but I wouldn't recommend that. These banks charge rates that are high and fees that are excessive. If you fall behind once, its hard to catch up with these banks and it will ruin your credit. |
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