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 Who has truly free credit reports?
...


 HELP! husband has garnishment judgement against him!?
While visiting my "lovely" in-laws this evening my MIL gave me some mail of my husbands that she had "forgot" about. Amongst it was a court summons from over a year ago in which ...


 Is it legal for medical bills to go on your credit record? PLEASE HELP!!?
Is it legal for medical bills to go on your credit report? someone said it wasnt because of privacy but i have some on mine from an accident i was in last year... if its not legal how do i get them ...


 Has anyone received their Stimulus check via direct deposit?
I got my hopes up when I heard ALL direct deposits will be done May 2nd. Is it rumor or speculation? IRS doesn't seem to have updated information but some financial webcites are stating a new ...


 A collection is deleted from my credit report, do I still have to pay them?
I made a settlement with a collection company, I did some research on the web and decided to dispute them on my credit bureau, 30 days later the credit bureau deleted the collection account from my ...


 Can creditors still come after you even if the 7 years are up?
I was stupid when i was young and messed up my credit. My 7 years went by and now my credit is good, but today I got a suprise letter from a collector about $500 dollars I owe from 1998? I just ...


 Credit ratings?
I have excellent payment histories on my rent, my car (a lease), and am generally good with my finances. I don't carry any debt outside of my reasonable student loan. I only have one credit card ...


 I have a credit score of 656 (experian) can I buy a home with this?
LOCATION: HOUSTON, TX
NEW HOME NO MORE THAN 100K
I HAD SOME LATE PAYMENTS AND CHARGED OFFS THAT I AM TAKING CARE OF....


 Will it affect my credit score if the mortgage is paid late?
SOMEONE TOLD ME IT DOESNT AFFECT IT UNLESS IT IS 31 DAYS PAST. SOMEONE TOLD ME IT AFFECTS EVEN IF ITS 1 DAY PAST....


 This might seem like a daft question,but i get really annoyed because as soon as im late paying my credit?
card,i have the bank phoning me,even at 10 am on a sunday,its so frustrating,does anyone else get that problem?...


 How much will banks typically loan out to someone with no credit?
I just turned 18 and I want to build my credit. I have decided that taking out a loan would be the best way to do this. If you have other suggestions, go ahead and try to change my mind! =)...


 I need help finding a loan to combine all my payday loans into 1 payment. I have bad credit please help me?
Recently I got involved in payday loans, now I just need help to get out of this trap. Do you know anyone who gives loans to people with bad credit. I have made an effort to make good on a lot of ...


 What is the difference between Bankruptcy and...?
With a (very) low credit score, no financial institution is willing to help me with a consolidation loan based on signature (I have no assets to use as collateral). After having lost my job and ...


 I have applied for 2 different credit cards and they both turned me down. do you know why this is?
Thank you for your recent application for Blue from American Express. After reviewing your request, regrettably, we are unable to open an account for you at this time for the following reason(s):
...


 What happens when you get a positive balance in a credit card?
So i bought this item online. And that was sometime ago. now the balance for the credit card that i used is 0. What happens if i get a refound sent to that credit card?? ? ? ;-)...


 How many of you are extremely well disciplined with credit cards?
...


 I got a call from a collection agency, should I call them back?
They left a robo message with their phone number. I'm pretty sure it's about an old student loan, what should I do??...


 The collection agency called my son and when he asked for an address to write them, they refused.?
My son wanted to mailed the collection agency a settlement offer and the company said they can't give out the address without a verbal agreement to pay the debt. They wanted an electronic ...


 Credit repair? United Credit Association?
Has anyone heard of United Credit Association? They are a credit repair agency. I want to know if those agencies are legal and if they really can repair your credit. My realtor recommended it to me ...


 Can I use SBI DEBIT CARD for online payment in india?
means can I buy anything like watch, t-shirt, jeans etc. online using sbi debit ...



luyimbazi c
Is there adifferent between ATM card and credit card.?
                     
 




burning brightly
An ATM card is what is called a debit card the money is in the account and can be drawn out thru an ATM machine but only the amount in the account. A credit card has an allowed amount of payable off credit placed against it it requires set and your choice amounts of money paid into its account every month~~


H. A
Yes, the original ATM, "automated teller machines", were restricted to withdrawing cash from the machine. Now you can not only withdraw cash from them, but you can also make deposits. Currently, most banks offer a combination ATM and credit card, in conjunction with either Visa or MasterCard. So in actuality you can withdraw cash, make a deposit or use it as a charge card or even a debit card. A regular Visa or MasterCard can only be used as a credit card, so the difference is quite a bit, and the convenience is far superior with the ATM combination credit card. This card is generally reserved for people who have good credit and maintain their checking accounts in an excellent manner.


jeff
Rating
ATM card is for Automated Teller Machines, and cannot be used for credit card purchases.

the ones that can are check cards.

credit cards are run through visa, mastercard, etc.


Hope Passion Sanity
Rating
ATM - withdrawn money in your account (that you have) - credit card money that you don't have.

you can get cards that do both though just to confuse you.

not all credit cards will work in ATM unless you have a pin no.


harsha b
yes there is a big difference between this cards, ATM card means normally a debit card which we can withdraw our own amount means our S B a/c deposite amount and in credit card if dont have any balancein our ac also we can purchase things and withdrawn money on credit through this credit card, and in for this credit card they are giving 40 days time to pay back that amount what we purchased on credit without any intrest, after 40 days we have to pay we have to pay with interest.


S M
Rating
An ATM card, also called a debit card, is given to you by your bank. When you use it to buy something, the money is taken directly from your bank account. A credit card is given by a credit company. When you use it, the money is paid by the credit card company. You will then get a bill every month so that you can make payments to the credit card company in order to pay them back.


TONY S
Rating
An Automated Teller Machine card uses money in your checking account.
A credit card uses borrowed money at interest. There is a limit on the card...it maxes out at some point and you can't borrow anymore until you pay it off.


leslie
Rating
ATM Is issued by your bank. It's for drawing money out of your account or transferring money.
A credit card is used to purchase goods, groceries, gasoline, clothes.
Do not use your credit care in an ATM machine. It'll work but you'll be charged endless fees.


momofthree
Rating
yes....but nowadays they function almost exactly the same....there are usually stricter limits on amounts you ccan spend per day with an atm card and cash back fees are usually higher with credit cards...atm cards commonly have visa or mc logos on thenm and CAN be used as credit cards...mine is


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