 Can a debt collection agency attempt to collect money they say is still owed to the original owner? |
| My husband and I purchased a vehicle in 2004. We couldn't afford the paymets, so we returned the vehicle to the bank. They sold the vehicle for less than what was owed. Now three years later, a ... |
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 It's my business and problem right? |
| My mom called my boyfriend of 8 mnths ranting over a cell phone I asked for her to buy when my razor went out the other day. I promised 2 pay her back. Unfortunately I never hav money for emergencies ... |
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 Does anyone have experience buying a used car with terrible credit?I have a high income of around 100K? |
| The bad credit comes from charge-offs on unsecured credit cards. i have had a mortgage for the past year in perfect standing.... |
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 Reason for 0% APR Cards? |
| What is the reason for credit card companies offering a 0% apr card apart from the usual promotional spin? Is there somnething to do with the economic cycle we are in?... |
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 Can anyone help me finanially? |
Would anyone like to send me money so I can support fiancially for next 3 month or so.
Something happend and need help.
Additional Details
bijan a
I'm a good person but ... |
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 E Bay Debt?? |
| Just received a formal demand,from a debt collector on behalf of unpaid e bay fees,for advertising a car that wasn,t sold,the fees were for £130,i think that is ridiculous,should i pay,or ignore??... |
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 Catalogue debt? |
| Does anyone know if it is possible to transfer catalogue debts into someone elses name? I have a customer who has ordered quite a lot of things from my catalogue and now can't afford to pay and ... |
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 How do you add good things to your credit? |
| I am 24, will be 25 in June. I have a 4 year old son. I don't own any cars, rent any cars or furniture, etc. I don't have a cell phone, or even a bank account. I do rent the top half of ... |
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 Credit Cards and Not Paying Them? |
| I owe two credit cards money. I've tried everything but I can't seem to pay them anymore. My lover racked up the bills before she took off on me. I owe about $4000 on one and about $1000 ... |
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 Please help someone i know used her dead husbands credit card? |
| some one i know used there dead husbands credit card and no it's not me, the card arrived the day he died and she could'nt afford flowers or anything for the funrel so as she had a second ... |
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 What can I do if my debts are choking me? |
| My sallary won´t be soon enough to cover my credit cards and other expenses. What are the options? Legal, of course!!!... |
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 Debt Management? |
| Has anyone else on here used Payplan? Are they good? How are you coping with debt problems? I have serious debt problems and a friend advised me to declare myself bankrupt. Is this a last measure?... |
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| What is better, more credit cards or older cards? |
| I have about 6 cards that are all pretty much paid off but I like most of them for various reasons...Chase amazon b/c I shop there alot and the rewards are good. Chase freedom cus of the APR, W... |
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mocha | Is there a way of knowing which stores use which credit bureau? |
I am interested in getting some type of store card (example: walmart, old navy, target, best buy and others)
Are there certain stores that get your credit report from one bureau or another?
The reason I am asking is because my credit is not the best and transunion seems to have alot of bad things in my report and the other two dont?
Is there anything I can do or a way of knowing? |
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Johnsmatrix
 |
Everyone is wrong. Especially the person that said Transunion is used 99% of the time. Companies pull different reports based on their prefrences and where you live. A company can pull TU in New York and pull Equifax in TX.
Go to: http://creditboards.com/forums/index.php?autocom=creditpulls
You can search by CRA or state.
BTW.
Walmart card is junk and hard to get approved for. If you do get approved you get a low limit like $200. Best buy is also difficult. Target is the easiest of the 3. Message me if you have any questions.
Also sign up and search the forums. You will find a lot of useful info. Good Luck!!! |
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marco v
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ask |
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Meg...Out of Hybernation
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You can call those companies and ask. What you should do is try to clear up the differences between your credit reports. If Trans Union is reporting something that is a lot different than the other two, there may be cause for concern. You should try to figure out why there is such a difference and straighten it out at the credit bureau level before applying for any new lines of credit. |
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littleldean
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Normally they use two different credit bureaus.Equifax seems to be the most popular. |
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Luckys Charm
 |
Work on your credit brfore you start applying for credit. Everything on your report dispute it even if it is yours. Tell them your reason for dispute is that the creditor informed you that it would be removed from your report. Some may fall off and some may not. You may qualify you a First Premiere or Tribute or Orchard credit card. The interest rates may be high and but tough it out until your score builds up. If you get those cards they may have 2 or 3 fees which will eat the credit up but before you use the card tell them you wont accept it unless they remove some of the fees and 9 times out of ten they would bite. After about 6 months of paying your bill on time and keeping your balance down your score will grow . Good Luck |
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Pleasure
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Well, it's usually equifax. |
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engineerpig
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May be you can try best buy. |
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caddy girl
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Trans Union is the #1 credit reporting agency.......99% of buisnesses that extend credit use Trans Union as their reporting agency. Go to a credit counceling firm to help you get on the right track. |
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Larry & Barbie
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your credit sucks haha |
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