Which job is better ? |
Bill collector or a security guard at shopping center?
And why???... |
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Vanilla MasterCard not working? |
Hey guys, I tried ordering online from Drugstore.com with my prepaid mastercard and it tells me
" Unfortunately, we were either unable to verify the payment data provided below with the ... |
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First Credit Card??? College Student in Need? |
| im turning 18 tomorrow and im a future college student. My parents arent going to help me in college (meaning i'll have loans and have to buy stuff i need on my own) so what's the best way ... |
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Information about Credit Cards.. APR.. and interest rates? |
| So i just opened up a victoria secret credit card today... my first credit card to date. If i pay my bill on time I won't have to pay any interest rates. As to APR, how does that work? Lets ... |
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Is Modest Needs Foundation a Scam? |
Additional Details I was looking through the BBB which was a breakdown of the financials and they do not add up.. Also, someone wrote something on Ripp Off Report.... |
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what are my chances of being approved for a wells fargo credit card?I have my mortgage payment with them? |
my credit score is 730
my husband is also on the mortgage his credit score is 720
should we apply for for the credit card jointly or should i only apply?
I bought my ... |
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Looking to get a loan for a 4,000 dollar motorcycle...? |
So I'm considering getting a loan to pay for a privately sold bike, costing 3,700 registration.
I have a credit score of 690-700, 21 years of age and only make currently 1,200 a ... |
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Credit Card Lost, and somebody stole it? |
| What if i lost my credit card and some one found my credit card, and use it illegally. I mean, use it to buy anything. But when i dispute to my credit card company, they said the transaction is ok, ... |
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Credit card problems..........? |
| I made a payment of $200 on my credit card but only $150 went in. I checked the payment status and it says its still in process. It has never done this before. Ive had it for about a year. Why is it ... |
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Is there any way to clean credit that actually works? |
| I've tried so many different product's Im looking for one that actually works. Please only list one that you have tried personally and can guarantee. Im willing to spend a little money I ... |
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I want to get my credit together so I can buy a home, should I file bankruptcy? If so, how? What should I do? |
| I'm 23 years old and I am in $30,000 worth of debt. That includes a repo'd car, a default school loan, and some $500 bills here and there. I've never had a credit card and as crazy as ... |
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Has anyone ever used a "front loaded" debit card/VISA from AAA? |
| I was with my son when he was getting his passport photos the other day and the woman at AAA suggested getting a debit card that you front load with $$ for travel. You put the money on the card (... |
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Credit Card Fraud. I have just been phoned by my CC company? |
| who said that my card is being used illegally. Loads of high money transactions in the past 3 days. How do these people get hold of my details. I do not use it very often and only for payment in a ... |
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Should you ever co-sign a car loan? |
| with someone you are dating, and let them keep the title in their name?... |
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Auto loan without cosigner / credit question.? |
Im a college student who is trying to build up credit from scratch
by getting a credit card with small limits. ( secured if worst case )
I need a car for a college If I were to commute to ... |
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I am trying to negotiate a debt with Discover Card? |
| Problem is I cannot get a physical address to send a certified letter. I called them and asked for one they said there wasn't an address that I could send mail to have a person sign for it. H... |
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lanena423 | Is there a legit company out there than can repair credit? |
I have heard about credit repair companies that can get negatives off your credit report but have heard that there are alot of frauds out there too. So has anyone actually tried one that works? |
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CHEV
 |
YES THERE IS TRY www.jicinvestments.com they will show you how to do it yourself. It's the same steps these CREDIT REPAIR COMPANIES USE FOR ONLY $15.00. IT REALLY WORKS. |
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comptermind
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If you do not check a company before entering into a transaction, you could lose your money, time and credibility. Some widely used resources are the Better Business Bureau (www.bbb.org) and the national fraud center ( www.fraud.org) These days, you can easily find out more about a company using the internet in a few minutes. From a company's website, you can details about its ownership, how old the company really is and feedback from the company's customers.
You can find more detailed information about a company at http://tinyurl.com/gtb89 |
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echo
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Be extremely careful if you decide to use a credit repair company. Many times a person will find that they are in worse shape than before they hired that company.
Thoroughly check a company out before you hire them!!!!!!
As others have posted, you can do it yourself. Which is usually the best way to go.
There are many free credit repair sites on the web. Never pay a site for information.
The site I've listed is one of the best I've been to. I would suggest that you do some reading in the newbie forum and the credit forum before you decide to use a credit repair company. |
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?
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No there arent any that can do it. What you need to do is clean it up yourself.
Start by paying a little more than the min amout due on a card.
Pay them on time.
Bad marks go away after 7 years but crditors usually allow 4 years if you clean it up enough. |
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iamkittee
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NO!! Don't buy into it!! Do it yourself-- links included |
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john d
 |
Plenty of good advice here. |
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David H
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I have been doing credit repair for over ten years and have never received a dime for it. I have considered researching credit repair companies by using myself as a guinea pig, but at what cost ?
There is an excellent self help book out there called
"Guaranteed Credit" by Arnold S. Goldstein. It costs about twenty bucks and can be reviewed before purchase.
Is there a legit company? One company who looked very good to me contradicted methods which I have found to be effective. I have thought about selling my services but the truth is all I can provide is administrative support such as letter writing and personal advise. How much is that worth ? You still have some work to do on your own. |
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thirteen_fox
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there are ZERO companies that can just magically repair your credit, however you can join a debt management organization who can help you MANAGE your credit which in turn improves over time. I personally use american debt management, I was 6 months deliquent on 2 credit cards, this was 6 years ago now I have very good credit since i was able to make all my payments. |
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Thumbs Down Meanie
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You can do it yourself if you want to spend the time to do it. Those companies cannot do anything you can't do yourself. But once you clear your credit, you may be left with no credit, which is just as bad as no credit. If they are charging you $100 or less, make sure they are offering a guarentee and in what time frame they will clear it. A lot of those companies are lazy and will just request a tax id number for you , replacing your social security number and you'll be left with no credit. |
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