Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 I have two collections left on my credit reports?
I have contacted both of them asking for a pay for deletion letters, and they both refused. The total of both is only 145.00. If I choose to not pay them until the 7 years is up, how will it reflect ...


 How hard is it to get a mortgage now? What kind of credit score do you need?
I've heard that due to all of the foreclosures mortgage companies are getting tougher....


 What is the billing address mean???
when I go to buy online I give the shipping address and he would the billing address is this mean the address of my bank???...


 Can i get credit cards on benifits- which one?
...


 School loans?
anyone know how to get low interest rate student loans?...


 I deposited money yet when i check my bank account online im still seeing that the money is not in the account
its been 2days already since i deposited saturday 10 what should i ...


 How can i run a free credit check on myself or others maybe is it legal?
...


 Looking for online job that pays in cash?
I am looking for a online job that i can get paid in cash. I have heard about those prepaid credit cards and that mold also be helpfull information. Do you know of any good website's that have ...


 If someone is claiming DSS benefits but?
but their landlord doesn't know, is that classed as fraud. I think my neighbour is running a scam, they rented the property in someone elses name, but they get benefits to make the payments, ...


 I can I get a auto loan with no credit on an $8,000 car?
I'm only 19, so I have no credit. Is there anyway to get a loan/money to buy a Jeep Wrangler from a dealership?...


 I have a car loan, I don;t have all the money to pay for, can I make partial payment?
I want to know if I can make a partial payment on a car note and not receive collection ...


 Need temp loan for 1000.00 bad credit.no luck w/payday loan.?
I owe irs. $10,000.00, which I have in my 401k.however I have an outstanding loan bal on my 401k for $1000.00, so I cant borrow until I pay my bal. can anyone help?...


 Im 17 years old and want to apply for a credit card i will be 18 august 2 2007 what can i do?
...


 American Express losing your payment checks?
Has anyone been having problems with American Express lately? I have been a member since the 80s, and I have always loved my AmEx.

However, they have lost my payment checks three times ...


 40k USD in credit-card debt. If I take a mail-order Russian bride,does my new wife have to bear the debts too?
I'm thinking that as soon as I divorce her, she has to take on 50% of all assets OR debts, right?

Man, I'm broke....

I think its a great way to half my bills, right?<...


 I owe about 10,000 in credit card debt with no assets. can i file for bankruptcy? I simply cant make ends met?
I was on disablility, while working so i had additonal income. Now SSI says I am working too much, and they have stopped all my benefits. But with the income I make I can't seem to make ends met....


 I have no credit history and I need an unsecured credit card without a co-signer. Any suggestions?
I have no credit history and all the credit cards that are available to me are a hoax. Most require of the credit cards atleast $200 of my own money to start the credit building process. If credit ...


 I was 4 day late on my capital one credit card bill ,would this have any affect on my credit report?
...


 Credit card debt? I have about 40K in credit card debts. What will happen to you if you stop paying back?
...


 Debt settlement or consolidation or bankruptcy, which is best considering?
my credit score is currently around 650 but I am over stretched and just stating to fall behind on bills.
Additional Details
Why do creditors hate to see debt settlement on your credit ...



shortlyn87
Is there a way to obtain a credit card without credit, for the use of building credit.?
                     
 




Joe S
Here are a list of credit card companies that issue credit to people with bad credit.


Aspire Visa Card

• 30 second online response
• Rebuild your credit
• No security deposit required
• Accepted at more then 29 million locations
• Account access & online payment


New Millennium Bank Platinum Master Card

• Guaranteed issue
• Complimentary online services for account management and payments
• Be approved regardless of income or credit history
• Reports to the three major credit bureaus to rebuild your credit
• Up to $10,000 secured credit limit


First Premier Bank Gold Master Card

• Low APR on purchases
• Reports monthly to 4 major credit bureaus
• A credit card for those with less than perfect credit
• Quality customer service
• Accepted where you see the Master Card or Visa logo
• Enjoy the benefit of 24-hour phone account access

Centennial Master Card

• Low APR on purchases
• Reports monthly to 4 major credit bureaus
• A credit card for those with less than perfect credit
• Quality customer service
• Accepted where you see the Master Card or Visa logo
• Enjoy the benefit of 24-hour phone account access

Orchard Bank Master Card

• A good credit card for people who are looking to re-establish
their credit and would like the convenience of a Master Card
• Periodic credit limit increase reviews
• Reports to all 3 credit bureaus each month, which can help
improve your credit score
• Fraud, dispute and unauthorized use protection
• Free online account management and payment

USA Platinum

• Get a $7500 Platinum Credit Line regardless of credit history
• You have been selected to receive a $7500 Platinum Shopping Card from USA Platinum
• Your approval is *guaranteed regardless of your credit history

USA Gold Credit Card

• Get a $5000 Gold Credit Line regardless of credit history
• You have been selected to receive a $5000 Gold Shopping Card from USA Gold
• Your approval is *guaranteed regardless of your credit history


websterjdjr
you can get a credit card from allmost any company but you must pay off the balance by the end of each month and it costs to get one 75 annual fee 45 application fee and you owe that within 30 days from first charging anythang. If you cant pay all of that then they will start sucking the blood out of you every month and you will end up maxing out and paying the minimum. to work it right you must PAY OFF the balance within 30 days of usage GET IT? that 75 plus 45 plus whatever you charge is gonna be due within 30 days. can you understand that? bueano my friend as long as you use it and pay the BALANCE by the end of the month then you is good! otherwize you is heading down the road to misery.


Mark G
Yes. If you have no credit, you can almost certainly get a cridit card if you can show enough income. If you have bad credit, or no documentation of income or excessive debt, you can get a secured credit card. Here you place a sum of money in an account, and the credit card company issues you a card with that money as collateral. After a period of time where you pay your bills on time, etc, you can convert it to a regular credit card account. Bankrate.com has links to companies that offer this type of card.


Cricket
Rating
You don't want a credit card. They get you into much trouble and it seems no matter how much you pay on them you never get them paid for!!!!!! Don't do it!!!! Go buy something you want that will go towards your credit. Don't get a credit card!!!


charmedchiclet
Yes. It's called a secured credit card. You will pay the entire balance that you want for your line of credit up front, and then every charge you make will deduct from your balance. Therefore it acts more like a debit than a credit card, but you'll still be getting a good credit rating from using it.


Blicka
Rating
Yes, secured credit cards are the way to go.


beauty s
go to www.orchard bank.com


$m¤¤v¥ £¤¢¤
The two easiest cards to get are secured credit cards and department store and gasoline credit cards. Secured cards are the easiest to get most times becuase you put a deposit upfront to secure the same amount of the deposit in a line of credit. Now this can be worked to your advantage becuase this can also be a way to create a savings for yourself since the deposit is usually tied to a savings account, and also you're able to increase your credit line by adding to the deposit. It's important to pay on time every month and manage the available credit and not max it out, usually after about a year or so of keeping the account in good standing, it will convert to unsecured and the deposit is returned to you. Also, the chance will be higher for qualifying for better credit cards, as well as deaprtment store and gasoline cards.


DennistheMenace
Rating
If you are established w/ your bank and in good standing...no bounced
activity....you can ask for a regular credit card, thats backed w/ a secured deposit, but not listed as a secured creditcard. it would carry more weight on a credit report.....
not a common bank practice, but it can be done........tell them you want a gas credit card that would be paid off monthly......


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.044
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy