 If my wife and I.? |
To put it bluntly if my wife and I pop our clogs,which we dont plan to do in the near future.Do my son and daughter have to pay off any unpaid debts we may have had.
Additional Details
S... |
|
 An overdrawn bank account from a year ago has gone to collections. Can I go to jail if I dont pay? |
Additional Details
Will someone anwer who knows what they are talking about please? This is not a "farud" case...it has gone to collections!... |
|
 Every time you use a debit card does the bank charge you? |
| Like every time you use a debit card, does the bank charge you for that? Thanks in advance.... |
|
 How many credit cards do you own? |
| i once owned 12...im down to 3!... |
|
 Im 19 years old and wanted a credit card? |
hi i want a credit card im 19 years old have a 5 different bank accounts a few catalogues and wanted a credit card any body know any websites that might accept me thanks
ps please dont say the ... |
|
 I need a loan but I don't have a bank account are there any online that will give you a loan one? |
| I need a loan so I can move but every site that i go to they are asking for bank info and i don't have a bank account is there any online that i could get a loan without having a bank account?... |
|
 Can a credit card company get a court order to garnish your earnings? |
| If I owe money to a credit card company, they already send me to collecttions can they go to court to get a withholding order and take money out of my pay check?... |
|
 Why is cash no good anymore? |
| i went to Dixons today to order something that they did not have in the shop, i went to pay for the order with cash, i was told sorry you can only pay for an order by card.... |
|
 When writing a check and you have no funds what happens? |
| When you give a friend a check and their is no funds in your bank what will happen to the check?... |
|
 Help!!!! credit card question????? |
| My Dad has a credit card if he adds me as a additonal person on his card so that i can use it will it help me to build my credit?... |
|
 I have an unpaid debt from 1998 it is only this year they started chasing me for the debt wot rights do i have |
| can they still chase me for this debt as i was told that after 6 years it should be wiped y are they chasing me for it 9 years down the ... |
|
 Credit cards? |
How do you get a credit card when you have a good credit history, any ideas
Additional Details
I have a good credit history because I've never had a credit card but know I need one ... |
|
 How much should I make my initial offer to a collections agency to settle a debt? |
| So I've got a debt of 2999.17, and they sent me a letter offering 35% off if I paid in full (1949.46). I'm sure I can pay even less than the 2 grand, but I don't want to aim too low at ... |
|
 Is it better to be without any credit cards or at least have one? |
Additional Details
I know they are companies out there that aren't good, which companies are good to work with?... |
|
|  |
Vick4President | Is there a fast way to improve a poor credit score? |
|
 |
 
Lg
 |
pay your bills, get a credit card, yea i said it. buy something everything month with it (like a 40 dollar shirt or something, whatever it doesn't matter) PAY IT OFF every month. you build credit by having credit history.
I have a loan for like 5k for my car, and other stuff and pay it every month, my credit score has gone up tremedously over the past year because of it. |
|
Mariposa
|
There is not a fast way. I would start out by reading the info on free sites about repairing your own credit or borrowing a book from the library. Then pull your credit report and see where you can improve the most. (Is you debt ratio to available credit too high? Do you have too many deliquent accounts? Do you owe many creditors money? Or do you have no (or a new) credit history? Listed below is a few links which will help you out. Good luck! |
|
Google P
 |
Pay your debt as quick as you can,thereafter openan another bank account,secure new credit card.Don't use your old credit cards,use the ew one and buy something on it at regular interval say like Grocery and make payment at schedule time.This is the only way you can improve yourcredit score.Residential utiity bills must be paid in time,including your rent.Especially phone Bills. |
|
cfrichmond
|
You should really read a book on it (I just read a section of Suze Orman's book "Money Bbook for the Young, Fabulous and Broke" and it gave good advice). Understanding how credit scores work helps you attack the problem from all angles, I really recommend it.
One fast way may be to ask for increased credit limits on your cards (but then DON'T charge more), this will increase your ratio of available credit to debt, but this might not work if your score is really bad. And if they do increase your limit, it may only bring up your FICO score a few points.
There is no quick fix, but there are things you can start doing today, like reading a book about it. I'm currently working on improving my score and my boyfriend's so we can get a house, and reading about it has helped a lot. |
|
Monte T
|
Pay off your bills on time |
|
parental unit
|
pay everything off. |
|
Richard H
 |
get a co-signer with a good credit score to help you rebuild it. also, as others have already said, pay everything off |
|
dukalink6000
|
No, a good one will take time to repair |
|
ndnyabl
|
get a secured credit card, only make your utility payments from it, then add more money... your score will jump! |
|
ccluff1974
 |
It takes time, unless you know someone who works at credit bureau. |
|
t D
|
Try this to improve your score:
First know that the bureau must verify any debt you dispute. If they can not verify it, it must be deleted. They have 30 days to do this.
With 7 years in the credit business, I recommend disputing them all at the same time, as you will likely need to go through several rounds of letters to get what you want done. If something is blatently wrong with your credit report, call the bureau after they write back and refuse to remove it. Go up the food chain until a manager agrees to remove or amend the incorrect info on the spot. Don't buy into their speach about re-disputing it - but make sure you have provided the information necessary by mail already to correct the error. It will not help you to insist on something being removed if you have not provided verificaiton on why.
When you mail in the dispute letter, mail in as much information as possible with it. If your verification is a bankruptcy, send in all the pages to your petition and tab the important pages for them to review.
Also mail in a copy of an electric bill and a copy of your ID to avoid any delays. See the FTC web's site for your specific rights with collectors and debt reporting:
http://www.ftc.gov/
If your problem is directly with the creditors, write to them ONE time. If they do not remove incorrect information, write to your state's attorney general's office and the FTC. This will get you the results you seek if you are in the right.
If this is a collection agency problem, write to the same people plus the ACA at www.acainternational.org. Collection agencies are generally slime, so know your rights before you call them. See your rights here:
http://www.ftc.gov/bcp/conline/edcams/credit/index.html
If you have legit items that are bad, dispute them also. If they can not be verified, they must be deleted. It is not your responsibility to prove they are inaccurate, it is the credit bureaus who must demonstrate they are.
Hope this helps! |
|
mtcslc2001
|
get a rich wife.... |
|
PointHo
|
Sleep with an IRS agent. |
|
lins
|
dont go work |
|
papayosha
 |
Identity theft |
|
killing rhonda
|
you could kill yourself. they it will be better |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
18 | 2 minutes(s) ago
| | | |
18 | 41 minutes(s) ago
| | | |
18 | 3 hour(s) ago
| | | |
18 | 8 hour(s) ago
| | | |
18 | 1 day(s) ago
| | | |
18 | 3 day(s) ago
| | | |
18 | 2 week(s) ago
| | | |
18 | 3 week(s) ago
| | | |
18 | 2 month(s) ago
| | | |
17 | 3 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
