 How can I help my GF eliminate her debt??? |
Basically, I just want to know how she can be helped. Paying the monthly min is really high right now. She said it was like $480/month which is really killing her.
I had thought about D... |
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 My brother has a bad credit rating, how long will it take to make it better? |
| He has been paying all his bills and debts on time and not defaulting on payments for the past three months, how long will it take for him to qualify for credit again?... |
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 I owe $709.99 for what? |
| I got a paper from a collection agency today for some... I don't even know what it is or who it is or what they do.. company, saying I owe them $709.99. I have NO IDEA what it is. Never even ... |
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 Can an auto loan actually help your credit if you make all your payments in full and on time? |
| I am currently 19 and a half and I got a credit card the day I turned 18. I pay off all my balances immediately and I would potentially have a perfect credit score if I had a longer credit history. ... |
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 I am being sued by a credit card company for about $2,200 but can't afford to pay them. What should I do? |
| I have a court date on the 14th of this month. I thought they would just write this amount off but was served with court papers today. Any suggestions or advice would be greatly appreciated... THANKS!... |
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 Most useful advice you've ever learned about $$$? |
This question is to fokes young and old, so please anwser? Thank you!
Additional Details
I, personally think the most useful advice i have ever learned about money was to alway balance ... |
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 Where can I get a loan with bad credit and no home to secure the loan? |
| My credit is in bad shape due to the marriage I was in, dose any one out their know any way to get a loan with poor credit and no home to secure the loan. I want to start a new life and get my ... |
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 How the heck do I get out of debt??!!!? |
| I don't know what to do! Any sugestions would help!... |
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 A debt collector called today about a debt included in a bankruptcy 10 years ago. What do I need to do? |
| The collector called when I wasn't home. He answered my husbands questions about what he was calling about. They want me to call back and give the discharge # and lawyer's name. Can I be ... |
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 What helps your credit score more? |
| Paying off collections, or opening a new line of credit? I have medical bills in collections ... but qualify for a credit card. Obviously both would help the best, but it will take me a while to ... |
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 Is it possible to talk to my bank and ask for a lower payment in order to avoid foreclosure ?/? |
what are the odds of my bank giving me a lower payment in order to avoid going into default ??
My payments are $3100 per month, MY retirement is only $2000 per month , the money that I ... |
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 Can i use my Dad's credit card? |
| Ok so im going to be buying a cell phone (i already have one, but i want a new one). My dad gave me his credit card to do so, as i dont want to use bills to pay for a 300$+ phone, a cc is a whole lot ... |
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 I owe 6000.00 on my American Express Credit card and I dont have a dime to pay on it.? |
| I havent made a payment in 3 months and I dont know what to do because the money is not there to pay it. Please help. I am desperate. They are calling me like crazy and I need to know what is going ... |
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 How can I get credit when no one will approve me for anything? |
| I can't get any loans or credit cards or anything due to lack of credit. I put down a $300 deposit on my cell phone but come to find out they don't even report good payment.... |
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 English grammar problem, pls help.? |
Currently, I am attached to a bank as an credit analyst
or should it be..
Currently, i am attaching to a bank as an credit analyst
which 1 is correct or both of them ... |
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 Can loan companies etc actually see your credit record? |
| Or are they only given your credit score? I know I can view my whole credit record online, but can companies you are applying for credit with do the same? Can they find out how much you owe other ... |
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thatartistwin | Is there a place to ACTUALLY get your credit score FREE? |
...without signing on for something or buying anything? |
 |
 
tslavik2001
 |
Yes, but only once a year.
www.annualcreditreport.com |
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Sgt Big Red
|
The answer is NO!
Now to get some things corrected, first of all, checking ones own credit score does not affect your score, that is a myth.
Next annualcreditreport.com does NOT give you a free score either. They will get you your three credit reports for free (once a year) but you will have to pay each CRA a fee for your score.
As to freecreditreport.com, don't believe you can simply try it and cancel that easy even within the 30 day trial period. Read the fine print in their terms of agreement first.
The only way to get a free credit score (and this would be from only one reporting agency) is through some credit card companies (Chase, Providain) who provide it as a free service. However it is not the actual score, just close. |
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Spartan
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Contrary to the other posters, you CANNOT receive your credit score free....at all. To see your official FICO scores, you need to purchase them from http://www.myFICO.com. It costs $15.95/per score from each bureau. If you google "myfico discount" you can find a coupon for 20% off.
Don't bother paying to see other scores as those are FAKOs; only FICO scores are used by lending institutions. |
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MadMan
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No. Credit scores always cost money. Credit reports, in the US, are free once a year. |
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Goldylocks
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sadly no, every freebie place always has strings attached. Seems like false advertising. |
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bikerphilosopy
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hahahahahahahahahahahahahahahahahaha
Nope, only if you are a business checking on someone. Then all that info is free. |
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christydoll21
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You can get your credit report free from annualcreditreport.com but you have to pay like ten dollars or something to get your credit score. |
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martin couch
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Hello my friend,
Lots of misinformation posted here.
Your home state (I won't post it here) has a law requiring the three bureaus to provide a completely free annual report. Check your state's website for more info.. If that fails, check with a local library for help. |
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infinite crisis 247
 |
pretty much all of those sites are going to make you sign up for something. it's usually free for 30 days and if you don't cancel, than they hit you with a fee. simply sign up to get your credit score and then cancel it the next day. that's what i do. as for the person that said that checking your own credit score lowers your score, that's simply not true. it's only hard inquiries against your credit that lower scores (ie when you apply for a car loan and they run your credit). |
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*~*~*
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Unfortunately all I've heard of is ones where you sign up for something...BUT freecreditreport.com has your Experian score, you justh have to remember to cancel before it charges you... I think they give you about a month, so just make a note to yourself and cancel and it will be free.
Chase bank (if you are in the US) also has them if you sign up for something, but that too can be cancelled before you get charged. |
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andy
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No, you can only get your credit reports for free not your credit score. Your credit score should only cost $10 each. |
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paul b
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The fool above is wrong, when you order your report from Experian etc, it doesn't lower your score. As in free the cheapest you can get is the basic report that has a charge of £2.00 stirling. |
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nikolaus.baare
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Don't let anyone check it- it goes down whenever you do that! |
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morristownprophet
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No, because even if you don't do any of that when you check your score it goes down, every time you check it. |
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