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 IF I was taken to the hospital while I was in High School but 18 years old. Who is responsible for the bill?
I have a collection from that time. Can the collection agency ruin my credit for that? Whos resposable for the bill, me or my parents?...


 What is a debit card, and how do you use it?
I also want to know how to use it online....


 My bad credit accounts are all over 7 years old & are still on my credit - how can I get them off without?
how can I get these off my credit without starting the Statue of Limitiations starting all over again once I contact the companies. By the way - these companies have all sold them and beefed up the ...


 Where to go or how to remove bad credit from your credit report.How can I remove something from credit report
How can I fix my credit report and remove bad reported payment history with a reporting company ??...


 How can you get credit if you don't have any credit history on your credit report?
I have applied for a couple of small lines of credit... ex. Target card.... and they sent me a letter that says insuffient credit history... how do I get credit if no one will give me any???? I'...


 Do these credit repair companies really work in the uk has anyone had good experience?
i have had bad credit in the past and have being paying off most of my debts i am finally getting my head above water but everything i apply for even a switch card is being refused help needed! ...


 Square One Debt Settlement - I'm ready to get rid of my high cc's. This company contacted me and sounds good. ?
I open my own acct in my bank giving me control; pay them 15% the first 6 mo; next yr 60% I get paid/40% they get paid; next yr I'm fully investing into my acct for them to begin negociating. P...


 Any ideas on how to establish credit?
I am needing to establish some credit. My house and bills are all in my father's name being I have no credit. I want that to change. But first I know I need to establish some credit. What are ...


 Should i be co-applicant on a car loan with my cousin?
my cousin has a really bad credit score and he can`t get a loan for a car. he asked me to be a co-applicant . i want to make sure im not making mistake and not screwing my credit or myself....


 How am I suppose to check my credit score? I've been to.....?
freecreditreport.com, truecreditreport.com, annualreport.com and they are ALL USELESS!. All they do is collect your info and thats it nothing else. They say nothing about what my score whether its 600...


 Seems like i have no future, pls help....!?
I am a single woman and my age is 28 years old. My big problem is, now I have to pay a lot of debts which is not mine. 3 years ago, my sister's business almost colaps and to help her I make a ...


 Are there credit card companies that will offer you credit cards if you have bad credit besides secured cards?
My scores are around the 525-550 range. Is there a way to get a credit card other than getting a secured card? I have only seen secured cards and cards that have huge fees to start them....


 How can i make my credit score quickly???
...


 Sif i use acheque garentee card the company still gets paid doesnt it its the bank that loses out and me?
the bank screwed me so i wanna screw them i just dont want some certain businesses losing out im not bothereed if they take me to court so long as the companys get ...


 How can I build my credit for free?
...


 Best Store credit card?
I was told to either get a small loan with co-signer which I do not have or a gasstore credit card b/c they are easier to get. However I do not want to make a bunch of inquires to see which one I can ...


 What is a good credit card to apply for if you have bad credit?
I am paying off bills and I closed all of my card accounts. What is a good, easy and cheap card to reopen my credit with? My credit is not good....


 Do you know anyone who can erase a bankruptcy for a few hundred dollars?
I heard that certain people can erase a bankruptcy for a fee. Does anyone know who these people are?...


 What is the best company to lower my interest rates on my credit cards and help me get out of debt?
...


 Check received in mail question?
I received a check drawn on an authentic bank ( I looked it up) for an amount and it said I was a winner of a sweepstakes and If I cash it I pay my processing fee with this amount and the rest will ...



biblemanxl
Is there a free credit report site with no strings attached ?
Everytime I try to go to a "free credit report"website,it is never free.There is always a "catch".Are there any credit report sites that are absolutely free?
                     
 




pappa_15
Yes, www.annualcreditreport.com
By law you are entitled to one free report each year and this is the one that is totally no strings attached.


lzsdaddy
Rating
go right to the equifax website


maniacus69
Rating
No there isn't. I have personally checked out over 200 oif the sites, they all want you to subscribe to their newsletter or some crap to get your free report.


♥Spiky Sandy♥
Rating
www.annualcreditreport.com


Dawn A
If you applied for any type of credit and was turned down the credit companies have to give it to you for free.all you have to do is write them and ask for it.


Coffeyvillian
Rating
The Federal Trade Commission is the major agency watching over this area.

Here is an entry from its site....

Still, www.annualcreditreport.com is the only authorized online source for your free annual credit report from the three nationwide consumer reporting companies. Neither the website nor the companies will call you first to ask for personal information or send you an email asking for personal information. If you get a phone call or an email — or see a pop-up ad — claiming it's from www.annualcreditreport.com (or any of the three nationwide consumer reporting companies), it's probably a scam. Don't reply or click on any link in the message. Instead, forward any email that claims to be from www.annualcreditreport.com (or any of the three consumer reporting companies) to spam@uce.gov, the FTC's database of deceptive spam.


Mr. Spin
Rating
NO.
One time thought I could get a real "free credit report", and ended up doing all sorts of loops and tricks and filling out extensive forms and found out that I got a Free 30 day trial offer. This was all online.

THEN...

I had an error. My online efforts ended up that I had to call an "800" for personal assistance.

To make a long story short. They couldn't find any information on the MasterCard that I have had (and Iupdated) for 10 years. That lost my faith in any Credit Company that can't find information on my Credit after I gave them all my pesonal information and the credit card information.

For Crap Sake, that is what their company is all about, and they couldn't do their job. I wonder how they actually operate.


Jill&Justin
Rating
annualcreditreport.com
That's the government site


Stacy R
No, but you can get them absolutely free in writing. They should have their addresses on their web sites. You get one free report a year and you have to include that in your letter to them.


Jessica L
Rating
yes there is. there was a new law passed that everyone is entitled to one free report every year. the website is annualcreditreport.com

AnnualCreditReport.com


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