 I have been told i have a credit score of 3 what does this mean? |
Additional Details
sorry i meant 300 i already have finance and mortgage and earn good money but i am trying to get another mortgage to rent out and the advisor said my score was 300 so ... |
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Bubbles | Is there a home loan that I can get with a bad credit history and still have very low down payments? |
Additional Details
I live in Florida right now and hope to stay here. My credit score is in it's 300s, so that's pretty bad. Can anyone help me?
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Gary H
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Don't lose hope if you're looking to buy a home. There are so many different ways to fund a home now, just about anyone with any kind of credit can get into a home, regardless of credit situation.
Of course, some will cost you more money in the long run, but a home it's still one of the best investments that you can make, so, in many cases, it's worth it, especially for the first year of ownership.
You should shop around, and ask different lenders what kind of programs they have, and if they can help. Try to find a lender that specializes in bad credit mortgages. You can find some bad credit mortgage lenders listed on this page on and off:
http://www.axalda.info/bad-credit-mortgage.html |
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mike1942f
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Sure, at a rediculous interest rate. |
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liza l
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Hi,
Have seen lots of people asking info on bad credits. Well, if you need to get your problem solved on<!--bad credit, you must know to how to confront it. Many factors can contribute to someone getting a "bad credit" rating, among these are non-payment of an account or late payments over an extended length of time. Take a look on
http://badcredits.awardspace.com/
You can easily be labelled as a bad credit risk by financial companies. This can make it more difficult to-->arrange loans or other finance, and usually means you will pay more interest on any loan you take out. |
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Ryan G
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You can get online quotes at http://BadCreditE-loan.com so that you can see what your options are. |
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in +HIM+
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How bad is "bad"??
It all depends on where you live, I suppose. Here in Ohio, we have first-time homeowner loans at competitive interest rates if your score is at least 620. The down payment requirement is 2% or 3% down, which is not bad.
I would not get into a loan without a down payment, unless the appraisal is excellent compared to the buying price. You want equity.
If your credit is terrible, take the time to clean it up first. You should have no open collections, charge-offs, judgments or liens. If anyone will qualify you for a loan with those on your record, run the other way. They're setting you up to fail.
Go to your local bank or credit union and explore - |
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saranidhans
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If you plan to pay back the money , you can ask for a loan at Prosper. More information at http://www.acreditlibrary.com/prosper.html . You can also try your luck at online charities, people may send donations. More information at http://www.laodn.org/ |
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